Potomac Bancshares, Inc. (PTBS)
OTCMKTS
· Delayed Price · Currency is USD
19.88
0.00 (0.00%)
Apr 28, 2026, 4:00 PM EST
Potomac Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 40.36 | 34.86 | 31.15 | 24.65 | 21.47 | Upgrade
|
| Interest Income on Investments | 6.99 | 6.83 | 4.44 | 2.42 | 1.54 | Upgrade
|
| Total Interest Income | 47.35 | 41.69 | 35.58 | 27.06 | 23.01 | Upgrade
|
| Interest Paid on Deposits | 13.58 | 13.34 | 8.68 | 2.19 | 1.86 | Upgrade
|
| Interest Paid on Borrowings | 1.93 | 1.28 | 0.89 | 0.6 | 0.57 | Upgrade
|
| Total Interest Expense | 15.51 | 14.62 | 9.57 | 2.79 | 2.42 | Upgrade
|
| Net Interest Income | 31.84 | 27.08 | 26.02 | 24.27 | 20.58 | Upgrade
|
| Net Interest Income Growth (YoY) | 17.58% | 4.07% | 7.18% | 17.93% | 15.36% | Upgrade
|
| Trust Income | 2.06 | 1.95 | 1.74 | 1.51 | 1.42 | Upgrade
|
| Mortgage Banking Activities | 1.45 | 0.99 | 0.68 | 0.63 | 1.64 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.01 | 0 | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.02 | -0.64 | -0.45 | -0.4 | 0.04 | Upgrade
|
| Other Non-Interest Income | 3.11 | 3.03 | 2.97 | 2.95 | 2.85 | Upgrade
|
| Total Non-Interest Income | 7.56 | 6.4 | 5.95 | 5.72 | 6.83 | Upgrade
|
| Non-Interest Income Growth (YoY) | 18.10% | 7.51% | 4.09% | -16.29% | 18.69% | Upgrade
|
| Revenues Before Loan Losses | 39.39 | 33.47 | 31.97 | 29.99 | 27.41 | Upgrade
|
| Provision for Loan Losses | 0.93 | 0.51 | 0.22 | 0.63 | -0.49 | Upgrade
|
| Revenue | 38.47 | 32.96 | 31.74 | 29.36 | 27.9 | Upgrade
|
| Revenue Growth (YoY) | 16.70% | 3.83% | 8.13% | 5.22% | 25.94% | Upgrade
|
| Salaries and Employee Benefits | 14.95 | 13 | 12.36 | 11.25 | 9.98 | Upgrade
|
| Occupancy Expenses | 1.3 | 1.13 | 1.03 | 1.08 | 1.07 | Upgrade
|
| Federal Deposit Insurance | 0.42 | 0.39 | 0.36 | 0.2 | 0.17 | Upgrade
|
| Selling, General & Administrative | 5.97 | 5.65 | 5.16 | 4.58 | 4.13 | Upgrade
|
| Other Non-Interest Expense | 4.34 | 4 | 3.48 | 2.86 | 2.75 | Upgrade
|
| Total Non-Interest Expense | 26.98 | 24.16 | 22.39 | 19.97 | 18.12 | Upgrade
|
| EBT Excluding Unusual Items | 11.49 | 8.8 | 9.35 | 9.39 | 9.78 | Upgrade
|
| Pretax Income | 11.49 | 8.8 | 9.35 | 9.39 | 9.78 | Upgrade
|
| Income Tax Expense | 2.53 | 1.97 | 2.09 | 2.08 | 2.21 | Upgrade
|
| Net Income | 8.96 | 6.83 | 7.26 | 7.31 | 7.57 | Upgrade
|
| Net Income to Common | 8.96 | 6.83 | 7.26 | 7.31 | 7.57 | Upgrade
|
| Net Income Growth | 31.15% | -5.99% | -0.64% | -3.42% | 100.00% | Upgrade
|
| Basic Shares Outstanding | 4 | 4 | 4 | 4 | 4 | Upgrade
|
| Diluted Shares Outstanding | 4 | 4 | 4 | 4 | 4 | Upgrade
|
| Shares Change (YoY) | - | - | 0.07% | 0.19% | - | Upgrade
|
| EPS (Basic) | 2.16 | 1.65 | 1.75 | 1.77 | 1.83 | Upgrade
|
| EPS (Diluted) | 2.16 | 1.65 | 1.75 | 1.77 | 1.83 | Upgrade
|
| EPS Growth | 31.11% | -5.86% | -0.85% | -3.55% | 99.87% | Upgrade
|
| Dividend Per Share | 0.510 | 0.460 | 0.390 | 0.360 | 0.320 | Upgrade
|
| Dividend Growth | 10.87% | 17.95% | 8.33% | 12.50% | 14.29% | Upgrade
|
| Effective Tax Rate | 22.04% | 22.40% | 22.34% | 22.14% | 22.59% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.