River City Bank (RCBC)
OTCMKTS
· Delayed Price · Currency is USD
41.00
0.00 (0.00%)
At close: Apr 28, 2026
River City Bank Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 244.39 | 239.65 | 222.29 | 180.02 | 110.21 | 96.94 | Upgrade
|
| Interest Income on Investments | 43.28 | 43.28 | 56.85 | 33.95 | 10.23 | 5.88 | Upgrade
|
| Total Interest Income | 287.67 | 282.93 | 279.14 | 213.97 | 120.44 | 102.82 | Upgrade
|
| Interest Paid on Deposits | 140.83 | 138.72 | 137.13 | 85.57 | 19.08 | 6.92 | Upgrade
|
| Interest Paid on Borrowings | 1.71 | 1.71 | 5.32 | 7.53 | -0.35 | 5.67 | Upgrade
|
| Total Interest Expense | 142.54 | 140.43 | 142.45 | 93.1 | 18.72 | 12.6 | Upgrade
|
| Net Interest Income | 145.13 | 142.5 | 136.69 | 120.86 | 101.72 | 90.22 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.18% | 4.26% | 13.09% | 18.82% | 12.74% | 12.54% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.04 | 0.04 | 1.21 | - | 3.02 | 3.44 | Upgrade
|
| Other Non-Interest Income | 6.11 | -1.8 | 12.54 | 12.03 | 12.84 | 8.65 | Upgrade
|
| Total Non-Interest Income | 6.97 | -0.95 | 14.6 | 12.88 | 16.84 | 13.08 | Upgrade
|
| Non-Interest Income Growth (YoY) | -52.29% | - | 13.38% | -23.54% | 28.71% | 130.36% | Upgrade
|
| Revenues Before Loan Losses | 152.1 | 141.56 | 151.29 | 133.74 | 118.56 | 103.3 | Upgrade
|
| Provision for Loan Losses | 3.62 | 1.99 | 7.54 | 12.59 | 18.41 | 10.5 | Upgrade
|
| Revenue | 148.48 | 139.57 | 143.75 | 121.15 | 100.15 | 92.8 | Upgrade
|
| Revenue Growth (YoY) | 3.29% | -2.90% | 18.65% | 20.97% | 7.92% | 26.35% | Upgrade
|
| Salaries and Employee Benefits | 27.5 | 26.67 | 24.28 | 20.92 | 17.69 | 15.75 | Upgrade
|
| Occupancy Expenses | 2.52 | 2.48 | 2.28 | 2.35 | 4.27 | 3.73 | Upgrade
|
| Federal Deposit Insurance | 2.48 | 2.45 | 2.66 | 2 | 1.08 | 1.13 | Upgrade
|
| Selling, General & Administrative | 6.07 | 6.02 | 5.43 | 4.97 | 5.42 | 5.08 | Upgrade
|
| Other Non-Interest Expense | 7.34 | 6.85 | 5.45 | 5.65 | 4.57 | 4.18 | Upgrade
|
| Total Non-Interest Expense | 45.91 | 44.48 | 40.09 | 35.9 | 33.03 | 29.87 | Upgrade
|
| EBT Excluding Unusual Items | 102.56 | 95.09 | 103.66 | 85.26 | 67.12 | 62.94 | Upgrade
|
| Pretax Income | 102.56 | 95.09 | 103.66 | 85.26 | 67.12 | 62.94 | Upgrade
|
| Income Tax Expense | 28.51 | 26.68 | 30.26 | 24.92 | 19.3 | 18.46 | Upgrade
|
| Net Income | 74.06 | 68.42 | 73.4 | 60.34 | 47.82 | 44.48 | Upgrade
|
| Net Income to Common | 74.06 | 68.42 | 73.4 | 60.34 | 47.82 | 44.48 | Upgrade
|
| Net Income Growth | 0.89% | -6.79% | 21.65% | 26.17% | 7.53% | 40.62% | Upgrade
|
| Basic Shares Outstanding | 15 | 15 | 15 | 15 | 15 | 15 | Upgrade
|
| Diluted Shares Outstanding | 15 | 15 | 15 | 15 | 15 | 15 | Upgrade
|
| Shares Change (YoY) | -1.11% | -0.86% | -1.27% | 0.40% | 0.57% | 0.69% | Upgrade
|
| EPS (Basic) | 5.09 | 4.69 | 4.99 | 4.05 | 3.22 | 3.01 | Upgrade
|
| EPS (Diluted) | 5.09 | 4.69 | 4.99 | 4.05 | 3.22 | 3.01 | Upgrade
|
| EPS Growth | 2.03% | -5.98% | 23.23% | 25.67% | 6.90% | 39.67% | Upgrade
|
| Dividend Per Share | - | 0.170 | 0.151 | 0.142 | 0.134 | - | Upgrade
|
| Dividend Growth | - | 12.58% | 6.34% | 5.97% | - | - | Upgrade
|
| Effective Tax Rate | 27.80% | 28.05% | 29.19% | 29.23% | 28.75% | 29.33% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.