Triad Business Bank Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020
Period Ending	Apr '26 Apr 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020
Market Capitalization	52	48	41	44	65	70	Upgrade
Market Cap Growth	10.45%	16.42%	-6.83%	-31.99%	-7.61%	38.50%	Upgrade
Last Close Price	6.42	5.95	5.15	6.60	9.84	10.65	Upgrade
PE Ratio	37.79	34.38	-	-	-	-	Upgrade
PS Ratio	3.74	3.46	4.83	5.16	6.05	10.01	Upgrade
PB Ratio	1.02	0.95	0.98	1.18	1.69	1.23	Upgrade
P/FCF Ratio	18.98	17.58	73.68	-	21.40	220.27	Upgrade
P/OCF Ratio	18.86	17.47	67.12	-	21.28	210.24	Upgrade
Debt / Equity Ratio	0.20	0.20	0.60	0.29	0.30	0.17	Upgrade
Debt / FCF Ratio	3.70	3.70	45.18	-	3.83	29.70	Upgrade
Net Debt / Equity Ratio	-0.15	-0.15	0.03	-0.62	-0.49	-0.51	Upgrade
Net Debt / FCF Ratio	-2.85	-2.85	2.15	14.92	-6.27	-91.81	Upgrade
Return on Equity (ROE)	3.00%	3.00%	-10.77%	-11.36%	-0.76%	-3.08%	Upgrade
Return on Assets (ROA)	0.26%	0.26%	-0.83%	-0.90%	-0.09%	-0.53%	Upgrade
Earnings Yield	2.69%	2.91%	-10.44%	-9.78%	-0.56%	-2.23%	Upgrade
FCF Yield	5.27%	5.69%	1.36%	-3.51%	4.67%	0.45%	Upgrade
Buyback Yield / Dilution	-10.25%	-10.25%	-10.81%	-0.77%	-15.37%	-12.59%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.