United Bancshares, Inc. (UBOH)
OTCMKTS
· Delayed Price · Currency is USD
39.25
-0.05 (-0.13%)
At close: Feb 12, 2026
United Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 58.82 | 42.81 | 38.66 | 31.2 | 33.72 | Upgrade
|
| Interest Income on Investments | - | 10.48 | 8.54 | 7.74 | 5.08 | Upgrade
|
| Total Interest Income | 58.82 | 53.28 | 47.2 | 38.94 | 38.8 | Upgrade
|
| Interest Paid on Deposits | 18.47 | 19.53 | 12.7 | 2.32 | 2.28 | Upgrade
|
| Interest Paid on Borrowings | - | 1.46 | 1.4 | 0.94 | 0.79 | Upgrade
|
| Total Interest Expense | 18.47 | 20.99 | 14.09 | 3.26 | 3.07 | Upgrade
|
| Net Interest Income | 40.36 | 32.3 | 33.11 | 35.68 | 35.74 | Upgrade
|
| Net Interest Income Growth (YoY) | 24.95% | -2.44% | -7.22% | -0.14% | 8.15% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | -0.01 | -0.07 | -0.11 | -0.02 | Upgrade
|
| Other Non-Interest Income | 7.13 | 4.19 | 4 | 6.97 | 2.8 | Upgrade
|
| Total Non-Interest Income | 7.13 | 8.42 | 7.38 | 9.95 | 17.35 | Upgrade
|
| Non-Interest Income Growth (YoY) | -15.32% | 14.16% | -25.91% | -42.61% | -35.76% | Upgrade
|
| Revenues Before Loan Losses | 47.49 | 40.72 | 40.48 | 45.64 | 53.08 | Upgrade
|
| Provision for Loan Losses | 0.45 | -1.11 | -0.39 | -1 | 0.3 | Upgrade
|
| Revenue | 47.04 | 41.83 | 40.87 | 46.64 | 52.78 | Upgrade
|
| Revenue Growth (YoY) | 12.45% | 2.35% | -12.36% | -11.64% | -1.97% | Upgrade
|
| Salaries and Employee Benefits | - | 15.18 | 15.56 | 18.23 | 20.52 | Upgrade
|
| Selling, General & Administrative | - | 5.56 | 5.69 | 6.41 | 4.67 | Upgrade
|
| Other Non-Interest Expense | 33.52 | 11.18 | 10.33 | 9.48 | 11.52 | Upgrade
|
| Total Non-Interest Expense | 33.52 | 31.92 | 31.58 | 34.11 | 36.71 | Upgrade
|
| EBT Excluding Unusual Items | 13.52 | 9.92 | 9.29 | 12.52 | 16.08 | Upgrade
|
| Pretax Income | 13.52 | 9.92 | 9.29 | 12.52 | 16.08 | Upgrade
|
| Income Tax Expense | 1.53 | 0.76 | 0.68 | 1.21 | 2.49 | Upgrade
|
| Net Income | 12 | 9.16 | 8.61 | 11.31 | 13.58 | Upgrade
|
| Net Income to Common | 12 | 9.16 | 8.61 | 11.31 | 13.58 | Upgrade
|
| Net Income Growth | 31.02% | 6.38% | -23.91% | -16.72% | -1.26% | Upgrade
|
| Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Change (YoY) | -0.88% | -2.67% | -5.79% | -2.20% | 0.96% | Upgrade
|
| EPS (Basic) | 4.04 | 3.06 | 2.80 | 3.47 | 4.14 | Upgrade
|
| EPS (Diluted) | 4.04 | 3.06 | 2.80 | 3.46 | 4.07 | Upgrade
|
| EPS Growth | 32.11% | 9.29% | -19.07% | -14.99% | -2.16% | Upgrade
|
| Dividend Per Share | 0.900 | 0.880 | 0.880 | 0.840 | 0.730 | Upgrade
|
| Dividend Growth | 2.27% | - | 4.76% | 15.07% | 43.14% | Upgrade
|
| Effective Tax Rate | 11.28% | 7.68% | 7.35% | 9.69% | 15.52% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.