United Bancshares Statistics
Total Valuation
UBOH has a market cap or net worth of 102.98 million.
| Market Cap | 102.98M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, July 17, 2026.
| Earnings Date | Jul 17, 2026 |
| Ex-Dividend Date | May 29, 2026 |
Share Statistics
UBOH has 2.75 million shares outstanding. The number of shares has decreased by -1.95% in one year.
| Current Share Class | 2.75M |
| Shares Outstanding | 2.75M |
| Shares Change (YoY) | -1.95% |
| Shares Change (QoQ) | -6.01% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.99% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 8.48.
| PE Ratio | 8.48 |
| Forward PE | n/a |
| PS Ratio | 2.12 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.60%.
| Return on Equity (ROE) | 12.60% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.37% |
| Revenue Per Employee | 229,697 |
| Profits Per Employee | 61,047 |
| Employee Count | 211 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UBOH has paid 1.71 million in taxes.
| Income Tax | 1.71M |
| Effective Tax Rate | 11.73% |
Stock Price Statistics
The stock price has increased by +51.11% in the last 52 weeks. The beta is -0.06, so UBOH's price volatility has been lower than the market average.
| Beta (5Y) | -0.06 |
| 52-Week Price Change | +51.11% |
| 50-Day Moving Average | 39.35 |
| 200-Day Moving Average | 32.33 |
| Relative Strength Index (RSI) | 37.62 |
| Average Volume (20 Days) | 458 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.17 |
Income Statement
In the last 12 months, UBOH had revenue of 48.47 million and earned 12.88 million in profits. Earnings per share was 4.41.
| Revenue | 48.47M |
| Gross Profit | 48.47M |
| Operating Income | 14.59M |
| Pretax Income | 14.59M |
| Net Income | 12.88M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.41 |
Balance Sheet
The company has 52.63 million in cash and 16.31 million in debt, giving a net cash position of 36.32 million or 13.19 per share.
| Cash & Cash Equivalents | 52.63M |
| Total Debt | 16.31M |
| Net Cash | 36.32M |
| Net Cash Per Share | 13.19 |
| Equity (Book Value) | 106.11M |
| Book Value Per Share | 38.53 |
| Working Capital | -1.03B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.11% |
| Pretax Margin | 30.11% |
| Profit Margin | 26.58% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 2.68%.
| Dividend Per Share | 1.00 |
| Dividend Yield | 2.68% |
| Dividend Growth (YoY) | 6.74% |
| Years of Dividend Growth | 1 |
| Payout Ratio | n/a |
| Buyback Yield | 1.95% |
| Shareholder Yield | 4.63% |
| Earnings Yield | 12.51% |
| FCF Yield | n/a |
Stock Splits
The last stock split was on December 1, 1998. It was a forward split with a ratio of 1.00625.
| Last Split Date | Dec 1, 1998 |
| Split Type | Forward |
| Split Ratio | 1.00625 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |