University Bancorp, Inc. (UNIB)
OTCMKTS
· Delayed Price · Currency is USD
22.06
-1.94 (-8.08%)
Apr 28, 2026, 10:31 AM EST
University Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 62.45 | 61.79 | 54.54 | 42.27 | 20.59 | 11.75 | Upgrade
|
| Interest Income on Investments | 12.11 | 3.64 | 3.76 | 5.5 | 1.65 | 0.42 | Upgrade
|
| Total Interest Income | 74.56 | 65.43 | 58.3 | 47.76 | 22.24 | 12.17 | Upgrade
|
| Interest Paid on Deposits | 17.28 | 17.24 | 14.1 | 12.92 | 1.1 | 0.07 | Upgrade
|
| Interest Paid on Borrowings | 7.46 | 7.46 | 7.05 | 3.59 | 0.72 | 0.09 | Upgrade
|
| Total Interest Expense | 24.74 | 24.7 | 21.15 | 16.5 | 1.83 | 0.15 | Upgrade
|
| Net Interest Income | 49.82 | 40.73 | 37.15 | 31.26 | 20.41 | 12.02 | Upgrade
|
| Net Interest Income Growth (YoY) | 59.38% | 9.64% | 18.86% | 53.12% | 69.86% | 5.43% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.41 | 0.41 | -0.5 | -1.69 | -1.38 | - | Upgrade
|
| Other Non-Interest Income | 36.26 | 36.26 | 35.5 | 31.76 | 45.15 | 46.49 | Upgrade
|
| Total Non-Interest Income | 72.08 | 72.08 | 66.96 | 57.81 | 71.7 | 121.12 | Upgrade
|
| Non-Interest Income Growth (YoY) | 24.69% | 7.64% | 15.84% | -19.38% | -40.80% | -3.93% | Upgrade
|
| Revenues Before Loan Losses | 121.89 | 112.81 | 104.11 | 89.06 | 92.12 | 133.13 | Upgrade
|
| Provision for Loan Losses | -0.6 | -0.6 | 0.71 | 0.96 | -0.03 | -0.43 | Upgrade
|
| Revenue | 122.5 | 113.42 | 103.4 | 88.1 | 92.15 | 133.56 | Upgrade
|
| Revenue Growth (YoY) | 39.04% | 9.69% | 17.36% | -4.39% | -31.01% | -0.25% | Upgrade
|
| Salaries and Employee Benefits | 67.03 | 67.03 | 58.27 | 54.19 | 59.3 | 71.17 | Upgrade
|
| Federal Deposit Insurance | 0.61 | 0.61 | 0.67 | 0.58 | 0.13 | 0.12 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | Upgrade
|
| Selling, General & Administrative | 26.01 | 26.17 | 23.93 | 19.75 | 20.58 | 19.54 | Upgrade
|
| Other Non-Interest Expense | 7.21 | 7.25 | 5.88 | 4.45 | 6.88 | 6.53 | Upgrade
|
| Total Non-Interest Expense | 100.93 | 101.13 | 88.82 | 79.03 | 86.95 | 97.43 | Upgrade
|
| EBT Excluding Unusual Items | 21.57 | 12.28 | 14.58 | 9.07 | 5.2 | 36.14 | Upgrade
|
| Other Unusual Items | - | - | - | - | 0.13 | -0.11 | Upgrade
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| Pretax Income | 21.57 | 12.28 | 14.58 | 9.07 | 5.33 | 36.02 | Upgrade
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| Income Tax Expense | 2.46 | 2.31 | 2.76 | 2.27 | 1.12 | 7.98 | Upgrade
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| Earnings From Continuing Operations | 19.11 | 9.97 | 11.82 | 6.8 | 4.21 | 28.04 | Upgrade
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| Minority Interest in Earnings | -0.95 | -0.95 | -1.35 | -1.37 | -0.42 | -2.72 | Upgrade
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| Net Income | 18.16 | 9.02 | 10.47 | 5.43 | 3.79 | 25.32 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.21 | 0.21 | - | 0.14 | 0.17 | 1.69 | Upgrade
|
| Net Income to Common | 17.95 | 8.81 | 10.47 | 5.29 | 3.62 | 23.63 | Upgrade
|
| Net Income Growth | 234.62% | -13.80% | 92.89% | 43.20% | -85.03% | -9.58% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Shares Change (YoY) | 4.71% | - | 4.71% | -0.01% | 1.03% | -6.28% | Upgrade
|
| EPS (Basic) | 3.47 | 1.70 | 2.02 | 1.07 | 0.74 | 4.90 | Upgrade
|
| EPS (Diluted) | 3.46 | 1.70 | 2.02 | 1.07 | 0.73 | 4.84 | Upgrade
|
| EPS Growth | 223.60% | -15.84% | 88.78% | 46.58% | -84.92% | -8.85% | Upgrade
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| Dividend Per Share | 0.300 | 0.300 | 0.100 | - | 0.450 | 0.380 | Upgrade
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| Dividend Growth | - | 200.00% | - | - | 18.42% | 153.33% | Upgrade
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| Effective Tax Rate | 11.41% | 18.83% | 18.95% | 25.04% | 20.99% | 22.16% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.