Philippine Bank of Communications (PSE:PBC)
Philippines
· Delayed Price · Currency is PHP 15.80
-0.04 (-0.25%)
At close: Apr 28, 2026
PSE:PBC Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 7,935 | 7,519 | 6,247 | 4,662 | 4,170 | Upgrade
|
| Interest Income on Investments | 2,841 | 2,159 | 1,678 | 936.57 | 568.83 | Upgrade
|
| Total Interest Income | 10,776 | 9,678 | 7,925 | 5,599 | 4,739 | Upgrade
|
| Interest Paid on Deposits | 3,428 | 3,293 | 2,516 | 599.34 | 434.9 | Upgrade
|
| Interest Paid on Borrowings | 1,219 | 876.18 | 707.33 | 188.99 | 59.1 | Upgrade
|
| Total Interest Expense | 4,647 | 4,169 | 3,223 | 788.33 | 494 | Upgrade
|
| Net Interest Income | 6,129 | 5,509 | 4,702 | 4,810 | 4,245 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.25% | 17.16% | -2.25% | 13.33% | 8.13% | Upgrade
|
| Trust Income | 43.45 | 41.31 | 37.35 | 31.76 | 29.23 | Upgrade
|
| Income From Trading Activities | 341.31 | 452.42 | 128.78 | -366.33 | -241.6 | Upgrade
|
| Gain (Loss) on Sale of Assets | 662.94 | 183.33 | 34.08 | 57.57 | 21.03 | Upgrade
|
| Other Non-Interest Income | 951.53 | 1,109 | 1,061 | 1,029 | 1,031 | Upgrade
|
| Total Non-Interest Income | 1,999 | 1,786 | 1,261 | 751.84 | 839.81 | Upgrade
|
| Non-Interest Income Growth (YoY) | 11.93% | 41.65% | 67.72% | -10.47% | -57.30% | Upgrade
|
| Revenues Before Loan Losses | 8,128 | 7,295 | 5,963 | 5,562 | 5,085 | Upgrade
|
| Provision for Loan Losses | 333.45 | 442.72 | -22.04 | 297.15 | 324.15 | Upgrade
|
| Revenue | 7,795 | 6,853 | 5,985 | 5,265 | 4,760 | Upgrade
|
| Revenue Growth (YoY) | 13.75% | 14.49% | 13.68% | 10.60% | 6.40% | Upgrade
|
| Salaries and Employee Benefits | 1,524 | 1,396 | 1,208 | 1,115 | 1,017 | Upgrade
|
| Occupancy Expenses | 572.01 | 542.92 | 458.87 | 477.58 | 464.56 | Upgrade
|
| Selling, General & Administrative | 412.72 | 417.32 | 410.36 | 454.47 | 401.25 | Upgrade
|
| Other Non-Interest Expense | 1,880 | 1,573 | 1,371 | 1,070 | 1,051 | Upgrade
|
| Total Non-Interest Expense | 4,388 | 3,929 | 3,447 | 3,117 | 2,933 | Upgrade
|
| EBT Excluding Unusual Items | 3,407 | 2,924 | 2,539 | 2,148 | 1,828 | Upgrade
|
| Asset Writedown | 4.56 | 2.08 | 2.37 | 9.47 | 1.85 | Upgrade
|
| Pretax Income | 3,411 | 2,926 | 2,541 | 2,157 | 1,830 | Upgrade
|
| Income Tax Expense | 863.4 | 715.81 | 643.51 | 525.65 | 256.63 | Upgrade
|
| Earnings From Continuing Operations | 2,548 | 2,210 | 1,898 | 1,632 | 1,573 | Upgrade
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| Net Income | 2,548 | 2,210 | 1,898 | 1,632 | 1,573 | Upgrade
|
| Net Income to Common | 2,548 | 2,210 | 1,898 | 1,632 | 1,573 | Upgrade
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| Net Income Growth | 15.28% | 16.48% | 16.30% | 3.73% | 34.58% | Upgrade
|
| Basic Shares Outstanding | 481 | 481 | 481 | 481 | 481 | Upgrade
|
| Diluted Shares Outstanding | 481 | 481 | 481 | 481 | 481 | Upgrade
|
| EPS (Basic) | 5.30 | 4.60 | 3.95 | 3.39 | 3.27 | Upgrade
|
| EPS (Diluted) | 5.30 | 4.60 | 3.95 | 3.39 | 3.27 | Upgrade
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| EPS Growth | 15.25% | 16.48% | 16.30% | 3.73% | 34.58% | Upgrade
|
| Effective Tax Rate | 25.31% | 24.46% | 25.32% | 24.37% | 14.03% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.