Philippine Savings Bank (PSE:PSB)
Philippines
· Delayed Price · Currency is PHP 57.00
+0.25 (0.44%)
At close: Apr 28, 2026
Philippine Savings Bank Income Statement
Financials in millions PHP. Fiscal year is January - December.
Millions PHP. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 14,732 | 13,202 | 11,899 | 10,355 | 12,219 | Upgrade
|
| Interest Income on Investments | 2,750 | 3,672 | 5,725 | 3,833 | 2,145 | Upgrade
|
| Total Interest Income | 17,482 | 16,873 | 17,624 | 14,188 | 14,365 | Upgrade
|
| Interest Paid on Deposits | 4,085 | 4,475 | 5,663 | 2,811 | 1,637 | Upgrade
|
| Interest Paid on Borrowings | 224.33 | 100.46 | 134.91 | 325.83 | 522.77 | Upgrade
|
| Total Interest Expense | 4,310 | 4,576 | 5,798 | 3,137 | 2,160 | Upgrade
|
| Net Interest Income | 13,172 | 12,298 | 11,826 | 11,051 | 12,205 | Upgrade
|
| Net Interest Income Growth (YoY) | 7.11% | 3.99% | 7.02% | -9.46% | -11.26% | Upgrade
|
| Income From Trading Activities | 412.04 | 14.29 | 5.29 | 2.46 | 2.73 | Upgrade
|
| Gain (Loss) on Sale of Assets | 5.05 | 3.86 | 3.9 | 12.08 | 2.04 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | 11.71 | Upgrade
|
| Other Non-Interest Income | 2,330 | 2,372 | 2,328 | 2,453 | 2,226 | Upgrade
|
| Total Non-Interest Income | 2,741 | 3,021 | 3,319 | 3,970 | 2,956 | Upgrade
|
| Non-Interest Income Growth (YoY) | -9.25% | -8.97% | -16.40% | 34.31% | 4.93% | Upgrade
|
| Revenues Before Loan Losses | 15,914 | 15,318 | 15,145 | 15,020 | 15,160 | Upgrade
|
| Provision for Loan Losses | 2,355 | 197.88 | 1,439 | 1,306 | 3,071 | Upgrade
|
| Revenue | 13,559 | 15,121 | 13,706 | 13,714 | 12,090 | Upgrade
|
| Revenue Growth (YoY) | -10.33% | 10.32% | -0.06% | 13.44% | 18.85% | Upgrade
|
| Salaries and Employee Benefits | 4,088 | 4,089 | 3,812 | 3,641 | 3,545 | Upgrade
|
| Occupancy Expenses | 1,292 | 1,179 | 1,067 | 984.32 | 1,058 | Upgrade
|
| Amortization of Goodwill & Intangibles | 143.5 | 111.36 | 106.21 | 102.85 | 113.65 | Upgrade
|
| Selling, General & Administrative | 874.97 | 867.56 | 712.09 | 722.73 | 601.66 | Upgrade
|
| Other Non-Interest Expense | 2,866 | 2,714 | 2,952 | 3,120 | 3,105 | Upgrade
|
| Total Non-Interest Expense | 9,215 | 8,893 | 8,563 | 8,487 | 8,382 | Upgrade
|
| EBT Excluding Unusual Items | 4,344 | 6,228 | 5,143 | 5,227 | 3,708 | Upgrade
|
| Asset Writedown | -8.69 | -16.56 | -12.18 | - | - | Upgrade
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| Legal Settlements | -298.53 | -273.38 | -242.12 | -429.97 | -442.29 | Upgrade
|
| Pretax Income | 4,036 | 5,938 | 4,889 | 4,797 | 3,266 | Upgrade
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| Income Tax Expense | 534.83 | 729.19 | 357.96 | 1,119 | 1,726 | Upgrade
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| Net Income | 3,501 | 5,208 | 4,531 | 3,678 | 1,539 | Upgrade
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| Net Income to Common | 3,501 | 5,208 | 4,531 | 3,678 | 1,539 | Upgrade
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| Net Income Growth | -32.77% | 14.95% | 23.18% | 138.94% | 38.92% | Upgrade
|
| Basic Shares Outstanding | 427 | 427 | 427 | 427 | 427 | Upgrade
|
| Diluted Shares Outstanding | 427 | 427 | 427 | 427 | 427 | Upgrade
|
| EPS (Basic) | 8.20 | 12.20 | 10.61 | 8.62 | 3.61 | Upgrade
|
| EPS (Diluted) | 8.20 | 12.20 | 10.61 | 8.62 | 3.61 | Upgrade
|
| EPS Growth | -32.77% | 14.95% | 23.18% | 138.94% | 38.92% | Upgrade
|
| Dividend Per Share | 3.000 | 3.000 | 3.000 | 3.000 | 3.000 | Upgrade
|
| Effective Tax Rate | 13.25% | 12.28% | 7.32% | 23.32% | 52.86% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.