Adamjee Insurance Company Statistics

Total Valuation

PSX:AICL has a market cap or net worth of PKR 27.71 billion. The enterprise value is 16.10 billion.

Market Cap	27.71B
Enterprise Value	16.10B

Important Dates

The last earnings date was Tuesday, April 28, 2026.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	Apr 20, 2026

Share Statistics

PSX:AICL has 350.00 million shares outstanding.

Current Share Class	350.00M
Shares Outstanding	350.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.04%
Owned by Institutions (%)	24.97%
Float	195.44M

Valuation Ratios

The trailing PE ratio is 4.97.

PE Ratio	4.97
Forward PE	n/a
PS Ratio	0.27
PB Ratio	0.53
P/TBV Ratio	0.55
P/FCF Ratio	4.08
P/OCF Ratio	3.66
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.67, with an EV/FCF ratio of 2.37.

EV / Earnings	2.89
EV / Sales	0.16
EV / EBITDA	1.67
EV / EBIT	1.75
EV / FCF	2.37

Financial Position

The company has a current ratio of 2.35, with a Debt / Equity ratio of 0.01.

Current Ratio	2.35
Quick Ratio	2.00
Debt / Equity	0.01
Debt / EBITDA	0.04
Debt / FCF	0.05
Interest Coverage	644.46

Financial Efficiency

Return on equity (ROE) is 12.21% and return on invested capital (ROIC) is 10.56%.

Return on Equity (ROE)	12.21%
Return on Assets (ROA)	2.36%
Return on Invested Capital (ROIC)	10.56%
Return on Capital Employed (ROCE)	4.98%
Weighted Average Cost of Capital (WACC)	7.40%
Revenue Per Employee	34.09M
Profits Per Employee	1.85M
Employee Count	3,006
Asset Turnover	0.42
Inventory Turnover	n/a

Taxes

In the past 12 months, PSX:AICL has paid 4.05 billion in taxes.

Income Tax	4.05B
Effective Tax Rate	41.28%

Stock Price Statistics

The stock price has increased by +96.73% in the last 52 weeks. The beta is 0.58, so PSX:AICL's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	+96.73%
50-Day Moving Average	76.15
200-Day Moving Average	80.26
Relative Strength Index (RSI)	53.06
Average Volume (20 Days)	738,955

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PSX:AICL had revenue of PKR 102.47 billion and earned 5.57 billion in profits. Earnings per share was 15.93.

Revenue	102.47B
Gross Profit	18.17B
Operating Income	9.18B
Pretax Income	9.82B
Net Income	5.57B
EBITDA	9.54B
EBIT	9.18B
Earnings Per Share (EPS)	15.93

Full Income Statement

Balance Sheet

The company has 154.31 billion in cash and 355.34 million in debt, giving a net cash position of 12.60 billion or 35.99 per share.

Cash & Cash Equivalents	154.31B
Total Debt	355.34M
Net Cash	12.60B
Net Cash Per Share	35.99
Equity (Book Value)	51.85B
Book Value Per Share	145.29
Working Capital	107.99B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 7.58 billion and capital expenditures -790.98 million, giving a free cash flow of 6.79 billion.

Operating Cash Flow	7.58B
Capital Expenditures	-790.98M
Depreciation & Amortization	n/a
Net Borrowing	-104.04M
Free Cash Flow	6.79B
FCF Per Share	19.40

Full Cash Flow Statement

Margins

Gross margin is 17.73%, with operating and profit margins of 8.96% and 5.44%.

Gross Margin	17.73%
Operating Margin	8.96%
Pretax Margin	9.58%
Profit Margin	5.44%
EBITDA Margin	9.31%
EBIT Margin	8.96%
FCF Margin	6.63%

Dividends & Yields

This stock pays an annual dividend of 4.00, which amounts to a dividend yield of 5.08%.

Dividend Per Share	4.00
Dividend Yield	5.08%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	1
Payout Ratio	25.11%
Buyback Yield	n/a
Shareholder Yield	5.03%
Earnings Yield	20.12%
FCF Yield	24.50%

Dividend Details

Stock Splits

The last stock split was on December 11, 2013. It was a forward split with a ratio of 2.8293345405.

Last Split Date	Dec 11, 2013
Split Type	Forward
Split Ratio	2.8293345405

Scores

Altman Z-Score	n/a
Piotroski F-Score	4