Bank Alfalah Limited (PSX:BAFL)
Pakistan
· Delayed Price · Currency is PKR 120.81
+1.80 (1.51%)
At close: Mar 5, 2026
Bank Alfalah Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 356,952 | 507,120 | 412,005 | 214,106 | 100,412 | Upgrade
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| Interest Income on Investments | 2,803 | 1,328 | 1,023 | 1,091 | 492.3 | Upgrade
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| Total Interest Income | 359,755 | 508,448 | 413,028 | 215,197 | 100,904 | Upgrade
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| Interest Paid on Deposits | 221,069 | 380,338 | 286,053 | 136,933 | 54,148 | Upgrade
|
| Net Interest Income | 138,686 | 128,110 | 126,975 | 78,264 | 46,756 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.26% | 0.89% | 62.24% | 67.39% | 3.88% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 136.52 | 145.03 | 111.97 | 53.35 | Upgrade
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| Gain (Loss) on Sale of Investments | 12,865 | 14,021 | 295.74 | -65.02 | 3,144 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 1,292 | 1,233 | 1,691 | 669.83 | 573.25 | Upgrade
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| Other Non-Interest Income | 30,427 | 28,993 | 27,466 | 20,821 | 12,658 | Upgrade
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| Total Non-Interest Income | 44,585 | 44,383 | 29,597 | 21,538 | 16,428 | Upgrade
|
| Non-Interest Income Growth (YoY) | 0.45% | 49.96% | 37.42% | 31.11% | 24.67% | Upgrade
|
| Revenues Before Loan Losses | 183,271 | 172,493 | 156,572 | 99,802 | 63,184 | Upgrade
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| Provision for Loan Losses | 3,310 | 249.76 | 10,325 | 12,467 | 2,375 | Upgrade
|
| Revenue | 179,961 | 172,244 | 146,247 | 87,335 | 60,808 | Upgrade
|
| Revenue Growth (YoY) | 4.48% | 17.78% | 67.45% | 43.62% | 20.19% | Upgrade
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| Salaries and Employee Benefits | 1,384 | 1,697 | 1,715 | 907.44 | 498.44 | Upgrade
|
| Selling, General & Administrative | - | 7,858 | 6,898 | 4,427 | 2,877 | Upgrade
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| Other Non-Interest Expense | 116,614 | 76,761 | 58,696 | 45,306 | 33,545 | Upgrade
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| Total Non-Interest Expense | 117,998 | 87,039 | 67,671 | 50,833 | 37,063 | Upgrade
|
| EBT Excluding Unusual Items | 61,963 | 85,205 | 78,577 | 36,503 | 23,746 | Upgrade
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| Asset Writedown | - | -21.47 | - | - | 63.57 | Upgrade
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| Other Unusual Items | - | 63.75 | 161.12 | 174.86 | 97.25 | Upgrade
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| Pretax Income | 61,963 | 85,247 | 78,738 | 36,677 | 23,907 | Upgrade
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| Income Tax Expense | 34,087 | 45,384 | 42,651 | 18,280 | 9,446 | Upgrade
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| Earnings From Continuing Operations | 27,876 | 39,863 | 36,086 | 18,397 | 14,460 | Upgrade
|
| Earnings From Discontinued Operations | -77.2 | - | - | - | - | Upgrade
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| Minority Interest in Earnings | 1.81 | -9.68 | 425.1 | -2.7 | -23.76 | Upgrade
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| Net Income | 27,800 | 39,854 | 36,511 | 18,395 | 14,437 | Upgrade
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| Net Income to Common | 27,800 | 39,854 | 36,511 | 18,395 | 14,437 | Upgrade
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| Net Income Growth | -30.24% | 9.15% | 98.49% | 27.42% | 33.28% | Upgrade
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| Basic Shares Outstanding | 1,578 | 1,577 | 1,577 | 1,773 | 1,777 | Upgrade
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| Diluted Shares Outstanding | 1,578 | 1,577 | 1,577 | 1,773 | 1,777 | Upgrade
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| Shares Change (YoY) | 0.04% | - | -11.03% | -0.25% | - | Upgrade
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| EPS (Basic) | 17.62 | 25.27 | 23.15 | 10.38 | 8.12 | Upgrade
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| EPS (Diluted) | 17.62 | 25.27 | 23.15 | 10.38 | 8.12 | Upgrade
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| EPS Growth | -30.27% | 9.15% | 123.09% | 27.74% | 33.28% | Upgrade
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| Dividend Per Share | 10.500 | 8.500 | 8.000 | 5.000 | 4.000 | Upgrade
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| Dividend Growth | 23.53% | 6.25% | 60.00% | 25.00% | - | Upgrade
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| Effective Tax Rate | 55.01% | 53.24% | 54.17% | 49.84% | 39.51% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.