Bank Alfalah Limited (PSX:BAFL)
Pakistan
· Delayed Price · Currency is PKR 109.20
-8.00 (-6.83%)
At close: Mar 9, 2026
Bank Alfalah Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 251,693 | 56,483 | 90,027 | 78,450 | 62,494 | Upgrade
|
| Investment Securities | 2,178,172 | 1,811,214 | 1,880,387 | 1,179,056 | 721,916 | Upgrade
|
| Trading Asset Securities | - | 284,104 | 286,469 | 19,290 | 103,429 | Upgrade
|
| Total Investments | 2,178,172 | 2,095,318 | 2,166,855 | 1,198,346 | 825,345 | Upgrade
|
| Gross Loans | 1,124,598 | 1,164,529 | 782,742 | 771,302 | 704,682 | Upgrade
|
| Allowance for Loan Losses | - | -46,887 | -42,237 | -33,320 | -25,194 | Upgrade
|
| Other Adjustments to Gross Loans | - | -450.4 | -613.55 | -942.57 | -561.74 | Upgrade
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| Net Loans | 1,124,598 | 1,117,191 | 739,891 | 737,040 | 678,927 | Upgrade
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| Property, Plant & Equipment | 97,760 | 89,040 | 61,821 | 48,493 | 39,562 | Upgrade
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| Other Intangible Assets | 1,729 | 1,560 | 1,380 | 1,304 | 1,119 | Upgrade
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| Accrued Interest Receivable | - | 84,397 | 83,686 | 44,334 | 24,715 | Upgrade
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| Other Receivables | - | 27,778 | 21,607 | 14,083 | 4,065 | Upgrade
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| Restricted Cash | - | 173,179 | 144,684 | 102,438 | 74,073 | Upgrade
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| Other Current Assets | - | 41,183 | 33,701 | 22,828 | 22,979 | Upgrade
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| Long-Term Deferred Tax Assets | - | - | 3,619 | 7,551 | 1,157 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | 7,830 | 1,685 | 1,585 | 1,607 | Upgrade
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| Other Long-Term Assets | 181,134 | 2,017 | 710.53 | 267.03 | 729.99 | Upgrade
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| Total Assets | 3,835,085 | 3,717,056 | 3,349,668 | 2,256,720 | 1,736,773 | Upgrade
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| Accrued Expenses | - | 33,989 | 27,578 | 19,658 | 13,355 | Upgrade
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| Interest Bearing Deposits | 2,495,389 | 1,319,232 | 1,294,628 | 825,475 | 638,288 | Upgrade
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| Non-Interest Bearing Deposits | - | 816,872 | 790,314 | 661,361 | 500,722 | Upgrade
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| Total Deposits | 2,495,389 | 2,136,105 | 2,084,941 | 1,486,836 | 1,139,010 | Upgrade
|
| Short-Term Borrowings | - | 1,012,902 | 761,222 | 336,949 | 229,896 | Upgrade
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| Current Portion of Long-Term Debt | - | 63,971 | 15,395 | 8,810 | 37,042 | Upgrade
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| Current Portion of Leases | - | 2,062 | 1,835 | 3,452 | 3,039 | Upgrade
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| Current Income Taxes Payable | - | - | 14,386 | 12,844 | 10,498 | Upgrade
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| Accrued Interest Payable | - | 36,730 | 41,125 | 18,094 | 6,133 | Upgrade
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| Other Current Liabilities | 56,958 | 92,282 | 60,829 | 71,902 | 43,713 | Upgrade
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| Long-Term Debt | 846,128 | 80,487 | 150,474 | 160,346 | 125,384 | Upgrade
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| Long-Term Leases | 32,573 | 27,494 | 21,065 | 14,063 | 10,181 | Upgrade
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| Long-Term Unearned Revenue | - | 4,064 | 3,201 | 2,591 | 1,386 | Upgrade
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| Long-Term Deferred Tax Liabilities | 27,399 | 19,459 | - | - | - | Upgrade
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| Other Long-Term Liabilities | 176,427 | 26,124 | 27,993 | 19,112 | 15,263 | Upgrade
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| Total Liabilities | 3,634,875 | 3,535,669 | 3,210,045 | 2,154,656 | 1,634,899 | Upgrade
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| Common Stock | 15,772 | 15,772 | 15,772 | 15,772 | 17,772 | Upgrade
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| Additional Paid-In Capital | - | 4,731 | 4,731 | 4,731 | 4,731 | Upgrade
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| Retained Earnings | 98,845 | 114,616 | 93,950 | 65,866 | 59,590 | Upgrade
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| Comprehensive Income & Other | 85,594 | 46,246 | 25,465 | 15,567 | 19,651 | Upgrade
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| Total Common Equity | 200,211 | 181,365 | 139,918 | 101,936 | 101,744 | Upgrade
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| Minority Interest | - | 21.7 | -294.67 | 127.8 | 129.89 | Upgrade
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| Shareholders' Equity | 200,211 | 181,387 | 139,623 | 102,063 | 101,874 | Upgrade
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| Total Liabilities & Equity | 3,835,085 | 3,717,056 | 3,349,668 | 2,256,720 | 1,736,773 | Upgrade
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| Total Debt | 878,701 | 1,186,916 | 949,991 | 523,619 | 405,542 | Upgrade
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| Net Cash (Debt) | -627,009 | -751,611 | -485,579 | -350,867 | -228,446 | Upgrade
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| Net Cash Per Share | -397.40 | -476.56 | -307.88 | -197.93 | -128.55 | Upgrade
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| Filing Date Shares Outstanding | 1,580 | 1,577 | 1,577 | 1,577 | 1,777 | Upgrade
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| Total Common Shares Outstanding | 1,580 | 1,577 | 1,577 | 1,577 | 1,777 | Upgrade
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| Book Value Per Share | 126.75 | 114.99 | 88.71 | 64.63 | 57.25 | Upgrade
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| Tangible Book Value | 198,482 | 179,805 | 138,538 | 100,631 | 100,625 | Upgrade
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| Tangible Book Value Per Share | 125.65 | 114.01 | 87.84 | 63.81 | 56.62 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.