Bank AL Habib Limited (PSX:BAHL)
Pakistan
· Delayed Price · Currency is PKR 173.69
+0.38 (0.22%)
At close: Apr 28, 2026
Bank AL Habib Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 327,040 | 337,428 | 478,117 | 373,888 | 200,911 | 116,747 | Upgrade
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| Interest Income on Investments | 389.85 | 391.02 | 363.5 | 701.54 | 684.36 | 475.44 | Upgrade
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| Total Interest Income | 327,429 | 337,819 | 478,480 | 374,589 | 201,595 | 117,223 | Upgrade
|
| Interest Paid on Deposits | 197,077 | 206,458 | 321,647 | 249,743 | 123,592 | 61,268 | Upgrade
|
| Net Interest Income | 130,352 | 131,361 | 156,834 | 124,846 | 78,003 | 55,955 | Upgrade
|
| Net Interest Income Growth (YoY) | -14.99% | -16.24% | 25.62% | 60.05% | 39.40% | -3.65% | Upgrade
|
| Gain (Loss) on Sale of Assets | 807.87 | 807.87 | 1,015 | 403.78 | 452.29 | 467.55 | Upgrade
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| Gain (Loss) on Sale of Investments | -930.03 | -252.14 | 142.13 | 30.92 | 138.86 | -38.25 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 1,835 | 1,417 | 1,401 | 1,134 | 778.63 | 372.03 | Upgrade
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| Other Non-Interest Income | 29,125 | 29,477 | 25,855 | 22,033 | 19,527 | 13,213 | Upgrade
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| Total Non-Interest Income | 30,838 | 31,450 | 28,413 | 23,602 | 20,896 | 14,015 | Upgrade
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| Non-Interest Income Growth (YoY) | 6.38% | 10.69% | 20.39% | 12.95% | 49.10% | 40.14% | Upgrade
|
| Revenues Before Loan Losses | 161,190 | 162,812 | 185,247 | 148,448 | 98,900 | 69,970 | Upgrade
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| Provision for Loan Losses | -250.23 | -2,389 | 14,891 | 4,100 | 12,881 | 314.48 | Upgrade
|
| Revenue | 161,440 | 165,201 | 170,356 | 144,348 | 86,019 | 69,655 | Upgrade
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| Revenue Growth (YoY) | -7.99% | -3.03% | 18.02% | 67.81% | 23.49% | 9.44% | Upgrade
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| Salaries and Employee Benefits | 1,285 | 1,385 | 1,761 | 1,561 | 821.63 | 623.62 | Upgrade
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| Selling, General & Administrative | 10,260 | 10,260 | 5,844 | 6,129 | 3,776 | 3,736 | Upgrade
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| Other Non-Interest Expense | 87,831 | 85,472 | 76,062 | 64,624 | 48,366 | 35,079 | Upgrade
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| Total Non-Interest Expense | 99,376 | 97,117 | 83,667 | 72,315 | 52,964 | 39,438 | Upgrade
|
| EBT Excluding Unusual Items | 62,064 | 68,085 | 86,689 | 72,033 | 33,055 | 30,217 | Upgrade
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| Asset Writedown | - | - | - | -75.89 | - | - | Upgrade
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| Other Unusual Items | 117.9 | 117.9 | 91.28 | 49.88 | - | - | Upgrade
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| Pretax Income | 62,182 | 68,203 | 86,780 | 72,007 | 33,055 | 30,217 | Upgrade
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| Income Tax Expense | 33,164 | 35,735 | 44,863 | 36,077 | 16,369 | 11,620 | Upgrade
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| Earnings From Continuing Operations | 29,018 | 32,467 | 41,917 | 35,930 | 16,686 | 18,597 | Upgrade
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| Minority Interest in Earnings | -28.71 | -24.67 | -15.63 | -2.27 | 1.62 | -13.67 | Upgrade
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| Net Income | 28,989 | 32,443 | 41,902 | 35,928 | 16,688 | 18,583 | Upgrade
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| Net Income to Common | 28,989 | 32,443 | 41,902 | 35,928 | 16,688 | 18,583 | Upgrade
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| Net Income Growth | -31.58% | -22.57% | 16.63% | 115.29% | -10.20% | 3.54% | Upgrade
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| Basic Shares Outstanding | 1,111 | 1,111 | 1,111 | 1,111 | 1,111 | 1,111 | Upgrade
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| Diluted Shares Outstanding | 1,111 | 1,111 | 1,111 | 1,111 | 1,111 | 1,111 | Upgrade
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| EPS (Basic) | 26.08 | 29.19 | 37.70 | 32.33 | 15.01 | 16.72 | Upgrade
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| EPS (Diluted) | 26.08 | 29.19 | 37.70 | 32.33 | 15.01 | 16.72 | Upgrade
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| EPS Growth | -31.60% | -22.57% | 16.63% | 115.29% | -10.20% | 3.54% | Upgrade
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| Dividend Per Share | 15.000 | 15.000 | 17.000 | 14.000 | 7.000 | 7.000 | Upgrade
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| Dividend Growth | -11.77% | -11.77% | 21.43% | 100.00% | - | 55.56% | Upgrade
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| Effective Tax Rate | 53.33% | 52.40% | 51.70% | 50.10% | 49.52% | 38.46% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.