BankIslami Pakistan Limited (PSX:BIPL)
25.95
-0.61 (-2.30%)
At close: Apr 28, 2026
BankIslami Pakistan Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 69,706 | 39,024 | 40,488 | 40,511 | 26,999 | Upgrade
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| Investment Securities | 335,173 | 287,311 | 314,084 | 184,287 | 134,858 | Upgrade
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| Trading Asset Securities | 252.74 | 218.39 | - | 7.97 | 28.98 | Upgrade
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| Total Investments | 335,425 | 287,529 | 314,084 | 184,295 | 134,887 | Upgrade
|
| Gross Loans | 327,040 | 334,086 | 271,654 | 233,967 | 215,356 | Upgrade
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| Allowance for Loan Losses | -24,959 | -25,477 | -23,841 | -19,106 | -15,296 | Upgrade
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| Other Adjustments to Gross Loans | -10,902 | -9,090 | -1,708 | -608.09 | -332.36 | Upgrade
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| Net Loans | 291,178 | 299,520 | 246,105 | 214,252 | 199,728 | Upgrade
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| Property, Plant & Equipment | 31,396 | 20,062 | 16,576 | 14,646 | 14,462 | Upgrade
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| Goodwill | 2,991 | 2,991 | 2,991 | 2,991 | 2,991 | Upgrade
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| Other Intangible Assets | 1,752 | 1,106 | 675.19 | 317.27 | 231.88 | Upgrade
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| Accrued Interest Receivable | 12,203 | 17,580 | 22,886 | - | - | Upgrade
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| Other Receivables | 834.44 | 337.36 | 383.2 | 12,926 | 9,231 | Upgrade
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| Restricted Cash | 3,184 | 3,055 | 2,175 | 1,510 | 1,248 | Upgrade
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| Other Current Assets | 10,358 | 6,185 | 6,706 | 5,461 | 6,574 | Upgrade
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| Long-Term Deferred Tax Assets | 4,287 | - | 110.45 | 3,214 | 4,183 | Upgrade
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| Other Real Estate Owned & Foreclosed | 1,085 | 1,215 | 1,215 | 1,216 | 1,506 | Upgrade
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| Other Long-Term Assets | 5,685 | 59,280 | 395.84 | 6,259 | 6,665 | Upgrade
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| Total Assets | 770,086 | 737,885 | 654,791 | 487,599 | 408,706 | Upgrade
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| Accrued Expenses | 5,816 | 4,408 | 2,863 | 1,814 | 1,528 | Upgrade
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| Interest Bearing Deposits | 380,646 | 351,613 | 340,602 | 256,336 | 212,362 | Upgrade
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| Non-Interest Bearing Deposits | 278,344 | 207,565 | 181,939 | 159,576 | 132,426 | Upgrade
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| Total Deposits | 658,990 | 559,178 | 522,541 | 415,912 | 344,788 | Upgrade
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| Short-Term Borrowings | 46.45 | - | 313.49 | - | - | Upgrade
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| Current Portion of Leases | 265.44 | 344.24 | 37.72 | - | - | Upgrade
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| Current Income Taxes Payable | - | 1,502 | 2,271 | 1,885 | 42.34 | Upgrade
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| Accrued Interest Payable | 6,096 | 7,566 | 8,409 | 4,786 | 2,082 | Upgrade
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| Other Current Liabilities | 24,316 | 100,101 | 66,926 | 23,854 | 26,391 | Upgrade
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| Long-Term Debt | 7,242 | 6,340 | 6,204 | 5,912 | 5,763 | Upgrade
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| Long-Term Leases | 6,339 | 4,496 | 4,215 | 3,560 | 3,213 | Upgrade
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| Long-Term Unearned Revenue | 5,170 | 643.92 | 1,112 | 335.03 | 324.23 | Upgrade
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| Pension & Post-Retirement Benefits | 495.79 | 584.52 | 473.74 | 336.83 | 204.32 | Upgrade
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| Other Long-Term Liabilities | 6,788 | 2,996 | 3,055 | 2,414 | 1,563 | Upgrade
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| Total Liabilities | 721,564 | 689,670 | 618,420 | 460,808 | 385,899 | Upgrade
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| Common Stock | 11,087 | 11,087 | 11,087 | 11,087 | 11,087 | Upgrade
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| Retained Earnings | 33,207 | 29,820 | 20,711 | 13,024 | 8,344 | Upgrade
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| Comprehensive Income & Other | 4,227 | 7,308 | 4,574 | 2,680 | 3,376 | Upgrade
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| Total Common Equity | 48,521 | 48,215 | 36,372 | 26,791 | 22,807 | Upgrade
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| Shareholders' Equity | 48,521 | 48,215 | 36,372 | 26,791 | 22,807 | Upgrade
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| Total Liabilities & Equity | 770,086 | 737,885 | 654,791 | 487,599 | 408,706 | Upgrade
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| Total Debt | 13,893 | 11,180 | 10,770 | 9,472 | 8,976 | Upgrade
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| Net Cash (Debt) | 75,066 | 28,062 | 29,718 | 41,047 | 33,570 | Upgrade
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| Net Cash Growth | 167.50% | -5.57% | -27.60% | 22.27% | 12.66% | Upgrade
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| Net Cash Per Share | 67.71 | 25.31 | 26.80 | 37.02 | 30.28 | Upgrade
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| Filing Date Shares Outstanding | 1,109 | 1,109 | 1,109 | 1,109 | 1,109 | Upgrade
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| Total Common Shares Outstanding | 1,109 | 1,109 | 1,109 | 1,109 | 1,109 | Upgrade
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| Book Value Per Share | 43.76 | 43.49 | 32.81 | 24.16 | 20.57 | Upgrade
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| Tangible Book Value | 43,778 | 44,118 | 32,705 | 23,482 | 19,584 | Upgrade
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| Tangible Book Value Per Share | 39.49 | 39.79 | 29.50 | 21.18 | 17.66 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.