EFU Life Assurance Limited (PSX:EFUL)
Pakistan
· Delayed Price · Currency is PKR 144.72
-6.14 (-4.07%)
At close: Mar 9, 2026
EFU Life Assurance Ratios and Metrics
Market cap in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 6, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Market Capitalization | 15,196 | 16,695 | 17,920 | 19,304 | 20,532 | 21,067 | Upgrade
|
| Market Cap Growth | -11.53% | -6.84% | -7.17% | -5.98% | -2.54% | 0.79% | Upgrade
|
| Enterprise Value | 10,458 | 8,676 | 9,950 | 3,373 | -3,074 | -4,138 | Upgrade
|
| PE Ratio | 6.22 | 6.84 | 5.99 | 9.35 | 12.13 | 13.97 | Upgrade
|
| PS Ratio | 0.15 | 0.16 | 0.18 | 0.26 | 0.39 | 0.48 | Upgrade
|
| PB Ratio | 1.50 | 1.65 | 1.95 | 2.78 | 3.23 | 3.41 | Upgrade
|
| P/FCF Ratio | - | - | - | - | 22.17 | 17.04 | Upgrade
|
| P/OCF Ratio | - | - | - | - | 15.95 | 12.56 | Upgrade
|
| EV/Sales Ratio | 0.10 | 0.08 | 0.10 | 0.05 | - | - | Upgrade
|
| EV/EBITDA Ratio | 2.14 | 1.84 | 1.84 | 0.79 | - | - | Upgrade
|
| EV/EBIT Ratio | 2.60 | 2.16 | 2.06 | 0.86 | - | - | Upgrade
|
| EV/FCF Ratio | -0.67 | - | - | - | - | - | Upgrade
|
| Debt / Equity Ratio | 0.11 | 0.11 | 0.07 | 0.10 | 0.11 | 0.11 | Upgrade
|
| Debt / EBITDA Ratio | 0.23 | 0.23 | 0.11 | 0.15 | 0.20 | 0.25 | Upgrade
|
| Debt / FCF Ratio | - | - | - | - | 0.73 | 0.53 | Upgrade
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| Net Debt / Equity Ratio | -0.47 | -0.47 | -0.59 | -1.71 | -2.88 | -4.59 | Upgrade
|
| Net Debt / EBITDA Ratio | -1.00 | -1.00 | -1.00 | -2.77 | -5.82 | -11.63 | Upgrade
|
| Net Debt / FCF Ratio | 0.30 | 0.30 | 0.35 | 1.49 | -19.77 | -22.92 | Upgrade
|
| Quick Ratio | 3.76 | 3.76 | 16.40 | 16.19 | 16.97 | 20.42 | Upgrade
|
| Current Ratio | 3.81 | 3.81 | 16.74 | 16.63 | 17.42 | 20.77 | Upgrade
|
| Asset Turnover | 0.37 | 0.37 | 0.43 | 0.39 | 0.31 | 0.28 | Upgrade
|
| Return on Equity (ROE) | 25.29% | 25.29% | 37.05% | 31.05% | 27.02% | 24.42% | Upgrade
|
| Return on Assets (ROA) | 0.90% | 0.90% | 1.29% | 1.26% | 1.02% | 0.82% | Upgrade
|
| Return on Invested Capital (ROIC) | 22.58% | 23.37% | 33.43% | 27.54% | 24.02% | 21.82% | Upgrade
|
| Earnings Yield | 16.07% | 14.63% | 16.68% | 10.70% | 8.24% | 7.16% | Upgrade
|
| FCF Yield | -102.56% | -93.35% | -85.53% | -41.25% | 4.51% | 5.87% | Upgrade
|
| Dividend Yield | 9.94% | 9.43% | 9.69% | 9.28% | 9.43% | 9.96% | Upgrade
|
| Payout Ratio | 64.49% | 64.49% | 50.92% | 72.66% | 88.65% | 99.46% | Upgrade
|
| Buyback Yield / Dilution | -1.20% | -1.20% | -3.75% | - | - | - | Upgrade
|
| Total Shareholder Return | 8.75% | 8.24% | 5.93% | 9.28% | 9.43% | 9.96% | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.