Faysal Bank Limited (PSX:FABL)
88.59
+0.78 (0.89%)
At close: Apr 28, 2026
Faysal Bank Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 162,020 | 165,992 | 225,156 | 189,462 | 104,528 | 53,872 | Upgrade
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| Interest Income on Investments | 609.99 | 493.83 | 375.53 | 327.23 | 513.46 | 435.44 | Upgrade
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| Total Interest Income | 162,630 | 166,486 | 225,532 | 189,790 | 105,042 | 54,308 | Upgrade
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| Interest Paid on Deposits | 93,936 | 96,297 | 144,597 | 118,392 | 64,537 | 28,033 | Upgrade
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| Net Interest Income | 68,694 | 70,189 | 80,935 | 71,398 | 40,505 | 26,275 | Upgrade
|
| Net Interest Income Growth (YoY) | -13.37% | -13.28% | 13.36% | 76.27% | 54.16% | 5.82% | Upgrade
|
| Gain (Loss) on Sale of Assets | 150.61 | 150.61 | 40.63 | 22.41 | 52.72 | 72.93 | Upgrade
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| Gain (Loss) on Sale of Investments | 11,083 | 7,836 | 876.45 | -1,814 | -1,487 | 290.51 | Upgrade
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| Other Non-Interest Income | 24,554 | 23,871 | 18,264 | 14,533 | 10,453 | 8,117 | Upgrade
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| Total Non-Interest Income | 35,787 | 31,858 | 19,181 | 12,742 | 9,019 | 8,481 | Upgrade
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| Non-Interest Income Growth (YoY) | 78.37% | 66.09% | 50.53% | 41.28% | 6.35% | 5.43% | Upgrade
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| Revenues Before Loan Losses | 104,481 | 102,046 | 100,116 | 84,140 | 49,524 | 34,755 | Upgrade
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| Provision for Loan Losses | -2,929 | -4,879 | -2,463 | 1,187 | -940.03 | 44.97 | Upgrade
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| Revenue | 107,410 | 106,925 | 102,578 | 82,952 | 50,464 | 34,711 | Upgrade
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| Revenue Growth (YoY) | 3.11% | 4.24% | 23.66% | 64.38% | 45.38% | 13.36% | Upgrade
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| Salaries and Employee Benefits | 966.88 | 960.15 | 1,029 | 886.62 | 461.29 | 273.65 | Upgrade
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| Selling, General & Administrative | 5,952 | 5,952 | 4,694 | 3,835 | 1,122 | 574.51 | Upgrade
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| Other Non-Interest Expense | 53,002 | 52,039 | 45,618 | 36,545 | 26,281 | 20,228 | Upgrade
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| Total Non-Interest Expense | 59,615 | 58,677 | 50,893 | 41,106 | 27,775 | 21,018 | Upgrade
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| EBT Excluding Unusual Items | 47,795 | 48,248 | 51,685 | 41,846 | 22,689 | 13,692 | Upgrade
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| Other Unusual Items | 21.29 | 21.29 | 65.82 | - | - | - | Upgrade
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| Pretax Income | 47,816 | 48,269 | 51,751 | 41,846 | 22,689 | 13,692 | Upgrade
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| Income Tax Expense | 25,430 | 25,800 | 27,860 | 21,600 | 11,251 | 5,339 | Upgrade
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| Earnings From Continuing Operations | 22,386 | 22,469 | 23,892 | 20,247 | 11,438 | 8,353 | Upgrade
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| Minority Interest in Earnings | -0.08 | -0.09 | -0.08 | -0.2 | -0.02 | -0.02 | Upgrade
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| Net Income | 22,386 | 22,469 | 23,892 | 20,246 | 11,438 | 8,353 | Upgrade
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| Net Income to Common | 22,386 | 22,469 | 23,892 | 20,246 | 11,438 | 8,353 | Upgrade
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| Net Income Growth | -1.35% | -5.95% | 18.00% | 77.02% | 36.93% | 25.03% | Upgrade
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| Basic Shares Outstanding | 1,517 | 1,518 | 1,518 | 1,518 | 1,518 | 1,518 | Upgrade
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| Diluted Shares Outstanding | 1,517 | 1,518 | 1,518 | 1,518 | 1,518 | 1,518 | Upgrade
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| Shares Change (YoY) | -0.03% | - | - | - | - | - | Upgrade
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| EPS (Basic) | 14.75 | 14.80 | 15.74 | 13.34 | 7.54 | 5.50 | Upgrade
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| EPS (Diluted) | 14.75 | 14.80 | 15.74 | 13.34 | 7.54 | 5.50 | Upgrade
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| EPS Growth | -1.31% | -5.95% | 18.00% | 77.02% | 36.93% | 25.03% | Upgrade
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| Dividend Per Share | 6.500 | 6.500 | 7.000 | 4.000 | 7.000 | 1.500 | Upgrade
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| Dividend Growth | -13.33% | -7.14% | 75.00% | -42.86% | 366.67% | - | Upgrade
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| Effective Tax Rate | 53.18% | 53.45% | 53.83% | 51.62% | 49.59% | 39.00% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.