Faysal Bank Limited (PSX:FABL)
75.94
-8.32 (-9.87%)
At close: Mar 9, 2026
Faysal Bank Balance Sheet
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 110,732 | 39,097 | 31,720 | 21,331 | 26,967 | Upgrade
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| Investment Securities | 636,088 | 547,153 | 516,367 | 439,714 | 344,761 | Upgrade
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| Trading Asset Securities | - | 2,821 | 550.23 | 618.91 | 14,360 | Upgrade
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| Total Investments | 636,088 | 549,974 | 516,918 | 440,333 | 359,121 | Upgrade
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| Gross Loans | 872,024 | 661,279 | 602,148 | 478,506 | 417,351 | Upgrade
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| Allowance for Loan Losses | - | -24,679 | -20,101 | -19,329 | -20,490 | Upgrade
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| Other Adjustments to Gross Loans | - | -474.64 | -29.22 | -350.06 | -76.4 | Upgrade
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| Net Loans | 872,024 | 636,125 | 582,018 | 458,827 | 396,784 | Upgrade
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| Property, Plant & Equipment | 68,891 | 58,308 | 40,397 | 35,196 | 26,416 | Upgrade
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| Goodwill | - | - | - | 238.48 | 238.48 | Upgrade
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| Other Intangible Assets | 2,449 | 2,739 | 2,452 | 2,103 | 1,860 | Upgrade
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| Accrued Interest Receivable | - | 35,663 | 44,225 | 26,643 | 10,671 | Upgrade
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| Other Receivables | - | 2,464 | 4,777 | 5,307 | 1,145 | Upgrade
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| Restricted Cash | - | 69,044 | 54,129 | 37,585 | 35,067 | Upgrade
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| Other Current Assets | - | 34,916 | 14,944 | 8,274 | 9,178 | Upgrade
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| Other Real Estate Owned & Foreclosed | - | 3,110 | 2,665 | 3,167 | 2,257 | Upgrade
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| Other Long-Term Assets | 86,827 | 135,791 | 77,040 | 36,001 | 264.01 | Upgrade
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| Total Assets | 1,777,010 | 1,567,230 | 1,371,285 | 1,075,006 | 869,968 | Upgrade
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| Accrued Expenses | - | 8,715 | 6,718 | 3,486 | 2,651 | Upgrade
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| Interest Bearing Deposits | 1,426,836 | 647,369 | 704,121 | 512,296 | 433,064 | Upgrade
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| Non-Interest Bearing Deposits | - | 396,646 | 314,144 | 269,260 | 210,976 | Upgrade
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| Total Deposits | 1,426,836 | 1,044,016 | 1,018,265 | 781,556 | 644,040 | Upgrade
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| Short-Term Borrowings | - | 28,468 | 35,116 | 40,331 | 55,840 | Upgrade
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| Current Portion of Long-Term Debt | - | 216,634 | 81,811 | 54,206 | 19,576 | Upgrade
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| Current Portion of Leases | - | 39.55 | 218.32 | 122.15 | 45.41 | Upgrade
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| Current Income Taxes Payable | - | - | 3,257 | 1,013 | 745.3 | Upgrade
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| Accrued Interest Payable | - | 10,005 | 13,243 | 6,741 | 2,570 | Upgrade
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| Other Current Liabilities | 33,288 | 79,466 | 48,504 | 43,912 | 28,012 | Upgrade
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| Long-Term Debt | 121,637 | 37,268 | 52,281 | 57,152 | 37,730 | Upgrade
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| Long-Term Leases | 18,529 | 15,543 | 12,647 | 11,693 | 9,672 | Upgrade
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| Long-Term Unearned Revenue | - | 1,857 | 1,493 | 982.43 | 857.08 | Upgrade
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| Pension & Post-Retirement Benefits | - | 105.92 | - | - | - | Upgrade
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| Long-Term Deferred Tax Liabilities | 5,242 | 13,101 | 4,940 | 744.09 | 611.51 | Upgrade
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| Other Long-Term Liabilities | 53,718 | 2,086 | 1,866 | 2,454 | 1,488 | Upgrade
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| Total Liabilities | 1,659,249 | 1,457,305 | 1,280,360 | 1,004,392 | 803,838 | Upgrade
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| Common Stock | 15,177 | 15,177 | 15,177 | 15,177 | 15,177 | Upgrade
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| Additional Paid-In Capital | 10.13 | 10.13 | 10.13 | 10.13 | 10.13 | Upgrade
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| Retained Earnings | 85,283 | 71,806 | 60,355 | 44,476 | 43,532 | Upgrade
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| Comprehensive Income & Other | 17,290 | 22,931 | 15,383 | 10,951 | 7,411 | Upgrade
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| Total Common Equity | 117,761 | 109,925 | 90,925 | 70,614 | 66,130 | Upgrade
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| Minority Interest | 0.43 | 0.34 | 0.26 | 0.06 | 0.04 | Upgrade
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| Shareholders' Equity | 117,761 | 109,925 | 90,925 | 70,614 | 66,130 | Upgrade
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| Total Liabilities & Equity | 1,777,010 | 1,567,230 | 1,371,285 | 1,075,006 | 869,968 | Upgrade
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| Total Debt | 140,166 | 297,954 | 182,073 | 163,504 | 122,863 | Upgrade
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| Net Cash (Debt) | -29,434 | -256,036 | -149,803 | -135,739 | -81,536 | Upgrade
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| Net Cash Per Share | -19.39 | -168.70 | -98.70 | -89.44 | -53.72 | Upgrade
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| Filing Date Shares Outstanding | 1,520 | 1,518 | 1,518 | 1,518 | 1,518 | Upgrade
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| Total Common Shares Outstanding | 1,520 | 1,518 | 1,518 | 1,518 | 1,518 | Upgrade
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| Book Value Per Share | 77.46 | 72.43 | 59.91 | 46.53 | 43.57 | Upgrade
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| Tangible Book Value | 115,312 | 107,186 | 88,473 | 68,272 | 64,032 | Upgrade
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| Tangible Book Value Per Share | 75.85 | 70.62 | 58.29 | 44.98 | 42.19 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.