IGI Life Insurance Limited (PSX:IGIL)
19.57
-0.93 (-4.54%)
At close: Dec 5, 2025
IGI Life Insurance Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 14,268 | 13,095 | 7,686 | 5,800 | 6,787 | 5,899 | Upgrade
|
| Total Interest & Dividend Income | 3,099 | 3,555 | 2,506 | 1,587 | 1,332 | 1,644 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1,085 | 927.33 | 419.51 | 19.42 | -72.27 | 217.75 | Upgrade
|
| Other Revenue | 68.03 | 152.87 | 154.05 | 88.88 | 111.38 | 119.09 | Upgrade
|
| Total Revenue | 18,520 | 17,730 | 10,765 | 7,496 | 8,158 | 7,881 | Upgrade
|
| Revenue Growth (YoY) | 12.85% | 64.70% | 43.62% | -8.13% | 3.52% | 25.22% | Upgrade
|
| Policy Benefits | 14,993 | 14,565 | 7,963 | 5,023 | 5,635 | 5,533 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 1,717 | 1,578 | 1,566 | 1,536 | 2,015 | 1,616 | Upgrade
|
| Selling, General & Administrative | 1,316 | 1,178 | 1,013 | 876.52 | 971.47 | 880.29 | Upgrade
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| Other Operating Expenses | 9.2 | 8.8 | 8.89 | 8.89 | 8.01 | -22.93 | Upgrade
|
| Total Operating Expenses | 18,035 | 17,331 | 10,551 | 7,444 | 8,630 | 8,006 | Upgrade
|
| Operating Income | 485.48 | 399.1 | 214.18 | 51.69 | -471.14 | -125.59 | Upgrade
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| Interest Expense | -8.76 | -7.98 | -10.88 | -13.39 | -11.43 | -14.49 | Upgrade
|
| Other Non Operating Income (Expenses) | - | - | - | -5.84 | -11.29 | - | Upgrade
|
| EBT Excluding Unusual Items | 476.73 | 391.12 | 203.3 | 32.46 | -493.85 | -140.08 | Upgrade
|
| Gain (Loss) on Sale of Assets | 10.99 | 10.99 | 21.57 | 27.71 | 1.62 | 4.09 | Upgrade
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| Pretax Income | 487.71 | 402.11 | 224.87 | 60.17 | -492.24 | -135.99 | Upgrade
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| Income Tax Expense | 153.64 | 123.2 | 82.17 | 18.14 | -143.08 | -40.26 | Upgrade
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| Net Income | 334.07 | 278.9 | 142.7 | 42.03 | -349.16 | -95.73 | Upgrade
|
| Net Income to Common | 334.07 | 278.9 | 142.7 | 42.03 | -349.16 | -95.73 | Upgrade
|
| Net Income Growth | 47.37% | 95.45% | 239.52% | - | - | - | Upgrade
|
| Shares Outstanding (Basic) | 171 | 171 | 171 | 171 | 171 | 171 | Upgrade
|
| Shares Outstanding (Diluted) | 171 | 171 | 171 | 171 | 171 | 171 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | - | 24.27% | Upgrade
|
| EPS (Basic) | 1.96 | 1.64 | 0.84 | 0.25 | -2.05 | -0.56 | Upgrade
|
| EPS (Diluted) | 1.96 | 1.64 | 0.84 | 0.25 | -2.05 | -0.56 | Upgrade
|
| EPS Growth | 47.37% | 95.45% | 239.52% | - | - | - | Upgrade
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| Free Cash Flow | 674.07 | 4,724 | 578.22 | -2,145 | -1,026 | -329.34 | Upgrade
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| Free Cash Flow Per Share | 3.95 | 27.69 | 3.39 | -12.58 | -6.01 | -1.93 | Upgrade
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| Operating Margin | 2.62% | 2.25% | 1.99% | 0.69% | -5.78% | -1.59% | Upgrade
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| Profit Margin | 1.80% | 1.57% | 1.33% | 0.56% | -4.28% | -1.21% | Upgrade
|
| Free Cash Flow Margin | 3.64% | 26.64% | 5.37% | -28.62% | -12.57% | -4.18% | Upgrade
|
| EBITDA | 518.4 | 430.78 | 246.88 | 89.8 | -429.46 | -86.34 | Upgrade
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| EBITDA Margin | 2.80% | 2.43% | 2.29% | 1.20% | -5.26% | -1.10% | Upgrade
|
| D&A For EBITDA | 32.92 | 31.69 | 32.7 | 38.11 | 41.67 | 39.25 | Upgrade
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| EBIT | 485.48 | 399.1 | 214.18 | 51.69 | -471.14 | -125.59 | Upgrade
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| EBIT Margin | 2.62% | 2.25% | 1.99% | 0.69% | -5.78% | -1.59% | Upgrade
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| Effective Tax Rate | 31.50% | 30.64% | 36.54% | 30.15% | - | - | Upgrade
|
| Revenue as Reported | 18,531 | 17,741 | 10,787 | 7,523 | 8,160 | 7,917 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.