Jubilee General Insurance Company Limited (PSX:JGICL)
71.16
-1.66 (-2.28%)
At close: Mar 6, 2026
PSX:JGICL Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 8,415 | 7,341 | 6,877 | 5,689 | 5,197 | Upgrade
|
| Total Interest & Dividend Income | 6,161 | 3,186 | 2,828 | 1,867 | 1,291 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 1,100 | 261.93 | -323.73 | 182.15 | Upgrade
|
| Other Revenue | 210.22 | 629 | 586.84 | 330.12 | 100.13 | Upgrade
|
| Total Revenue | 14,786 | 12,255 | 10,554 | 7,562 | 6,771 | Upgrade
|
| Revenue Growth (YoY) | 20.65% | 16.12% | 39.56% | 11.69% | -1.39% | Upgrade
|
| Policy Benefits | 5,005 | 3,727 | 3,867 | 3,386 | 2,860 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 652.77 | 624.06 | 522.89 | 459.39 | 433.81 | Upgrade
|
| Selling, General & Administrative | 2,640 | 2,730 | 2,186 | 1,936 | 1,701 | Upgrade
|
| Other Operating Expenses | -39.46 | -552.88 | -212.36 | -451.8 | -375.66 | Upgrade
|
| Total Operating Expenses | 8,258 | 6,528 | 6,364 | 5,330 | 4,620 | Upgrade
|
| Operating Income | 6,528 | 5,727 | 4,190 | 2,232 | 2,151 | Upgrade
|
| Earnings From Equity Investments | 65.84 | 20.88 | 117.27 | 146.59 | 151.6 | Upgrade
|
| Currency Exchange Gain (Loss) | - | -0.14 | 57.98 | 51.69 | 12.61 | Upgrade
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| Other Non Operating Income (Expenses) | - | 70.3 | 52.87 | 28.31 | 14.76 | Upgrade
|
| EBT Excluding Unusual Items | 6,594 | 5,818 | 4,418 | 2,458 | 2,330 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 0.23 | -0.14 | 11.18 | 0.08 | Upgrade
|
| Pretax Income | 6,594 | 5,818 | 4,418 | 2,470 | 2,330 | Upgrade
|
| Income Tax Expense | 2,574 | 2,296 | 1,513 | 935.86 | 680.67 | Upgrade
|
| Net Income | 4,019 | 3,522 | 2,904 | 1,534 | 1,649 | Upgrade
|
| Net Income to Common | 4,019 | 3,522 | 2,904 | 1,534 | 1,649 | Upgrade
|
| Net Income Growth | 14.12% | 21.26% | 89.37% | -7.01% | 7.61% | Upgrade
|
| Shares Outstanding (Basic) | 198 | 198 | 198 | 198 | 198 | Upgrade
|
| Shares Outstanding (Diluted) | 198 | 198 | 198 | 198 | 198 | Upgrade
|
| Shares Change (YoY) | -0.01% | - | - | - | - | Upgrade
|
| EPS (Basic) | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | Upgrade
|
| EPS (Diluted) | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 | Upgrade
|
| EPS Growth | 14.13% | 21.26% | 89.37% | -7.01% | 7.61% | Upgrade
|
| Free Cash Flow | 44.27 | -739.76 | -65.88 | 1,238 | 759.37 | Upgrade
|
| Free Cash Flow Per Share | 0.22 | -3.73 | -0.33 | 6.24 | 3.83 | Upgrade
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| Dividend Per Share | 6.000 | 5.500 | 5.000 | 4.000 | 4.000 | Upgrade
|
| Dividend Growth | 9.09% | 10.00% | 25.00% | - | 14.29% | Upgrade
|
| Operating Margin | 44.15% | 46.73% | 39.70% | 29.51% | 31.77% | Upgrade
|
| Profit Margin | 27.18% | 28.74% | 27.52% | 20.28% | 24.36% | Upgrade
|
| Free Cash Flow Margin | 0.30% | -6.04% | -0.62% | 16.37% | 11.22% | Upgrade
|
| EBITDA | 6,600 | 5,757 | 4,218 | 2,263 | 2,195 | Upgrade
|
| EBITDA Margin | 44.63% | 46.98% | 39.96% | 29.93% | 32.42% | Upgrade
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| D&A For EBITDA | 71.8 | 30.45 | 27.69 | 31.44 | 43.95 | Upgrade
|
| EBIT | 6,528 | 5,727 | 4,190 | 2,232 | 2,151 | Upgrade
|
| EBIT Margin | 44.15% | 46.73% | 39.70% | 29.51% | 31.77% | Upgrade
|
| Effective Tax Rate | 39.05% | 39.47% | 34.26% | 37.90% | 29.21% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.