Pak-Qatar Family Takaful Cash Flow Statement

Financials in millions PKR. Fiscal year is January - December.

Millions PKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	291.31	269.72	156.3	149.09	175.33	Upgrade
Depreciation & Amortization	176.35	160.8	168.41	144.9	125.03	Upgrade
Other Amortization	12.15	9.18	9.06	9.53	9.9	Upgrade
Gain (Loss) on Sale of Assets	-0.61	0.06	-0.03	-0.05	0.02	Upgrade
Gain (Loss) on Sale of Investments	-6,757	-9,258	-6,666	212.1	455.77	Upgrade
Change in Accounts Receivable	-70.92	19.62	51.43	216.21	-143.85	Upgrade
Change in Other Net Operating Assets	172.17	316.49	471.75	109.39	601.81	Upgrade
Other Operating Activities	6,933	17,130	9,232	14.91	268.84	Upgrade
Operating Cash Flow	757.15	8,647	3,423	856.08	1,493	Upgrade
Operating Cash Flow Growth	-91.24%	152.63%	299.84%	-42.66%	71.98%	Upgrade
Capital Expenditures	-212.55	-55.41	-178.97	-103.71	-58.86	Upgrade
Sale of Property, Plant & Equipment	1.63	0.35	3.37	0.19	0.02	Upgrade
Investment in Securities	-4,010	-12,751	-5,867	-1,191	-1,506	Upgrade
Other Investing Activities	1,655	4,574	3,474	635.39	695.58	Upgrade
Investing Cash Flow	-2,567	-8,232	-2,569	-1,130	-869.04	Upgrade
Issuance of Common Stock	1,401	-	-	-	-	Upgrade
Common Dividends Paid	-108.62	-65.36	-65.36	-	-92.93	Upgrade
Other Financing Activities	-43.94	-	-	-	-	Upgrade
Financing Cash Flow	1,248	-65.36	-65.36	-	-92.93	Upgrade
Net Cash Flow	-561.03	349.59	788.76	-274.16	530.88	Upgrade
Free Cash Flow	544.61	8,592	3,244	752.37	1,434	Upgrade
Free Cash Flow Growth	-93.66%	164.86%	331.16%	-47.53%	78.59%	Upgrade
Free Cash Flow Margin	1.53%	23.19%	14.90%	8.94%	19.25%	Upgrade
Free Cash Flow Per Share	3.67	57.96	24.82	5.76	10.97	Upgrade
Cash Income Tax Paid	61.92	74.29	92.11	92.26	100.35	Upgrade
Levered Free Cash Flow	-8,354	-17,463	-9,423	-217.99	-364.06	Upgrade
Unlevered Free Cash Flow	-8,335	-17,446	-9,407	-217.99	-364.06	Upgrade
Change in Working Capital	101.24	336.11	523.18	325.59	457.96	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.