Soneri Bank Limited (PSX:SNBL)
Pakistan
· Delayed Price · Currency is PKR 25.19
-0.16 (-0.63%)
At close: Dec 5, 2025
Soneri Bank Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 90,679 | 114,093 | 98,033 | 63,057 | 37,133 | 42,228 | Upgrade
|
| Interest Income on Investments | 142.82 | 115.36 | 221.57 | 279.63 | 350.34 | 134.13 | Upgrade
|
| Total Interest Income | 90,821 | 114,209 | 98,255 | 63,336 | 37,483 | 42,362 | Upgrade
|
| Interest Paid on Deposits | 63,570 | 89,146 | 75,275 | 51,790 | 26,196 | 31,573 | Upgrade
|
| Net Interest Income | 27,251 | 25,063 | 22,980 | 11,546 | 11,288 | 10,789 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.20% | 9.06% | 99.02% | 2.29% | 4.62% | 36.12% | Upgrade
|
| Gain (Loss) on Sale of Assets | 27.51 | 44.04 | 33.96 | 27.76 | 303.67 | 17.19 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1,421 | 118.52 | -55.09 | -533.14 | 364.11 | 818.39 | Upgrade
|
| Other Non-Interest Income | 6,430 | 6,470 | 6,241 | 5,359 | 3,267 | 2,827 | Upgrade
|
| Total Non-Interest Income | 7,879 | 6,633 | 6,220 | 4,854 | 3,935 | 3,663 | Upgrade
|
| Non-Interest Income Growth (YoY) | 14.89% | 6.63% | 28.15% | 23.34% | 7.44% | 28.44% | Upgrade
|
| Revenues Before Loan Losses | 35,130 | 31,696 | 29,200 | 16,400 | 15,223 | 14,452 | Upgrade
|
| Provision for Loan Losses | -206.9 | -466.73 | 1,387 | -400.58 | -121.99 | 1,418 | Upgrade
|
| Revenue | 35,337 | 32,162 | 27,813 | 16,801 | 15,345 | 13,034 | Upgrade
|
| Revenue Growth (YoY) | 8.25% | 15.64% | 65.55% | 9.49% | 17.73% | 14.66% | Upgrade
|
| Salaries and Employee Benefits | 251.64 | 258.16 | 252.44 | 99.47 | 120.33 | 85.72 | Upgrade
|
| Selling, General & Administrative | 352.32 | 133.16 | 81.82 | 153.77 | 94.31 | 644.69 | Upgrade
|
| Other Non-Interest Expense | 22,234 | 19,134 | 15,137 | 11,992 | 9,976 | 8,296 | Upgrade
|
| Total Non-Interest Expense | 22,838 | 19,525 | 15,471 | 12,245 | 10,191 | 9,026 | Upgrade
|
| EBT Excluding Unusual Items | 12,499 | 12,637 | 12,342 | 4,556 | 5,154 | 4,007 | Upgrade
|
| Asset Writedown | -16.14 | -5.96 | -2.54 | -26.01 | -10.03 | 16.5 | Upgrade
|
| Other Unusual Items | 15.59 | 2.45 | 11.35 | 20.26 | - | - | Upgrade
|
| Pretax Income | 12,509 | 12,638 | 12,357 | 4,554 | 5,149 | 4,035 | Upgrade
|
| Income Tax Expense | 8,070 | 6,737 | 6,282 | 2,671 | 2,295 | 1,634 | Upgrade
|
| Net Income | 4,439 | 5,901 | 6,075 | 1,883 | 2,854 | 2,400 | Upgrade
|
| Net Income to Common | 4,439 | 5,901 | 6,075 | 1,883 | 2,854 | 2,400 | Upgrade
|
| Net Income Growth | -33.71% | -2.87% | 222.61% | -34.02% | 18.91% | 25.93% | Upgrade
|
| Basic Shares Outstanding | 1,102 | 1,102 | 1,102 | 1,102 | 1,102 | 1,102 | Upgrade
|
| Diluted Shares Outstanding | 1,102 | 1,102 | 1,102 | 1,102 | 1,102 | 1,102 | Upgrade
|
| EPS (Basic) | 4.03 | 5.35 | 5.51 | 1.71 | 2.59 | 2.18 | Upgrade
|
| EPS (Diluted) | 4.03 | 5.35 | 5.51 | 1.71 | 2.59 | 2.18 | Upgrade
|
| EPS Growth | -33.71% | -2.87% | 222.61% | -34.02% | 18.91% | 25.93% | Upgrade
|
| Dividend Per Share | 1.750 | 3.000 | 3.000 | 1.000 | 1.500 | 1.250 | Upgrade
|
| Dividend Growth | -58.82% | - | 200.00% | -33.33% | 20.00% | 25.00% | Upgrade
|
| Effective Tax Rate | 64.51% | 53.31% | 50.83% | 58.65% | 44.57% | 40.51% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.