Soneri Bank Limited (PSX:SNBL)
18.91
-0.61 (-3.12%)
At close: Mar 6, 2026
Soneri Bank Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 84,375 | 114,093 | 98,033 | 63,057 | 37,133 | Upgrade
|
| Interest Income on Investments | 145.1 | 115.36 | 221.57 | 279.63 | 350.34 | Upgrade
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| Total Interest Income | 84,521 | 114,209 | 98,255 | 63,336 | 37,483 | Upgrade
|
| Interest Paid on Deposits | 57,333 | 89,146 | 75,275 | 51,790 | 26,196 | Upgrade
|
| Net Interest Income | 27,188 | 25,063 | 22,980 | 11,546 | 11,288 | Upgrade
|
| Net Interest Income Growth (YoY) | 8.48% | 9.06% | 99.02% | 2.29% | 4.62% | Upgrade
|
| Gain (Loss) on Sale of Assets | 57.76 | 44.04 | 33.96 | 27.76 | 303.67 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1,248 | 118.52 | -55.09 | -533.14 | 364.11 | Upgrade
|
| Other Non-Interest Income | 6,654 | 6,470 | 6,241 | 5,359 | 3,267 | Upgrade
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| Total Non-Interest Income | 7,960 | 6,633 | 6,220 | 4,854 | 3,935 | Upgrade
|
| Non-Interest Income Growth (YoY) | 20.01% | 6.63% | 28.15% | 23.34% | 7.44% | Upgrade
|
| Revenues Before Loan Losses | 35,147 | 31,696 | 29,200 | 16,400 | 15,223 | Upgrade
|
| Provision for Loan Losses | -666.85 | -466.73 | 1,387 | -400.58 | -121.99 | Upgrade
|
| Revenue | 35,814 | 32,162 | 27,813 | 16,801 | 15,345 | Upgrade
|
| Revenue Growth (YoY) | 11.36% | 15.64% | 65.55% | 9.49% | 17.73% | Upgrade
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| Salaries and Employee Benefits | 232.13 | 258.16 | 252.44 | 99.47 | 120.33 | Upgrade
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| Selling, General & Administrative | 1,508 | 1,230 | 81.82 | 153.77 | 94.31 | Upgrade
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| Other Non-Interest Expense | 22,484 | 18,036 | 15,137 | 11,992 | 9,976 | Upgrade
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| Total Non-Interest Expense | 24,224 | 19,525 | 15,471 | 12,245 | 10,191 | Upgrade
|
| EBT Excluding Unusual Items | 11,590 | 12,637 | 12,342 | 4,556 | 5,154 | Upgrade
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| Asset Writedown | -12.43 | -5.96 | -2.54 | -26.01 | -10.03 | Upgrade
|
| Other Unusual Items | 16.53 | 2.45 | 11.35 | 20.26 | - | Upgrade
|
| Pretax Income | 11,606 | 12,638 | 12,357 | 4,554 | 5,149 | Upgrade
|
| Income Tax Expense | 7,049 | 6,737 | 6,282 | 2,671 | 2,295 | Upgrade
|
| Net Income | 4,558 | 5,901 | 6,075 | 1,883 | 2,854 | Upgrade
|
| Net Income to Common | 4,558 | 5,901 | 6,075 | 1,883 | 2,854 | Upgrade
|
| Net Income Growth | -22.77% | -2.87% | 222.61% | -34.02% | 18.91% | Upgrade
|
| Basic Shares Outstanding | 1,102 | 1,102 | 1,102 | 1,102 | 1,102 | Upgrade
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| Diluted Shares Outstanding | 1,102 | 1,102 | 1,102 | 1,102 | 1,102 | Upgrade
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| EPS (Basic) | 4.13 | 5.35 | 5.51 | 1.71 | 2.59 | Upgrade
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| EPS (Diluted) | 4.13 | 5.35 | 5.51 | 1.71 | 2.59 | Upgrade
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| EPS Growth | -22.77% | -2.87% | 222.61% | -34.02% | 18.91% | Upgrade
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| Dividend Per Share | 1.500 | 3.000 | 3.000 | 1.000 | 1.500 | Upgrade
|
| Dividend Growth | -50.00% | - | 200.00% | -33.33% | 20.00% | Upgrade
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| Effective Tax Rate | 60.73% | 53.31% | 50.83% | 58.65% | 44.57% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.