The Universal Insurance Company Limited (PSX:UVIC)
Pakistan
· Delayed Price · Currency is PKR 20.51
0.00 (0.00%)
At close: Apr 27, 2026
PSX:UVIC Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 44.14 | 17.73 | 45.6 | 74.31 | 75.21 | Upgrade
|
| Total Interest & Dividend Income | 11.3 | 8.42 | 10.48 | 13.52 | 15 | Upgrade
|
| Gain (Loss) on Sale of Investments | 16.9 | -29.75 | -3.63 | 2.38 | - | Upgrade
|
| Other Revenue | 29.66 | 67.48 | 17.4 | 1.37 | 1.04 | Upgrade
|
| Total Revenue | 102 | 63.88 | 69.84 | 91.59 | 91.24 | Upgrade
|
| Revenue Growth (YoY) | 59.68% | -8.54% | -23.74% | 0.38% | 13.67% | Upgrade
|
| Policy Benefits | -16.53 | 4.45 | 24.65 | 64.76 | 40.66 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 0.83 | 2.05 | 5.62 | 8.91 | 9.72 | Upgrade
|
| Selling, General & Administrative | 76.64 | 76.45 | 97.61 | 163 | 90.55 | Upgrade
|
| Other Operating Expenses | 4.82 | 5.36 | 1.15 | 0.46 | 0.08 | Upgrade
|
| Total Operating Expenses | 65.76 | 88.31 | 129.03 | 237.13 | 141.01 | Upgrade
|
| Operating Income | 36.24 | -24.43 | -59.19 | -145.55 | -49.77 | Upgrade
|
| Earnings From Equity Investments | - | 10.28 | -0 | -8.24 | 86.64 | Upgrade
|
| Other Non Operating Income (Expenses) | 0.12 | 0.23 | 1.33 | - | 3.76 | Upgrade
|
| EBT Excluding Unusual Items | 36.36 | -13.93 | -57.86 | -153.79 | 40.63 | Upgrade
|
| Gain (Loss) on Sale of Assets | 7.87 | 3.25 | 4.41 | 0.07 | -0 | Upgrade
|
| Asset Writedown | 0.4 | 0.93 | 4.56 | 6.47 | 4.66 | Upgrade
|
| Pretax Income | 44.63 | -9.75 | -48.88 | -147.26 | 45.29 | Upgrade
|
| Income Tax Expense | 4.43 | -4.9 | 106.03 | -36.24 | 4.85 | Upgrade
|
| Net Income | 40.2 | -4.85 | -154.91 | -111.02 | 40.44 | Upgrade
|
| Net Income to Common | 40.2 | -4.85 | -154.91 | -111.02 | 40.44 | Upgrade
|
| Shares Outstanding (Basic) | 50 | 50 | 50 | 50 | 50 | Upgrade
|
| Shares Outstanding (Diluted) | 50 | 50 | 50 | 50 | 50 | Upgrade
|
| EPS (Basic) | 0.80 | -0.10 | -3.10 | -2.22 | 0.81 | Upgrade
|
| EPS (Diluted) | 0.80 | -0.10 | -3.10 | -2.22 | 0.81 | Upgrade
|
| Free Cash Flow | 35.61 | -74.25 | -133.1 | -71.51 | -34.53 | Upgrade
|
| Free Cash Flow Per Share | 0.71 | -1.49 | -2.66 | -1.43 | -0.69 | Upgrade
|
| Operating Margin | 35.53% | -38.25% | -84.74% | -158.92% | -54.54% | Upgrade
|
| Profit Margin | 39.41% | -7.58% | -221.80% | -121.22% | 44.32% | Upgrade
|
| Free Cash Flow Margin | 34.91% | -116.24% | -190.56% | -78.08% | -37.84% | Upgrade
|
| EBITDA | 39.49 | -21.35 | -55.39 | -142.51 | -46.43 | Upgrade
|
| EBITDA Margin | 38.71% | -33.43% | -79.30% | -155.61% | -50.89% | Upgrade
|
| D&A For EBITDA | 3.24 | 3.08 | 3.8 | 3.03 | 3.34 | Upgrade
|
| EBIT | 36.24 | -24.43 | -59.19 | -145.55 | -49.77 | Upgrade
|
| EBIT Margin | 35.53% | -38.25% | -84.74% | -158.92% | -54.54% | Upgrade
|
| Effective Tax Rate | 9.92% | - | - | - | 10.71% | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.