Norion Bank AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	1,438	1,265	1,294	1,141	753	Upgrade
Depreciation & Amortization	81	71	67	63	36	Upgrade
Total Asset Writedown	-	-	-	-170	23	Upgrade
Provision for Credit Losses	-	-	-	938	-	Upgrade
Change in Other Net Operating Assets	-1,017	-12,168	-6,286	-6,412	-5,632	Upgrade
Other Operating Activities	810	1,053	1,375	176	813	Upgrade
Operating Cash Flow	1,312	-9,779	-3,550	-4,264	-4,007	Upgrade
Capital Expenditures	-	-1	-1	-1	-	Upgrade
Investment in Securities	-8	-62	-	-	-	Upgrade
Divestitures	-	-	-	-	-4	Upgrade
Purchase / Sale of Intangibles	-71	-76	-57	-38	-35	Upgrade
Investing Cash Flow	-79	-139	-58	-39	-39	Upgrade
Long-Term Debt Issued	498	2,785	247	1,970	5,511	Upgrade
Long-Term Debt Repaid	-518	-1,147	-2,330	-4,415	-505	Upgrade
Net Debt Issued (Repaid)	-20	1,638	-2,083	-2,445	5,006	Upgrade
Issuance of Common Stock	496	-	-	-	-	Upgrade
Repurchase of Common Stock	-1,000	-515	-58	-44	-40	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	9,678	5,912	4,541	496	Upgrade
Other Financing Activities	-31	-	-	-	-11	Upgrade
Financing Cash Flow	-555	10,801	3,771	2,052	5,451	Upgrade
Foreign Exchange Rate Adjustments	-138	78	-10	73	30	Upgrade
Net Cash Flow	540	961	153	-2,178	1,435	Upgrade
Free Cash Flow	1,312	-9,780	-3,551	-4,265	-4,007	Upgrade
Free Cash Flow Margin	43.60%	-364.38%	-138.17%	-187.47%	-228.58%	Upgrade
Free Cash Flow Per Share	6.73	-47.62	-17.29	-20.77	-19.51	Upgrade
Cash Interest Paid	1,738	2,598	1,134	454	345	Upgrade
Cash Income Tax Paid	327	378	272	156	69	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.