Norion Bank AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	1,327	1,438	1,265	1,294	1,141	753	Upgrade
Depreciation & Amortization	84	81	71	67	63	36	Upgrade
Total Asset Writedown	-	-	-	-	-170	23	Upgrade
Provision for Credit Losses	-	-	-	-	938	-	Upgrade
Change in Other Net Operating Assets	-4,791	-2,857	-12,168	-6,286	-6,412	-5,632	Upgrade
Other Operating Activities	742	810	1,053	1,375	176	813	Upgrade
Operating Cash Flow	-2,638	-528	-9,779	-3,550	-4,264	-4,007	Upgrade
Capital Expenditures	-	-	-1	-1	-1	-	Upgrade
Investment in Securities	-17	-8	-62	-	-	-	Upgrade
Divestitures	-	-	-	-	-	-4	Upgrade
Purchase / Sale of Intangibles	-72	-71	-76	-57	-38	-35	Upgrade
Investing Cash Flow	-89	-79	-139	-58	-39	-39	Upgrade
Long-Term Debt Issued	-	498	2,785	247	1,970	5,511	Upgrade
Long-Term Debt Repaid	-	-549	-1,147	-2,330	-4,415	-505	Upgrade
Net Debt Issued (Repaid)	125	-51	1,638	-2,083	-2,445	5,006	Upgrade
Issuance of Common Stock	496	496	-	-	-	-	Upgrade
Repurchase of Common Stock	-1,010	-1,000	-515	-58	-44	-40	Upgrade
Net Increase (Decrease) in Deposit Accounts	1,840	1,840	9,678	5,912	4,541	496	Upgrade
Other Financing Activities	-	-	-	-	-	-11	Upgrade
Financing Cash Flow	1,451	1,285	10,801	3,771	2,052	5,451	Upgrade
Foreign Exchange Rate Adjustments	63	-138	78	-10	73	30	Upgrade
Net Cash Flow	-1,213	540	961	153	-2,178	1,435	Upgrade
Free Cash Flow	-2,638	-528	-9,780	-3,551	-4,265	-4,007	Upgrade
Free Cash Flow Margin	-91.09%	-17.55%	-364.38%	-138.17%	-187.47%	-228.58%	Upgrade
Free Cash Flow Per Share	-13.39	-2.63	-47.62	-17.29	-20.77	-19.51	Upgrade
Cash Interest Paid	1,567	1,738	2,598	1,134	454	345	Upgrade
Cash Income Tax Paid	320	327	378	272	156	69	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.