Riyad Bank (TADAWUL:1010)
28.08
+0.08 (0.29%)
At close: Mar 9, 2026
Riyad Bank Income Statement
Financials in millions SAR. Fiscal year is January - December.
Millions SAR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 27,083 | 24,182 | 20,606 | 12,908 | 9,108 | Upgrade
|
| Interest Income on Investments | 23.42 | 43.37 | 40.8 | 79.86 | 126.97 | Upgrade
|
| Total Interest Income | 27,106 | 24,226 | 20,647 | 12,987 | 9,235 | Upgrade
|
| Interest Paid on Deposits | 14,011 | 11,309 | 8,192 | 2,855 | 814.93 | Upgrade
|
| Net Interest Income | 13,095 | 12,917 | 12,455 | 10,132 | 8,420 | Upgrade
|
| Net Interest Income Growth (YoY) | 1.38% | 3.71% | 22.92% | 20.33% | 1.25% | Upgrade
|
| Income From Trading Activities | 973.54 | 529.42 | 419.94 | 219.03 | 196.68 | Upgrade
|
| Gain (Loss) on Sale of Assets | 17.3 | 4.4 | 2.4 | 21.3 | 0.44 | Upgrade
|
| Gain (Loss) on Sale of Investments | 126.12 | 5.18 | -139.85 | -131.34 | 405.59 | Upgrade
|
| Other Non-Interest Income | 4,157 | 3,817 | 3,065 | 3,105 | 2,543 | Upgrade
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| Total Non-Interest Income | 5,274 | 4,356 | 3,348 | 3,214 | 3,146 | Upgrade
|
| Non-Interest Income Growth (YoY) | 21.06% | 30.13% | 4.16% | 2.17% | 13.21% | Upgrade
|
| Revenues Before Loan Losses | 18,369 | 17,273 | 15,803 | 13,346 | 11,566 | Upgrade
|
| Provision for Loan Losses | 1,362 | 1,621 | 1,875 | 1,027 | 850.76 | Upgrade
|
| Revenue | 17,007 | 15,652 | 13,927 | 12,319 | 10,715 | Upgrade
|
| Revenue Growth (YoY) | 8.65% | 12.39% | 13.06% | 14.97% | 18.62% | Upgrade
|
| Salaries and Employee Benefits | 2,834 | 2,752 | 2,542 | 2,258 | 2,092 | Upgrade
|
| Occupancy Expenses | 737.86 | 683.58 | 695.36 | 540.53 | 493.19 | Upgrade
|
| Selling, General & Administrative | 1,708 | 1,807 | 1,683 | 1,532 | 1,326 | Upgrade
|
| Other Non-Interest Expense | 152.66 | 42.34 | 47.61 | 80.42 | 52.64 | Upgrade
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| Total Non-Interest Expense | 5,399 | 5,255 | 4,956 | 4,490 | 3,997 | Upgrade
|
| EBT Excluding Unusual Items | 11,608 | 10,397 | 8,971 | 7,828 | 6,718 | Upgrade
|
| Pretax Income | 11,608 | 10,397 | 8,971 | 7,828 | 6,718 | Upgrade
|
| Income Tax Expense | 1,197 | 1,075 | 924.96 | 809.11 | 692.68 | Upgrade
|
| Net Income | 10,411 | 9,322 | 8,046 | 7,019 | 6,025 | Upgrade
|
| Preferred Dividends & Other Adjustments | 565.22 | 317.71 | 310.42 | 64.67 | - | Upgrade
|
| Net Income to Common | 9,846 | 9,004 | 7,735 | 6,955 | 6,025 | Upgrade
|
| Net Income Growth | 11.68% | 15.86% | 14.62% | 16.50% | 27.79% | Upgrade
|
| Basic Shares Outstanding | 2,991 | 2,995 | 2,997 | 3,000 | 3,000 | Upgrade
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| Diluted Shares Outstanding | 2,991 | 2,995 | 2,997 | 3,000 | 3,000 | Upgrade
|
| Shares Change (YoY) | -0.13% | -0.07% | -0.10% | - | - | Upgrade
|
| EPS (Basic) | 3.29 | 3.01 | 2.58 | 2.32 | 2.01 | Upgrade
|
| EPS (Diluted) | 3.29 | 3.01 | 2.58 | 2.32 | 2.01 | Upgrade
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| EPS Growth | 9.49% | 16.48% | 11.34% | 15.42% | 27.79% | Upgrade
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| Dividend Per Share | 1.400 | 1.700 | 1.400 | 1.150 | 1.040 | Upgrade
|
| Dividend Growth | -17.65% | 21.43% | 21.74% | 10.58% | 108.00% | Upgrade
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| Effective Tax Rate | 10.31% | 10.34% | 10.31% | 10.34% | 10.31% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.