Isracard Ltd. (TLV:ISCD)
Israel
· Delayed Price · Currency is ILS · Price in ILA 1,515.00
-5.00 (-0.33%)
Apr 28, 2026, 5:25 PM IDT
Isracard Income Statement
Financials in millions ILS. Fiscal year is January - December.
Millions ILS. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 1,243 | 1,138 | 1,103 | 613 | 433 | Upgrade
|
| Total Interest Expense | 247 | 191 | 170 | 31 | - | Upgrade
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| Net Interest Income | 996 | 947 | 933 | 582 | 433 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -1 | -6 | - | Upgrade
|
| Other Revenue | 44 | 37 | 46 | 26 | 39 | Upgrade
|
| Revenue Before Loan Losses | 3,537 | 3,264 | 3,149 | 2,701 | 2,310 | Upgrade
|
| Provision for Loan Losses | 227 | 267 | 347 | 124 | 62 | Upgrade
|
| Revenue | 3,310 | 2,997 | 2,802 | 2,577 | 2,248 | Upgrade
|
| Revenue Growth (YoY) | 10.44% | 6.96% | 8.73% | 14.64% | 23.11% | Upgrade
|
| Salaries & Employee Benefits | 9 | 11 | 11 | 5 | - | Upgrade
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| Cost of Services Provided | 2,869 | 2,623 | 2,455 | 2,264 | 1,758 | Upgrade
|
| Other Operating Expenses | - | - | - | - | -3 | Upgrade
|
| Total Operating Expenses | 2,878 | 2,634 | 2,466 | 2,269 | 1,755 | Upgrade
|
| Operating Income | 432 | 363 | 336 | 308 | 493 | Upgrade
|
| Earnings From Equity Investments | 5 | 3 | - | 3 | 7 | Upgrade
|
| Currency Exchange Gain (Loss) | -15 | -20 | 1 | -75 | -52 | Upgrade
|
| EBT Excluding Unusual Items | 422 | 346 | 337 | 236 | 448 | Upgrade
|
| Other Unusual Items | -425 | - | - | - | - | Upgrade
|
| Pretax Income | -3 | 346 | 337 | 238 | 490 | Upgrade
|
| Income Tax Expense | 37 | 81 | 84 | 83 | 147 | Upgrade
|
| Earnings From Continuing Ops. | -40 | 265 | 253 | 155 | 343 | Upgrade
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| Minority Interest in Earnings | - | -1 | -1 | - | - | Upgrade
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| Net Income | -40 | 264 | 252 | 155 | 343 | Upgrade
|
| Net Income to Common | -40 | 264 | 252 | 155 | 343 | Upgrade
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| Net Income Growth | - | 4.76% | 62.58% | -54.81% | 268.82% | Upgrade
|
| Shares Outstanding (Basic) | 259 | 201 | 200 | 200 | 200 | Upgrade
|
| Shares Outstanding (Diluted) | 261 | 203 | 201 | 200 | 200 | Upgrade
|
| Shares Change (YoY) | 28.62% | 1.09% | 0.24% | 0.08% | - | Upgrade
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| EPS (Basic) | -0.15 | 1.32 | 1.26 | 0.77 | 1.72 | Upgrade
|
| EPS (Diluted) | -0.39 | 1.30 | 1.26 | 0.77 | 1.72 | Upgrade
|
| EPS Growth | - | 3.32% | 62.48% | -54.85% | 268.82% | Upgrade
|
| Free Cash Flow | -41 | 937 | -127 | 42 | 8,631 | Upgrade
|
| Free Cash Flow Per Share | -0.16 | 4.62 | -0.63 | 0.21 | 43.16 | Upgrade
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| Dividend Per Share | - | 0.524 | 0.440 | 0.271 | 0.739 | Upgrade
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| Dividend Growth | - | 19.00% | 62.65% | -63.37% | - | Upgrade
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| Operating Margin | 13.05% | 12.11% | 11.99% | 11.95% | 21.93% | Upgrade
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| Profit Margin | -1.21% | 8.81% | 8.99% | 6.02% | 15.26% | Upgrade
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| Free Cash Flow Margin | -1.24% | 31.26% | -4.53% | 1.63% | 383.94% | Upgrade
|
| Effective Tax Rate | - | 23.41% | 24.93% | 34.87% | 30.00% | Upgrade
|
| Revenue as Reported | 3,522 | 3,244 | 3,150 | 2,628 | 2,303 | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.