Automatic Bank Services Cash Flow Statement

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	48.33	50.91	38.22	24.09	44.56	27.12	Upgrade
Depreciation & Amortization	11.39	7.76	7.37	6.85	6.55	5.9	Upgrade
Other Amortization	1.98	1.98	1.35	-	-	-	Upgrade
Loss (Gain) From Sale of Assets	-	-	-	0	0	-	Upgrade
Stock-Based Compensation	1.26	1.77	2.64	2.14	-	-	Upgrade
Other Operating Activities	-6.9	-6.7	-10.16	9.82	-0.58	-1.31	Upgrade
Change in Accounts Receivable	7.96	0.45	-4.5	0.41	-4.39	1.19	Upgrade
Change in Accounts Payable	-0.15	-0.47	-1.3	2.41	-0.2	-0.81	Upgrade
Change in Other Net Operating Assets	0.51	4.27	-1.92	1.42	-2.86	3.65	Upgrade
Operating Cash Flow	64.37	59.97	31.7	47.13	43.08	35.74	Upgrade
Operating Cash Flow Growth	24.29%	89.17%	-32.74%	9.41%	20.53%	1.10%	Upgrade
Capital Expenditures	-29.03	-19.02	-16.26	-14.69	-1.72	-4.86	Upgrade
Investment in Securities	33.35	12.5	-11.22	-14.41	-20.31	-13.32	Upgrade
Investing Cash Flow	4.32	-6.52	-27.49	-29.11	-22.04	-18.18	Upgrade
Long-Term Debt Repaid	-	-2.24	-2.32	-1.92	-1.36	-0.9	Upgrade
Net Debt Issued (Repaid)	-2.31	-2.24	-2.32	-1.92	-1.36	-0.9	Upgrade
Common Dividends Paid	-60	-25	-22	-22	-25.2	-	Upgrade
Financing Cash Flow	-62.31	-27.24	-24.32	-23.92	-26.56	-0.9	Upgrade
Net Cash Flow	5.28	26.22	-20.11	-5.89	-5.52	16.66	Upgrade
Free Cash Flow	35.34	40.95	15.44	32.44	41.36	30.88	Upgrade
Free Cash Flow Growth	6.33%	165.26%	-52.41%	-21.56%	33.94%	9.43%	Upgrade
Free Cash Flow Margin	22.82%	27.04%	11.44%	27.66%	37.46%	36.24%	Upgrade
Free Cash Flow Per Share	0.89	1.02	0.39	0.81	1.03	0.77	Upgrade
Cash Interest Paid	1.05	0.86	0.99	0.82	0.52	0.55	Upgrade
Cash Income Tax Paid	10.47	13.39	15.16	13.7	8.75	9.54	Upgrade
Levered Free Cash Flow	-	28.25	13.01	23.45	31.69	25.11	Upgrade
Unlevered Free Cash Flow	-	28.69	13.47	23.8	31.91	25.31	Upgrade
Change in Working Capital	8.32	4.25	-7.71	4.23	-7.45	4.03	Upgrade

Source: S&P Capital IQ. Standard template. Financial Sources.