The San-in Godo Bank,Ltd. Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2020 - 2016
Net Income	-	26,318	24,669	21,888	20,283	14,167	Upgrade
Depreciation & Amortization	-	3,181	3,085	3,053	3,003	2,965	Upgrade
Gain (Loss) on Sale of Assets	-	397	76	590	508	272	Upgrade
Gain (Loss) on Sale of Investments	-	2,882	4,817	9,119	8,200	1,778	Upgrade
Change in Other Net Operating Assets	-	391,740	-514,284	-878,730	-262,336	-74,382	Upgrade
Other Operating Activities	-	23,983	-38,304	-36,286	1,517	-2,997	Upgrade
Operating Cash Flow	-	448,501	-519,941	-880,366	-228,825	-58,197	Upgrade
Capital Expenditures	-	-2,789	-1,396	-2,521	-2,123	-724	Upgrade
Sale of Property, Plant and Equipment	-	268	407	569	333	116	Upgrade
Investment in Securities	-	-524,765	10,278	312,483	-166,956	-131,742	Upgrade
Purchase / Sale of Intangibles	-	-853	-975	-874	-954	-612	Upgrade
Other Investing Activities	-	-6	-12	-2	-20	-44	Upgrade
Investing Cash Flow	-	-528,145	8,302	309,655	-169,720	-133,006	Upgrade
Repurchase of Common Stock	-	-2,002	-1,001	-1,000	-	-	Upgrade
Common Dividends Paid	-	-6,912	-5,422	-5,958	-3,448	-3,132	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	423,670	583,414	623,819	305,024	497,272	Upgrade
Other Financing Activities	-	-81	-2	-2	-3	-104	Upgrade
Financing Cash Flow	-	414,675	576,989	616,859	301,573	494,036	Upgrade
Net Cash Flow	-	335,030	65,350	46,147	-96,972	302,833	Upgrade
Free Cash Flow	-	445,712	-521,337	-882,887	-230,948	-58,921	Upgrade
Free Cash Flow Margin	-	415.70%	-486.86%	-836.74%	-253.30%	-73.78%	Upgrade
Free Cash Flow Per Share	-	2922.55	-3389.93	-5662.87	-1479.22	-377.63	Upgrade
Cash Income Tax Paid	-	8,487	6,418	4,452	6,130	4,677	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.