Powszechny Zaklad Ubezpieczen SA (WSE:PZU)
Poland
· Delayed Price · Currency is PLN 64.20
-0.76 (-1.17%)
At close: Mar 9, 2026
WSE:PZU Income Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 28,851 | 27,541 | 25,354 | 23,619 | 23,232 | Upgrade
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| Total Interest & Dividend Income | 26,717 | 27,156 | 26,020 | 17,887 | 10,440 | Upgrade
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| Gain (Loss) on Sale of Investments | 1,524 | 767 | 635 | - | 786 | Upgrade
|
| Other Revenue | 6,230 | 5,530 | 6,627 | 2,464 | 4,294 | Upgrade
|
| Total Revenue | 63,322 | 60,994 | 58,636 | 43,970 | 38,752 | Upgrade
|
| Revenue Growth (YoY) | 3.82% | 4.02% | 33.36% | 13.46% | 6.50% | Upgrade
|
| Policy Benefits | 24,050 | 24,026 | 21,335 | 19,956 | 15,731 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 1,237 | 1,323 | 1,742 | 1,449 | 3,744 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | - | - | 33 | Upgrade
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| Depreciation & Amortization | - | - | - | - | 40 | Upgrade
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| Selling, General & Administrative | 9,498 | 8,840 | 8,083 | 5,450 | 6,934 | Upgrade
|
| Other Operating Expenses | 2,278 | 2,293 | 1,913 | 3,946 | 3,537 | Upgrade
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| Total Operating Expenses | 37,063 | 36,482 | 33,144 | 30,801 | 30,746 | Upgrade
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| Operating Income | 26,259 | 24,512 | 25,492 | 13,169 | 8,006 | Upgrade
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| Interest Expense | -7,415 | -8,243 | -8,890 | -4,767 | -423 | Upgrade
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| Earnings From Equity Investments | -5 | 8 | 10 | -25 | -15 | Upgrade
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| Currency Exchange Gain (Loss) | -860 | -570 | -182 | -240 | -240 | Upgrade
|
| Other Non Operating Income (Expenses) | -175 | -39 | - | - | - | Upgrade
|
| EBT Excluding Unusual Items | 17,804 | 15,668 | 16,430 | 8,137 | 7,328 | Upgrade
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| Merger & Restructuring Charges | - | - | - | - | -72 | Upgrade
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| Gain (Loss) on Sale of Assets | 138 | 97 | 16 | - | 37 | Upgrade
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| Asset Writedown | -100 | -60 | -301 | - | 184 | Upgrade
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| Legal Settlements | - | - | - | - | -23 | Upgrade
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| Pretax Income | 17,842 | 15,705 | 16,145 | 8,137 | 7,454 | Upgrade
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| Income Tax Expense | 3,855 | 3,484 | 3,626 | 2,471 | 2,020 | Upgrade
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| Earnings From Continuing Ops. | 13,987 | 12,221 | 12,519 | 5,666 | 5,434 | Upgrade
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| Minority Interest in Earnings | -7,288 | -6,879 | -6,739 | -1,885 | -2,098 | Upgrade
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| Net Income | 6,699 | 5,342 | 5,780 | 3,781 | 3,336 | Upgrade
|
| Net Income to Common | 6,699 | 5,342 | 5,780 | 3,781 | 3,336 | Upgrade
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| Net Income Growth | 25.40% | -7.58% | 52.87% | 13.34% | 74.48% | Upgrade
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| Shares Outstanding (Basic) | 863 | 863 | 863 | 863 | 863 | Upgrade
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| Shares Outstanding (Diluted) | 863 | 863 | 863 | 863 | 863 | Upgrade
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| Shares Change (YoY) | -0.00% | -0.00% | -0.00% | 0.01% | 0.00% | Upgrade
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| EPS (Basic) | 7.76 | 6.19 | 6.69 | 4.38 | 3.86 | Upgrade
|
| EPS (Diluted) | 7.76 | 6.19 | 6.69 | 4.38 | 3.86 | Upgrade
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| EPS Growth | 25.41% | -7.58% | 52.87% | 13.33% | 74.48% | Upgrade
|
| Free Cash Flow | 9,011 | 26,951 | 26,953 | 20,664 | 6,157 | Upgrade
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| Free Cash Flow Per Share | 10.44 | 31.22 | 31.22 | 23.93 | 7.13 | Upgrade
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| Dividend Per Share | - | 4.470 | 4.340 | 2.400 | 1.940 | Upgrade
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| Dividend Growth | - | 3.00% | 80.83% | 23.71% | -44.57% | Upgrade
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| Operating Margin | 41.47% | 40.19% | 43.48% | 29.95% | 20.66% | Upgrade
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| Profit Margin | 10.58% | 8.76% | 9.86% | 8.60% | 8.61% | Upgrade
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| Free Cash Flow Margin | 14.23% | 44.19% | 45.97% | 47.00% | 15.89% | Upgrade
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| EBITDA | 26,896 | 25,130 | 26,036 | 14,497 | 8,563 | Upgrade
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| EBITDA Margin | 42.48% | 41.20% | 44.40% | 32.97% | 22.10% | Upgrade
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| D&A For EBITDA | 637 | 618 | 544 | 1,328 | 557 | Upgrade
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| EBIT | 26,259 | 24,512 | 25,492 | 13,169 | 8,006 | Upgrade
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| EBIT Margin | 41.47% | 40.19% | 43.48% | 29.95% | 20.66% | Upgrade
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| Effective Tax Rate | 21.61% | 22.18% | 22.46% | 30.37% | 27.10% | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.