Croatia osiguranje d.d. (ZSE:CROS)
Croatia
· Delayed Price · Currency is EUR 3,560.00
+360.00 (11.25%)
At close: Apr 28, 2026
Croatia osiguranje d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 606.8 | 540.81 | 476.4 | 428.58 | 411.35 | Upgrade
|
| Total Interest & Dividend Income | 50.35 | 38.78 | 43.94 | 43.61 | 51.76 | Upgrade
|
| Gain (Loss) on Sale of Investments | 8.96 | 8.87 | 8.02 | 4.28 | 2.55 | Upgrade
|
| Other Revenue | 42.19 | 36.52 | 28.42 | 23.77 | 31.89 | Upgrade
|
| Total Revenue | 710.3 | 625.02 | 556.82 | 500.73 | 497.56 | Upgrade
|
| Revenue Growth (YoY) | 13.64% | 12.25% | 11.20% | 0.64% | 8.76% | Upgrade
|
| Policy Benefits | 353 | 315.68 | 285.93 | 234.2 | 254.49 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 64.21 | 53.82 | - | - | 87.78 | Upgrade
|
| Selling, General & Administrative | 149.61 | 138.24 | 122.73 | 118.27 | 80.37 | Upgrade
|
| Other Operating Expenses | 61.71 | 50.25 | 81.18 | 79.03 | 9.4 | Upgrade
|
| Total Operating Expenses | 628.53 | 557.98 | 489.84 | 431.5 | 432.04 | Upgrade
|
| Operating Income | 81.78 | 67.04 | 66.98 | 69.23 | 65.52 | Upgrade
|
| Interest Expense | -1.87 | -1.96 | -1.82 | -1.74 | -1.8 | Upgrade
|
| Earnings From Equity Investments | 1.48 | 1.43 | 1.78 | 1.4 | 1.48 | Upgrade
|
| Currency Exchange Gain (Loss) | -3.87 | 1.52 | -1.02 | 2.96 | -1.87 | Upgrade
|
| Other Non Operating Income (Expenses) | -0.15 | -0.12 | 0.58 | 3.38 | -5.53 | Upgrade
|
| EBT Excluding Unusual Items | 77.37 | 67.91 | 66.5 | 75.22 | 57.8 | Upgrade
|
| Impairment of Goodwill | -1.73 | - | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.42 | -0.07 | 0.56 | 0.02 | 0.15 | Upgrade
|
| Asset Writedown | 2.03 | 0.89 | 2.59 | -6.16 | -2.01 | Upgrade
|
| Legal Settlements | -0.61 | 0.83 | -0.54 | 0.39 | 1.26 | Upgrade
|
| Other Unusual Items | 0.15 | 0.07 | 0.07 | 0.07 | 1.09 | Upgrade
|
| Pretax Income | 77.63 | 69.62 | 69.17 | 69.54 | 58.29 | Upgrade
|
| Income Tax Expense | 12.18 | 8.54 | 10.72 | 11.26 | 10.02 | Upgrade
|
| Earnings From Continuing Ops. | 65.46 | 61.09 | 58.45 | 58.28 | 48.27 | Upgrade
|
| Minority Interest in Earnings | -0.07 | -0.06 | -0.07 | -0.08 | -0.06 | Upgrade
|
| Net Income | 65.39 | 61.03 | 58.38 | 58.2 | 48.21 | Upgrade
|
| Net Income to Common | 65.39 | 61.03 | 58.38 | 58.2 | 48.21 | Upgrade
|
| Net Income Growth | 7.15% | 4.53% | 0.31% | 20.71% | 11.01% | Upgrade
|
| Shares Outstanding (Basic) | 0 | 0 | 0 | 0 | 0 | Upgrade
|
| Shares Outstanding (Diluted) | 0 | 0 | 0 | 0 | 0 | Upgrade
|
| EPS (Basic) | 155.34 | 144.97 | 138.69 | 138.26 | 114.54 | Upgrade
|
| EPS (Diluted) | 155.34 | 144.97 | 138.69 | 138.26 | 114.54 | Upgrade
|
| EPS Growth | 7.15% | 4.53% | 0.31% | 20.71% | 11.01% | Upgrade
|
| Free Cash Flow | 125.16 | 145.99 | -65.61 | 50.05 | 39.04 | Upgrade
|
| Free Cash Flow Per Share | 297.32 | 346.82 | -155.86 | 118.89 | 92.73 | Upgrade
|
| Dividend Per Share | - | 106.520 | 267.640 | - | - | Upgrade
|
| Dividend Growth | - | -60.20% | - | - | - | Upgrade
|
| Operating Margin | 11.51% | 10.73% | 12.03% | 13.83% | 13.17% | Upgrade
|
| Profit Margin | 9.21% | 9.76% | 10.48% | 11.62% | 9.69% | Upgrade
|
| Free Cash Flow Margin | 17.62% | 23.36% | -11.78% | 9.99% | 7.85% | Upgrade
|
| EBITDA | 89.93 | 74.74 | 73.46 | 74.73 | 70.4 | Upgrade
|
| EBITDA Margin | 12.66% | 11.96% | 13.19% | 14.92% | 14.15% | Upgrade
|
| D&A For EBITDA | 8.15 | 7.7 | 6.48 | 5.51 | 4.88 | Upgrade
|
| EBIT | 81.78 | 67.04 | 66.98 | 69.23 | 65.52 | Upgrade
|
| EBIT Margin | 11.51% | 10.73% | 12.03% | 13.83% | 13.17% | Upgrade
|
| Effective Tax Rate | 15.68% | 12.26% | 15.50% | 16.20% | 17.19% | Upgrade
|
| Revenue as Reported | - | - | - | - | 509.66 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.