Podravska banka d.d. (ZSE:PDBA)
Croatia
· Delayed Price · Currency is EUR 85.00
0.00 (0.00%)
At close: Dec 2, 2025
Podravska banka d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 25.38 | 27.48 | 23.65 | 14.35 | 13.36 | 13.25 | Upgrade
|
| Interest Paid on Deposits | 5.22 | 4.99 | 2.41 | 1.47 | 1.47 | 1.79 | Upgrade
|
| Net Interest Income | 20.13 | 22.49 | 21.24 | 12.89 | 11.89 | 11.46 | Upgrade
|
| Net Interest Income Growth (YoY) | -12.08% | 5.88% | 64.87% | 8.34% | 3.76% | -3.74% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 0.36 | 2.75 | 0.01 | 0 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.11 | -0.96 | -1.58 | -0.66 | 0.51 | 1.65 | Upgrade
|
| Other Non-Interest Income | 6.68 | 6.34 | 5.17 | 6.18 | 5.21 | 4.54 | Upgrade
|
| Total Non-Interest Income | 6.64 | 5.39 | 3.96 | 8.27 | 5.72 | 6.19 | Upgrade
|
| Non-Interest Income Growth (YoY) | 61.90% | 36.16% | -52.17% | 44.63% | -7.61% | -19.05% | Upgrade
|
| Revenues Before Loan Losses | 26.78 | 27.88 | 25.2 | 21.15 | 17.61 | 17.65 | Upgrade
|
| Provision for Loan Losses | 2.74 | 3.92 | 5.84 | 5.45 | 2.56 | 2.88 | Upgrade
|
| Revenue | 24.03 | 23.96 | 19.36 | 15.71 | 15.05 | 14.77 | Upgrade
|
| Revenue Growth (YoY) | -1.75% | 23.75% | 23.29% | 4.38% | 1.88% | -10.44% | Upgrade
|
| Occupancy Expenses | 1.92 | 1.87 | 1.87 | 1.64 | 1.48 | 1.26 | Upgrade
|
| Selling, General & Administrative | 12.15 | 11.78 | 11.85 | 11.2 | 10.25 | 10.68 | Upgrade
|
| Other Non-Interest Expense | 1.12 | 0.83 | 0.83 | 0.79 | 0.76 | 0.88 | Upgrade
|
| Total Non-Interest Expense | 15.2 | 14.49 | 14.55 | 13.63 | 12.49 | 12.82 | Upgrade
|
| EBT Excluding Unusual Items | 8.83 | 9.48 | 4.81 | 2.08 | 2.55 | 1.95 | Upgrade
|
| Asset Writedown | -0.01 | -0.01 | -0.1 | -0.2 | -0.08 | -0.07 | Upgrade
|
| Legal Settlements | 0.04 | 0.04 | 0.42 | 0.25 | 0.12 | 0.11 | Upgrade
|
| Pretax Income | 8.87 | 9.51 | 5.13 | 2.13 | 2.6 | 1.99 | Upgrade
|
| Income Tax Expense | 1.86 | 1.99 | 1.08 | 0.52 | 0.57 | 0.43 | Upgrade
|
| Net Income | 7 | 7.52 | 4.05 | 1.62 | 2.03 | 1.57 | Upgrade
|
| Net Income to Common | 7 | 7.52 | 4.05 | 1.62 | 2.03 | 1.57 | Upgrade
|
| Net Income Growth | 0.36% | 85.66% | 150.84% | -20.33% | 29.48% | -45.42% | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | - | 1 | 1 | Upgrade
|
| Diluted Shares Outstanding | 1 | 1 | 1 | - | 1 | 1 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | - | -0.50% | Upgrade
|
| EPS (Basic) | 10.53 | 11.30 | 6.09 | - | 3.05 | 2.35 | Upgrade
|
| EPS (Diluted) | 10.53 | 11.30 | 6.09 | - | 3.05 | 2.35 | Upgrade
|
| EPS Growth | 0.36% | 85.66% | - | - | 29.48% | -45.15% | Upgrade
|
| Dividend Per Share | 5.000 | 5.000 | 4.500 | - | - | - | Upgrade
|
| Dividend Growth | 11.11% | 11.11% | - | - | - | - | Upgrade
|
| Effective Tax Rate | 20.93% | 20.91% | 21.05% | 24.25% | 21.94% | 21.43% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.