Podravska banka d.d. Statistics

Total Valuation

ZSE:PDBA has a market cap or net worth of EUR 55.23 million.

Market Cap	55.23M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, May 6, 2026.

Earnings Date	May 6, 2026
Ex-Dividend Date	May 16, 2025

Share Statistics

ZSE:PDBA has 665,425 shares outstanding.

Current Share Class	665,425
Shares Outstanding	665,425
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	64.93%
Owned by Institutions (%)	9.65%
Float	169,605

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	2.26
PB Ratio	0.76
P/TBV Ratio	0.86
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-29.06
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -3.84%.

Return on Equity (ROE)	-3.84%
Return on Assets (ROA)	-0.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.47%
Revenue Per Employee	115,443
Profits Per Employee	-13,761
Employee Count	212
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-1.02M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -14.58% in the last 52 weeks. The beta is 0.27, so ZSE:PDBA's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	-14.58%
50-Day Moving Average	82.49
200-Day Moving Average	80.99
Relative Strength Index (RSI)	53.03
Average Volume (20 Days)	78

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ZSE:PDBA had revenue of EUR 24.47 million and -2.92 million in losses.

Revenue	24.47M
Gross Profit	24.47M
Operating Income	7.95M
Pretax Income	-3.93M
Net Income	-2.92M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Full Income Statement

Balance Sheet

The company has 191.06 million in cash and 620.49 million in debt, giving a net cash position of -429.43 million or -645.35 per share.

Cash & Cash Equivalents	191.06M
Total Debt	620.49M
Net Cash	-429.43M
Net Cash Per Share	-645.35
Equity (Book Value)	72.64M
Book Value Per Share	n/a
Working Capital	193.65M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -19.81 million and capital expenditures -1.55 million, giving a free cash flow of -21.35 million.

Operating Cash Flow	-19.81M
Capital Expenditures	-1.55M
Depreciation & Amortization	n/a
Net Borrowing	-8.92M
Free Cash Flow	-21.35M
FCF Per Share	-32.09

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	32.49%
Pretax Margin	-16.08%
Profit Margin	-11.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 5.00, which amounts to a dividend yield of 6.02%.

Dividend Per Share	5.00
Dividend Yield	6.02%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	6.10%
Earnings Yield	-5.28%
FCF Yield	-38.66%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a