Ameris Bancorp (ABCB)
NYSE: ABCB · Real-Time Price · USD
85.66
+0.54 (0.63%)
At close: Apr 28, 2026, 4:00 PM EDT
85.66
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:02 PM EDT
Ameris Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,279 | 1,265 | 1,266 | 1,172 | 834.97 | 676.09 | Upgrade
|
| Interest Income on Investments | 133.45 | 129.17 | 112.76 | 108.27 | 58.92 | 27.02 | Upgrade
|
| Total Interest Income | 1,413 | 1,395 | 1,378 | 1,280 | 893.89 | 703.11 | Upgrade
|
| Interest Paid on Deposits | 415.19 | 424.18 | 484.67 | 356.02 | 56.11 | 22.36 | Upgrade
|
| Interest Paid on Borrowings | 37.81 | 33.43 | 44.42 | 89.37 | 36.76 | 25.43 | Upgrade
|
| Total Interest Expense | 453 | 457.6 | 529.09 | 445.39 | 92.86 | 47.79 | Upgrade
|
| Net Interest Income | 959.52 | 936.92 | 849.19 | 835.04 | 801.03 | 655.33 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.33% | 10.33% | 1.69% | 4.25% | 22.23% | 2.76% | Upgrade
|
| Mortgage Banking Activities | 149.68 | 147.93 | 160.48 | 139.89 | 163.08 | 272.28 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | -1.2 | 1.9 | 0.05 | -0.51 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.59 | 1.63 | 12.3 | -0.3 | 0.2 | 0.52 | Upgrade
|
| Other Non-Interest Income | 71.38 | 67.74 | 69.59 | 55.77 | 54.82 | 26.5 | Upgrade
|
| Total Non-Interest Income | 277.84 | 271.95 | 292.06 | 243.83 | 262.65 | 350.5 | Upgrade
|
| Non-Interest Income Growth (YoY) | -4.26% | -6.89% | 19.78% | -7.16% | -25.07% | -27.96% | Upgrade
|
| Revenues Before Loan Losses | 1,237 | 1,209 | 1,141 | 1,079 | 1,064 | 1,006 | Upgrade
|
| Provision for Loan Losses | 64.9 | 70.24 | 58.79 | 142.66 | 71.7 | -35.37 | Upgrade
|
| Revenue | 1,172 | 1,139 | 1,082 | 936.22 | 991.97 | 1,041 | Upgrade
|
| Revenue Growth (YoY) | 6.56% | 5.19% | 15.62% | -5.62% | -4.73% | 6.36% | Upgrade
|
| Salaries and Employee Benefits | 340.93 | 336.18 | 334.2 | 310.16 | 313.01 | 329.83 | Upgrade
|
| Occupancy Expenses | 35.77 | 34.82 | 37.98 | 39.15 | 39.76 | 35.77 | Upgrade
|
| Federal Deposit Insurance | 11.87 | 11.87 | 14 | 15.34 | 8.06 | 5.61 | Upgrade
|
| Amortization of Goodwill & Intangibles | 15.23 | 15.94 | 17.19 | 18.24 | 19.74 | 14.97 | Upgrade
|
| Selling, General & Administrative | 117.79 | 115.44 | 113.29 | 105.1 | 96.01 | 86.58 | Upgrade
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| Other Non-Interest Expense | 89.91 | 91.21 | 88.43 | 80.59 | 82.9 | 82.66 | Upgrade
|
| Total Non-Interest Expense | 611.5 | 605.45 | 605.09 | 568.58 | 559.49 | 555.41 | Upgrade
|
| EBT Excluding Unusual Items | 560.96 | 533.17 | 477.36 | 367.64 | 432.49 | 485.79 | Upgrade
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| Asset Writedown | -0.91 | -0.91 | - | - | 21.82 | 14.53 | Upgrade
|
| Other Unusual Items | 1.5 | 1.5 | -1.5 | -11.6 | - | - | Upgrade
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| Pretax Income | 561.55 | 533.76 | 475.86 | 356.94 | 453.1 | 496.11 | Upgrade
|
| Income Tax Expense | 126.84 | 121.61 | 117.18 | 87.83 | 106.56 | 119.2 | Upgrade
|
| Net Income | 434.71 | 412.15 | 358.69 | 269.11 | 346.54 | 376.91 | Upgrade
|
| Net Income to Common | 434.71 | 412.15 | 358.69 | 269.11 | 346.54 | 376.91 | Upgrade
|
| Net Income Growth | 16.76% | 14.91% | 33.29% | -22.35% | -8.06% | 43.87% | Upgrade
|
| Basic Shares Outstanding | 68 | 68 | 69 | 69 | 69 | 69 | Upgrade
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| Diluted Shares Outstanding | 68 | 69 | 69 | 69 | 69 | 70 | Upgrade
|
| Shares Change (YoY) | -0.98% | -0.52% | -0.06% | -0.46% | -0.49% | 0.48% | Upgrade
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| EPS (Basic) | 6.38 | 6.02 | 5.21 | 3.90 | 5.01 | 5.43 | Upgrade
|
| EPS (Diluted) | 6.36 | 6.00 | 5.19 | 3.89 | 4.99 | 5.40 | Upgrade
|
| EPS Growth | 18.24% | 15.61% | 33.42% | -22.04% | -7.59% | 43.24% | Upgrade
|
| Dividend Per Share | 0.800 | 0.800 | 0.650 | 0.600 | 0.600 | 0.600 | Upgrade
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| Dividend Growth | 14.29% | 23.08% | 8.33% | - | - | - | Upgrade
|
| Effective Tax Rate | 22.59% | 22.78% | 24.62% | 24.61% | 23.52% | 24.03% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.