Affinity Bancshares Statistics
Total Valuation
AFBI has a market cap or net worth of $137.74 million. The enterprise value is $102.39 million.
Important Dates
The next estimated earnings date is Friday, July 24, 2026, after market close.
| Earnings Date | Jul 24, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
AFBI has 6.09 million shares outstanding. The number of shares has decreased by -3.01% in one year.
| Current Share Class | 6.09M |
| Shares Outstanding | 6.09M |
| Shares Change (YoY) | -3.01% |
| Shares Change (QoQ) | -0.65% |
| Owned by Insiders (%) | 21.42% |
| Owned by Institutions (%) | 27.85% |
| Float | 4.26M |
Valuation Ratios
The trailing PE ratio is 16.49.
| PE Ratio | 16.49 |
| Forward PE | n/a |
| PS Ratio | 4.13 |
| Forward PS | n/a |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | 9.98 |
| P/OCF Ratio | 9.75 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.66 |
| EV / Sales | 3.07 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.42 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.91 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.98%.
| Return on Equity (ROE) | 6.98% |
| Return on Assets (ROA) | 0.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.73% |
| Revenue Per Employee | $407,134 |
| Profits Per Employee | $107,134 |
| Employee Count | 82 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, AFBI has paid $3.05 million in taxes.
| Income Tax | 3.05M |
| Effective Tax Rate | 25.74% |
Stock Price Statistics
The stock price has increased by +21.59% in the last 52 weeks. The beta is 0.17, so AFBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.17 |
| 52-Week Price Change | +21.59% |
| 50-Day Moving Average | 22.47 |
| 200-Day Moving Average | 20.58 |
| Relative Strength Index (RSI) | 68.43 |
| Average Volume (20 Days) | 9,469 |
Short Selling Information
The latest short interest is 6,441, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 6,441 |
| Short Previous Month | 6,088 |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.15% |
| Short Ratio (days to cover) | 0.71 |
Income Statement
In the last 12 months, AFBI had revenue of $33.39 million and earned $8.79 million in profits. Earnings per share was $1.37.
| Revenue | 33.39M |
| Gross Profit | 33.39M |
| Operating Income | 11.83M |
| Pretax Income | 11.83M |
| Net Income | 8.79M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.37 |
Full Income StatementBalance Sheet
The company has $89.35 million in cash and $54.00 million in debt, giving a net cash position of $35.35 million or $5.80 per share.
| Cash & Cash Equivalents | 89.35M |
| Total Debt | 54.00M |
| Net Cash | 35.35M |
| Net Cash Per Share | $5.80 |
| Equity (Book Value) | 129.46M |
| Book Value Per Share | 21.24 |
| Working Capital | -659.66M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $14.13 million and capital expenditures -$322,000, giving a free cash flow of $13.80 million.
| Operating Cash Flow | 14.13M |
| Capital Expenditures | -322,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 13.80M |
| FCF Per Share | $2.26 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.44% |
| Pretax Margin | 35.44% |
| Profit Margin | 26.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.35% |