BayFirst Financial Corp. (BAFN)
NASDAQ: BAFN · Real-Time Price · USD
8.00
+0.10 (1.27%)
At close: Dec 5, 2025, 4:00 PM EST
7.90
-0.10 (-1.25%)
After-hours: Dec 5, 2025, 4:10 PM EST
BayFirst Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 |
| Net Income | -10.7 | 12.6 | 5.7 | -0.35 | 24.62 | 12.7 | Upgrade
|
| Depreciation & Amortization | 9.5 | 8.72 | 6.75 | 4.97 | 4.33 | 5.06 | Upgrade
|
| Other Amortization | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.03 | Upgrade
|
| Gain (Loss) on Sale of Assets | -12.05 | -11.64 | -0.36 | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.06 | 0.11 | 0.1 | 0.12 | 0.1 | 0 | Upgrade
|
| Provision for Credit Losses | 26.4 | 4.88 | -5.27 | -5.46 | -3.68 | 16.9 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 301.89 | 403.37 | 479.75 | 352.09 | 392.97 | -42.6 | Upgrade
|
| Accrued Interest Receivable | -0.36 | -2.03 | -2.68 | -0.92 | 3.72 | -5.18 | Upgrade
|
| Change in Other Net Operating Assets | -4.5 | 5.75 | -4.36 | 1.57 | -4.61 | -0.89 | Upgrade
|
| Other Operating Activities | -1.89 | -0.83 | 1.69 | 5.64 | -12.45 | -3.89 | Upgrade
|
| Net Cash from Discontinued Operations | - | -0.34 | -0.39 | 105.54 | 111.54 | - | Upgrade
|
| Operating Cash Flow | 282.23 | 390.53 | 454.8 | 440.25 | 495.39 | -107.82 | Upgrade
|
| Operating Cash Flow Growth | -32.86% | -14.13% | 3.30% | -11.13% | - | - | Upgrade
|
| Capital Expenditures | -0.26 | -1.69 | -7.58 | -8.06 | -13.12 | -3.05 | Upgrade
|
| Sale of Property, Plant and Equipment | 14.75 | 14.75 | - | - | - | - | Upgrade
|
| Investment in Securities | 7.14 | 5.58 | 6.42 | -23.53 | -31.53 | 0 | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | -343.34 | -530.79 | -529.85 | -423.95 | 264.72 | -918.47 | Upgrade
|
| Other Investing Activities | -3.3 | -4.17 | -112.58 | -55.06 | -12.47 | -11.86 | Upgrade
|
| Investing Cash Flow | -324.87 | -515.93 | -641.28 | -510.61 | 207.62 | -933.38 | Upgrade
|
| Short-Term Debt Issued | - | - | - | 25 | 6 | - | Upgrade
|
| Long-Term Debt Issued | - | - | - | - | - | 881.26 | Upgrade
|
| Total Debt Issued | 50 | - | - | 25 | 6 | 881.26 | Upgrade
|
| Short-Term Debt Repaid | - | -10 | -15 | - | -6 | - | Upgrade
|
| Long-Term Debt Repaid | - | -0.46 | -0.51 | -70.11 | -812.06 | -11.34 | Upgrade
|
| Total Debt Repaid | -10.46 | -10.46 | -15.51 | -70.11 | -818.06 | -11.34 | Upgrade
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| Net Debt Issued (Repaid) | 39.55 | -10.46 | -15.51 | -45.11 | -812.06 | 869.92 | Upgrade
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| Issuance of Common Stock | 0.39 | - | 0.29 | 0.58 | 2.22 | 1.18 | Upgrade
|
| Repurchase of Common Stock | -0.34 | - | -0.01 | -0.05 | - | - | Upgrade
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| Preferred Stock Issued | - | - | 6.45 | - | 0.73 | 6.52 | Upgrade
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| Common Dividends Paid | -0.99 | -1.32 | -1.31 | -1.29 | -1.06 | -0.92 | Upgrade
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| Preferred Dividends Paid | -1.16 | -1.54 | -0.97 | -0.83 | -1.01 | -0.86 | Upgrade
|
| Total Dividends Paid | -2.15 | -2.86 | -2.28 | -2.12 | -2.06 | -1.78 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 59.26 | 158.09 | 190.07 | 73.39 | 162.9 | 110.19 | Upgrade
|
| Other Financing Activities | 0.09 | 0.03 | -0.19 | -0.02 | -0.38 | -0.02 | Upgrade
|
| Financing Cash Flow | 96.81 | 144.8 | 178.82 | 26.67 | -648.66 | 986 | Upgrade
|
| Net Cash Flow | 54.17 | 19.4 | -7.66 | -43.68 | 54.35 | -55.2 | Upgrade
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| Free Cash Flow | 281.97 | 388.84 | 447.22 | 432.19 | 482.27 | -110.87 | Upgrade
|
| Free Cash Flow Growth | -32.42% | -13.05% | 3.48% | -10.38% | - | - | Upgrade
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| Free Cash Flow Margin | 478.47% | 464.19% | 590.45% | 694.28% | 777.87% | -97.04% | Upgrade
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| Free Cash Flow Per Share | 68.19 | 84.74 | 97.61 | 102.40 | 118.46 | -27.71 | Upgrade
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| Cash Interest Paid | 41.35 | 44.63 | 31.91 | 8.19 | 8.97 | 8.5 | Upgrade
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| Cash Income Tax Paid | 5.3 | 0.01 | 0.1 | 0.25 | 10.38 | 9.75 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.