BayFirst Financial Corp. (BAFN)
| Market Cap | 32.86M |
| Revenue (ttm) | 39.60M |
| Net Income (ttm) | -24.48M |
| Shares Out | 4.11M |
| EPS (ttm) | -5.93 |
| PE Ratio | n/a |
| Forward PE | n/a |
| Dividend | $0.08 (1.00%) |
| Ex-Dividend Date | May 30, 2025 |
| Volume | 20,171 |
| Open | 8.25 |
| Previous Close | 8.12 |
| Day's Range | 7.87 - 8.25 |
| 52-Week Range | 4.80 - 17.45 |
| Beta | 0.31 |
| Analysts | n/a |
| Price Target | n/a |
| Earnings Date | Apr 30, 2026 |
About BAFN
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for small and medium sized businesses and individuals. The company offers checking, savings, negotiable order of withdrawal, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; a... [Read more]
Financial Performance
Financial StatementsNews
BayFirst Financial Earnings Call Transcript: Q4 2025
Exited SBA 7(a) lending, reduced expenses, and refocused on community banking, resulting in a Q4 net loss of $2.5M but improved deposit growth and asset quality. Allowance for credit losses remains elevated due to legacy SBA loans, but further improvement is expected.
BayFirst Financial Corp. Reports Fourth Quarter 2025 Results; Capital Ratios Show Notable Improvement
ST. PETERSBURG, Fla., Jan. 29, 2026 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today reported a net loss o...
BayFirst Announces Fourth Quarter 2025 Conference Call and Webcast
ST. PETERSBURG, Fla., Dec. 31, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that it wil...
BayFirst Financial Corp. Closes $94.6 Million Loan Sale to Banesco USA
ST. PETERSBURG, Fla., Dec. 15, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced it ...
BayFirst Financial Earnings Call Transcript: Q3 2025
Q3 saw a net loss of $18.9M, driven by a $7.3M restructuring charge and the exit from SBA 7(a) lending. The company is refocusing on core community banking, improving asset quality, and expects a return to profitability in 2026.
BayFirst Financial Corp. Reports Third Quarter 2025 Results, Announces Restructuring Plan Including Exit From SBA 7(a) Lending
ST. PETERSBURG, Fla., Oct. 30, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today reported a net loss o...
BayFirst Discontinues Bolt SBA 7(a) Loan Program
ST. PETERSBURG, Fla., Aug. 04, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or “Company”), parent company of BayFirst National Bank (“Bank”) today announced that as par...
BayFirst Financial Earnings Call Transcript: Q2 2025
Q2 2025 saw a $1.2M net loss due to higher provisions and SBA 7(a) loan write-downs, prompting a suspension of dividends and board fees. Net interest margin improved to 4.06%, while credit losses remain concentrated in small SBA loans. Strategic review and risk mitigation efforts are ongoing.
BayFirst Financial Corp. Reports Second Quarter 2025 Results
ST. PETERSBURG, Fla., July 29, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported a ne...
BayFirst Financial Earnings Call Transcript: Q1 2025
Net loss of $335,000 in Q1 2025 driven by higher provisions and loan write-downs, despite improved net interest margin and growth in core deposits and conventional loans. Strategic review underway to de-risk and position for long-term growth.
BayFirst Financial Corp. Reports First Quarter 2025 Results
ST. PETERSBURG, Fla., April 24, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported a n...
BayFirst Announces First Quarter 2025 Conference Call and Webcast
ST. PETERSBURG, Fla., March 31, 2025 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced th...
BayFirst Financial Earnings Call Transcript: Q4 2024
Q4 net income reached $9.8M, with core earnings flat sequentially. Deposit and loan growth remained strong, while a sale-leaseback boosted capital and enabled a $2M buyback. Credit quality saw higher charge-offs, but risk from hurricanes was minimal.
BayFirst Financial Corp. Reports Fourth Quarter 2024 Results
Earnings per common share increased to $2.11 for the quarter and $2.64 for the year; Net interest margin expanded by 26bps; Announced share buyback program Earnings per common share increased to $2.11...
BayFirst Announces Fourth Quarter 2024 Conference Call and Webcast
ST. PETERSBURG, Fla., Dec. 31, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced tha...
BayFirst Financial Earnings Call Transcript: Q3 2024
Q3 2024 net income rose 31% sequentially to $1.1 million, with strong deposit and asset growth despite hurricane disruptions. Loan originations and non-interest income declined year-over-year, but operational resilience and credit quality initiatives supported results.
BayFirst Financial Corp. Reports Third Quarter 2024 Results; Third Quarter Net Income Increased 31.3% Over Prior Quarter
ST. PETERSBURG, Fla., Oct. 24, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net ...
BayFirst Financial Earnings Call Transcript: Q2 2024
Q2 2024 net income rose 5.1% sequentially to $0.9M, driven by lower credit loss provisions and expenses, but offset by weaker SBA 7(a) loan production. Deposit and loan growth remained strong, while cost-saving and efficiency initiatives are expected to improve profitability in H2 2024.
BayFirst Financial Corp. Reports Second Quarter 2024 Results; Highlighted by Improved Operating Efficiencies and Lower Net Charge-Offs
ST. PETERSBURG, Fla., July 25, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net ...
BayFirst Announces Second Quarter 2024 Conference Call and Webcast
ST. PETERSBURG, Fla., June 28, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced tha...
BayFirst Financial Earnings Call Transcript: Q1 2024
BayFirst Financial Corp. Reports First Quarter 2024 Results; Highlighted by Strong Loan and Deposit Growth with Higher Provision for Credit Losses
ST. PETERSBURG, Fla., April 25, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net...
BayFirst Financial Corp. Announces First Quarter 2024 Conference Call and Webcast
ST. PETERSBURG, Fla., March 28, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today announced th...
BayFirst Financial Earnings Call Transcript: Q4 2023
BayFirst Financial Corp. Reports Fourth Quarter 2023 Results; Highlighted by Net Interest Margin Expansion and Strong SBA Loan Originations
ST. PETERSBURG, Fla., Jan. 25, 2024 (GLOBE NEWSWIRE) -- BayFirst Financial Corp. (NASDAQ: BAFN) (“BayFirst” or the “Company”), parent company of BayFirst National Bank (the “Bank”) today reported net ...