C&F Financial Statistics
Total Valuation
C&F Financial has a market cap or net worth of $255.95 million. The enterprise value is $272.07 million.
Important Dates
The last earnings date was Thursday, April 23, 2026.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Mar 13, 2026 |
Share Statistics
C&F Financial has 3.25 million shares outstanding. The number of shares has decreased by -0.76% in one year.
| Current Share Class | 3.25M |
| Shares Outstanding | 3.25M |
| Shares Change (YoY) | -0.76% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 7.13% |
| Owned by Institutions (%) | 41.00% |
| Float | 3.02M |
Valuation Ratios
The trailing PE ratio is 8.71.
| PE Ratio | 8.71 |
| Forward PE | n/a |
| PS Ratio | 1.86 |
| Forward PS | n/a |
| PB Ratio | 0.93 |
| P/TBV Ratio | 1.03 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.64 |
| EV / Sales | 2.06 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.32%.
| Return on Equity (ROE) | 11.32% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.35% |
| Revenue Per Employee | $230,203 |
| Profits Per Employee | $49,068 |
| Employee Count | 575 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, C&F Financial has paid $6.50 million in taxes.
| Income Tax | 6.50M |
| Effective Tax Rate | 18.63% |
Stock Price Statistics
The stock price has increased by +22.46% in the last 52 weeks. The beta is 0.35, so C&F Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.35 |
| 52-Week Price Change | +22.46% |
| 50-Day Moving Average | 74.39 |
| 200-Day Moving Average | 71.06 |
| Relative Strength Index (RSI) | 61.42 |
| Average Volume (20 Days) | 4,652 |
Short Selling Information
The latest short interest is 37,918, so 1.17% of the outstanding shares have been sold short.
| Short Interest | 37,918 |
| Short Previous Month | 40,491 |
| Short % of Shares Out | 1.17% |
| Short % of Float | 1.26% |
| Short Ratio (days to cover) | 6.72 |
Income Statement
In the last 12 months, C&F Financial had revenue of $132.37 million and earned $28.21 million in profits. Earnings per share was $8.71.
| Revenue | 132.37M |
| Gross Profit | 132.37M |
| Operating Income | 34.89M |
| Pretax Income | 34.89M |
| Net Income | 28.21M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.71 |
Full Income StatementBalance Sheet
The company has $77.43 million in cash and $103.25 million in debt, giving a net cash position of -$25.82 million or -$7.95 per share.
| Cash & Cash Equivalents | 77.43M |
| Total Debt | 103.25M |
| Net Cash | -25.82M |
| Net Cash Per Share | -$7.95 |
| Equity (Book Value) | 266.11M |
| Book Value Per Share | 81.73 |
| Working Capital | -2.28B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 26.36% |
| Pretax Margin | 26.36% |
| Profit Margin | 21.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |