Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
64.99
+0.21 (0.32%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Citizens Financial Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 7,643 | 7,583 | 8,025 | 8,591 | 6,092 | 4,348 | Upgrade
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| Interest Income on Investments | 2,088 | 2,080 | 2,161 | 1,613 | 968 | 503 | Upgrade
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| Total Interest Income | 9,731 | 9,663 | 10,186 | 10,204 | 7,060 | 4,851 | Upgrade
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| Interest Paid on Deposits | 3,114 | 3,194 | 3,825 | 3,145 | 651 | 160 | Upgrade
|
| Interest Paid on Borrowings | 593 | 616 | 728 | 818 | 397 | 179 | Upgrade
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| Total Interest Expense | 3,707 | 3,810 | 4,553 | 3,963 | 1,048 | 339 | Upgrade
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| Net Interest Income | 6,024 | 5,853 | 5,633 | 6,241 | 6,012 | 4,512 | Upgrade
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| Net Interest Income Growth (YoY) | 7.92% | 3.91% | -9.74% | 3.81% | 33.25% | -1.61% | Upgrade
|
| Trust Income | 379 | 360 | 294 | 259 | 249 | 239 | Upgrade
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| Mortgage Banking Activities | 216 | 233 | 209 | 242 | 261 | 434 | Upgrade
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| Gain (Loss) on Sale of Investments | 22 | 22 | 18 | 28 | 9 | 10 | Upgrade
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| Other Non-Interest Income | 1,839 | 1,779 | 1,655 | 1,454 | 1,490 | 1,452 | Upgrade
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| Total Non-Interest Income | 2,456 | 2,394 | 2,176 | 1,983 | 2,009 | 2,135 | Upgrade
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| Non-Interest Income Growth (YoY) | 11.48% | 10.02% | 9.73% | -1.29% | -5.90% | -7.93% | Upgrade
|
| Revenues Before Loan Losses | 8,480 | 8,247 | 7,809 | 8,224 | 8,021 | 6,647 | Upgrade
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| Provision for Loan Losses | 595 | 608 | 687 | 687 | 474 | -411 | Upgrade
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| Revenue | 7,885 | 7,639 | 7,122 | 7,537 | 7,547 | 7,058 | Upgrade
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| Revenue Growth (YoY) | 10.81% | 7.26% | -5.51% | -0.13% | 6.93% | 33.45% | Upgrade
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| Salaries and Employee Benefits | 2,740 | 2,678 | 2,560 | 2,512 | 2,465 | 2,073 | Upgrade
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| Occupancy Expenses | 435 | 435 | 447 | 492 | 410 | 333 | Upgrade
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| Selling, General & Administrative | 1,718 | 1,706 | 1,675 | 1,717 | 1,598 | 1,375 | Upgrade
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| Other Non-Interest Expense | 508 | 518 | 521 | 561 | 419 | 300 | Upgrade
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| Total Non-Interest Expense | 5,401 | 5,337 | 5,203 | 5,282 | 4,892 | 4,081 | Upgrade
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| EBT Excluding Unusual Items | 2,484 | 2,302 | 1,919 | 2,255 | 2,655 | 2,977 | Upgrade
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| Other Unusual Items | 26 | 26 | -31 | -225 | - | - | Upgrade
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| Pretax Income | 2,510 | 2,328 | 1,888 | 2,030 | 2,655 | 2,977 | Upgrade
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| Income Tax Expense | 535 | 497 | 379 | 422 | 582 | 658 | Upgrade
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| Net Income | 1,975 | 1,831 | 1,509 | 1,608 | 2,073 | 2,319 | Upgrade
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| Preferred Dividends & Other Adjustments | 143 | 143 | 137 | 117 | 113 | 113 | Upgrade
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| Net Income to Common | 1,832 | 1,688 | 1,372 | 1,491 | 1,960 | 2,206 | Upgrade
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| Net Income Growth | 27.58% | 21.34% | -6.16% | -22.43% | -10.61% | 119.40% | Upgrade
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| Basic Shares Outstanding | 430 | 433 | 451 | 475 | 476 | 426 | Upgrade
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| Diluted Shares Outstanding | 434 | 437 | 454 | 477 | 478 | 427 | Upgrade
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| Shares Change (YoY) | -3.19% | -3.67% | -4.86% | -0.23% | 11.78% | -0.17% | Upgrade
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| EPS (Basic) | 4.26 | 3.90 | 3.04 | 3.14 | 4.12 | 5.18 | Upgrade
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| EPS (Diluted) | 4.22 | 3.86 | 3.03 | 3.13 | 4.10 | 5.16 | Upgrade
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| EPS Growth | 33.89% | 27.39% | -3.19% | -23.66% | -20.54% | 132.43% | Upgrade
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| Dividend Per Share | 1.760 | 1.720 | 1.680 | 1.680 | 1.620 | 1.560 | Upgrade
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| Dividend Growth | 4.76% | 2.38% | - | 3.70% | 3.85% | - | Upgrade
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| Effective Tax Rate | 21.32% | 21.35% | 20.07% | 20.79% | 21.92% | 22.10% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.