Citizens Financial Group, Inc. (CFG)
NYSE: CFG · Real-Time Price · USD
58.31
+0.27 (0.47%)
At close: Mar 9, 2026, 4:00 PM EDT
58.50
+0.19 (0.33%)
After-hours: Mar 9, 2026, 7:56 PM EDT
Citizens Financial Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Net Income | 1,831 | 1,509 | 1,608 | 2,073 | 2,319 | Upgrade
|
| Depreciation & Amortization | 207 | 230 | 224 | 322 | 390 | Upgrade
|
| Other Amortization | 271 | 268 | 254 | 243 | 235 | Upgrade
|
| Gain (Loss) on Sale of Assets | -24 | -18 | -28 | -9 | -11 | Upgrade
|
| Provision for Credit Losses | 608 | 687 | 687 | 474 | -411 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | -414 | -24 | 98 | 1,733 | 1,085 | Upgrade
|
| Change in Other Net Operating Assets | -306 | -571 | 273 | -858 | -962 | Upgrade
|
| Other Operating Activities | -82 | -177 | -242 | 57 | -429 | Upgrade
|
| Operating Cash Flow | 2,211 | 2,001 | 2,961 | 4,119 | 2,275 | Upgrade
|
| Operating Cash Flow Growth | 10.50% | -32.42% | -28.11% | 81.05% | 1949.55% | Upgrade
|
| Capital Expenditures | -174 | -122 | -172 | -126 | -124 | Upgrade
|
| Cash Acquisitions | - | - | - | -255 | -165 | Upgrade
|
| Investment in Securities | -1,224 | -2,400 | -4,486 | -5,128 | -2,810 | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | -4,222 | 5,602 | 9,967 | -6,257 | -6,021 | Upgrade
|
| Other Investing Activities | -347 | -93 | -61 | -871 | -1,366 | Upgrade
|
| Investing Cash Flow | -5,967 | 2,987 | 5,248 | -12,637 | -10,486 | Upgrade
|
| Short-Term Debt Issued | 58 | - | 502 | - | - | Upgrade
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| Long-Term Debt Issued | 8,534 | 13,185 | 25,983 | 24,617 | - | Upgrade
|
| Total Debt Issued | 8,592 | 13,185 | 26,485 | 24,617 | - | Upgrade
|
| Short-Term Debt Repaid | - | -505 | - | -95 | -154 | Upgrade
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| Long-Term Debt Repaid | -9,744 | -14,286 | -28,418 | -19,691 | -1,352 | Upgrade
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| Total Debt Repaid | -9,744 | -14,791 | -28,418 | -19,786 | -1,506 | Upgrade
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| Net Debt Issued (Repaid) | -1,152 | -1,606 | -1,933 | 4,831 | -1,506 | Upgrade
|
| Repurchase of Common Stock | -600 | -1,050 | -906 | -153 | -295 | Upgrade
|
| Preferred Stock Issued | 393 | 392 | - | - | 296 | Upgrade
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| Preferred Share Repurchases | -400 | -300 | - | - | -250 | Upgrade
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| Common Dividends Paid | -755 | -769 | -808 | -779 | -670 | Upgrade
|
| Preferred Dividends Paid | -133 | -134 | -120 | -113 | -113 | Upgrade
|
| Total Dividends Paid | -888 | -903 | -928 | -892 | -783 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 8,537 | -2,566 | -3,382 | 6,146 | 7,197 | Upgrade
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| Other Financing Activities | -8 | 18 | 21 | -25 | -23 | Upgrade
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| Financing Cash Flow | 5,882 | -6,015 | -7,128 | 9,907 | 4,636 | Upgrade
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| Net Cash Flow | 2,126 | -1,027 | 1,081 | 1,389 | -3,575 | Upgrade
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| Free Cash Flow | 2,037 | 1,879 | 2,789 | 3,993 | 2,151 | Upgrade
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| Free Cash Flow Growth | 8.41% | -32.63% | -30.15% | 85.63% | - | Upgrade
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| Free Cash Flow Margin | 26.67% | 26.38% | 37.00% | 52.91% | 30.48% | Upgrade
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| Free Cash Flow Per Share | 4.66 | 4.14 | 5.85 | 8.36 | 5.03 | Upgrade
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| Cash Interest Paid | 4,040 | 4,375 | 3,640 | 989 | 347 | Upgrade
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| Cash Income Tax Paid | 151 | 208 | 375 | 183 | 1,247 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.