Chemung Financial Corporation (CHMG)
NASDAQ: CHMG · Real-Time Price · USD
67.20
-0.31 (-0.46%)
At close: Apr 28, 2026, 4:00 PM EDT
67.68
+0.48 (0.71%)
After-hours: Apr 28, 2026, 4:10 PM EDT
Chemung Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 123.8 | 120.38 | 112.13 | 97.23 | 68.05 | 58.86 | Upgrade
|
| Interest Income on Investments | 10.92 | 12.46 | 15.44 | 15.85 | 13.42 | 10.15 | Upgrade
|
| Total Interest Income | 134.72 | 132.84 | 127.56 | 113.07 | 81.48 | 69.01 | Upgrade
|
| Interest Paid on Deposits | 39.18 | 41.79 | 50.05 | 35.93 | 6.66 | 3.28 | Upgrade
|
| Interest Paid on Borrowings | 4.62 | 3.89 | 3.45 | 2.69 | 0.64 | 0.14 | Upgrade
|
| Total Interest Expense | 43.8 | 45.68 | 53.51 | 38.62 | 7.3 | 3.42 | Upgrade
|
| Net Interest Income | 90.92 | 87.16 | 74.06 | 74.46 | 74.18 | 65.59 | Upgrade
|
| Net Interest Income Growth (YoY) | 19.97% | 17.69% | -0.53% | 0.38% | 13.10% | 4.24% | Upgrade
|
| Trust Income | 12.22 | 11.95 | 11.57 | 10.46 | 10.28 | 11.07 | Upgrade
|
| Gain (Loss) on Sale of Investments | -17.31 | -17.29 | 0.18 | 0.06 | -0.35 | 0.25 | Upgrade
|
| Other Non-Interest Income | 8.85 | 8.6 | 7.24 | 9.93 | 7.55 | 8.28 | Upgrade
|
| Total Non-Interest Income | 8.38 | 7.95 | 23.23 | 24.55 | 21.44 | 23.87 | Upgrade
|
| Non-Interest Income Growth (YoY) | -64.30% | -65.80% | -5.37% | 14.52% | -10.20% | 13.00% | Upgrade
|
| Revenues Before Loan Losses | 99.3 | 95.1 | 97.29 | 99.01 | 95.62 | 89.46 | Upgrade
|
| Provision for Loan Losses | 3.95 | 4.44 | -0.05 | 3.26 | -0.55 | 0.02 | Upgrade
|
| Revenue | 95.35 | 90.67 | 97.34 | 95.74 | 96.17 | 89.44 | Upgrade
|
| Revenue Growth (YoY) | -0.84% | -6.85% | 1.66% | -0.44% | 7.52% | 12.08% | Upgrade
|
| Salaries and Employee Benefits | 38.1 | 37.54 | 34.37 | 32.37 | 29.99 | 28.23 | Upgrade
|
| Occupancy Expenses | 4.81 | 4.81 | 4.83 | 4.64 | 4.54 | 4.87 | Upgrade
|
| Federal Deposit Insurance | 1.39 | 1.52 | 2.12 | 2.13 | 1.36 | 1.41 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | - | - | 0.02 | 0.24 | Upgrade
|
| Selling, General & Administrative | 18.17 | 18.17 | 17.55 | 16.94 | 16.02 | 14.6 | Upgrade
|
| Other Non-Interest Expense | 8.78 | 8.67 | 8.22 | 8.19 | 7.36 | 6.29 | Upgrade
|
| Total Non-Interest Expense | 71.26 | 70.73 | 67.25 | 64.24 | 59.28 | 55.68 | Upgrade
|
| EBT Excluding Unusual Items | 24.09 | 19.94 | 30.09 | 31.5 | 36.89 | 33.76 | Upgrade
|
| Pretax Income | 24.09 | 19.94 | 30.09 | 31.5 | 36.89 | 33.76 | Upgrade
|
| Income Tax Expense | 5.81 | 4.83 | 6.41 | 6.5 | 8.11 | 7.34 | Upgrade
|
| Net Income | 18.28 | 15.1 | 23.67 | 25 | 28.78 | 26.43 | Upgrade
|
| Net Income to Common | 18.28 | 15.1 | 23.67 | 25 | 28.78 | 26.43 | Upgrade
|
| Net Income Growth | -19.27% | -36.19% | -5.32% | -13.14% | 8.92% | 37.19% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Shares Change (YoY) | 0.75% | 0.71% | 0.80% | 0.83% | 0.21% | -2.48% | Upgrade
|
| EPS (Basic) | 3.80 | 3.14 | 4.96 | 5.28 | 6.13 | 5.64 | Upgrade
|
| EPS (Diluted) | 3.80 | 3.14 | 4.96 | 5.28 | 6.13 | 5.64 | Upgrade
|
| EPS Growth | -19.87% | -36.64% | -6.07% | -13.86% | 8.69% | 40.72% | Upgrade
|
| Dividend Per Share | 1.340 | 1.320 | 1.240 | 1.240 | 1.240 | 1.190 | Upgrade
|
| Dividend Growth | 7.20% | 6.45% | - | - | 4.20% | 14.42% | Upgrade
|
| Effective Tax Rate | 24.12% | 24.24% | 21.32% | 20.64% | 21.97% | 21.73% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.