Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
24.12
+0.35 (1.47%)
At close: Dec 5, 2025, 4:00 PM EST
24.05
-0.07 (-0.29%)
After-hours: Dec 5, 2025, 7:59 PM EST
Chime Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| TTM
| FY 2024 | FY 2023 | FY 2022 |
| Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
| Revenue | 2,066 | 1,673 | 1,278 | 1,009 |
| Revenue Growth (YoY) | 61.57% | 30.88% | 26.73% | - |
| Cost of Revenue | 252.98 | 207.51 | 219.74 | 214.69 |
| Gross Profit | 1,813 | 1,466 | 1,059 | 794.15 |
| Selling, General & Admin | 1,510 | 983.85 | 871.51 | 876.84 |
| Research & Development | 902.45 | 309.58 | 259 | 239.88 |
| Operating Expenses | 2,428 | 1,308 | 1,142 | 1,124 |
| Operating Income | -615.42 | 157.49 | -83.41 | -329.86 |
| Interest & Investment Income | 30.07 | 39.47 | 32.82 | 8.11 |
| Other Non Operating Income (Expenses) | -397.94 | -219.69 | -152.38 | -126.71 |
| EBT Excluding Unusual Items | -983.29 | -22.73 | -202.97 | -448.46 |
| Merger & Restructuring Charges | - | - | - | -1.3 |
| Asset Writedown | - | - | - | -20.83 |
| Pretax Income | -983.29 | -22.73 | -202.97 | -470.59 |
| Income Tax Expense | 1.48 | 2.61 | 0.23 | -0.34 |
| Net Income | -984.77 | -25.34 | -203.2 | -470.25 |
| Net Income to Common | -984.77 | -25.34 | -203.2 | -470.25 |
| Shares Outstanding (Basic) | 158 | 65 | 63 | 58 |
| Shares Outstanding (Diluted) | 158 | 65 | 63 | 58 |
| Shares Change (YoY) | 150.80% | 2.86% | 9.02% | - |
| EPS (Basic) | -6.22 | -0.39 | -3.22 | -8.12 |
| EPS (Diluted) | -6.22 | -0.39 | -3.22 | -8.12 |
| Free Cash Flow | 31.19 | 59.33 | -167.1 | -482.86 |
| Free Cash Flow Per Share | 0.20 | 0.91 | -2.65 | -8.34 |
| Gross Margin | 87.75% | 87.60% | 82.81% | 78.72% |
| Operating Margin | -29.79% | 9.41% | -6.52% | -32.70% |
| Profit Margin | -47.67% | -1.52% | -15.89% | -46.61% |
| Free Cash Flow Margin | 1.51% | 3.55% | -13.07% | -47.86% |
| EBITDA | -602.62 | 166.36 | -76.17 | -325.96 |
| EBITDA Margin | -29.17% | 9.94% | -5.96% | -32.31% |
| D&A For EBITDA | 12.81 | 8.87 | 7.24 | 3.9 |
| EBIT | -615.42 | 157.49 | -83.41 | -329.86 |
| EBIT Margin | -29.79% | 9.41% | -6.52% | -32.70% |
Source: S&P Capital IQ. Standard template.
Financial Sources.