Chime Financial Statistics

Total Valuation

Chime Financial has a market cap or net worth of $7.74 billion. The enterprise value is $6.76 billion.

Market Cap	7.74B
Enterprise Value	6.76B

Important Dates

The next estimated earnings date is Thursday, August 6, 2026, after market close.

Earnings Date	Aug 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Chime Financial has 381.02 million shares outstanding. The number of shares has increased by 382.96% in one year.

Current Share Class	348.89M
Shares Outstanding	381.02M
Shares Change (YoY)	+382.96%
Shares Change (QoQ)	+6.55%
Owned by Insiders (%)	10.12%
Owned by Institutions (%)	60.42%
Float	218.91M

Valuation Ratios

PE Ratio	n/a
Forward PE	49.50
PS Ratio	3.34
Forward PS	2.76
PB Ratio	5.39
P/TBV Ratio	5.48
P/FCF Ratio	54.87
P/OCF Ratio	46.64
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	2.92
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	47.90

Financial Position

The company has a current ratio of 5.07, with a Debt / Equity ratio of 0.09.

Current Ratio	5.07
Quick Ratio	4.10
Debt / Equity	0.09
Debt / EBITDA	n/a
Debt / FCF	0.94
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -80.00% and return on invested capital (ROIC) is -27.53%.

Return on Equity (ROE)	-80.00%
Return on Assets (ROA)	-21.53%
Return on Invested Capital (ROIC)	-27.53%
Return on Capital Employed (ROCE)	-36.31%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	$1.52M
Profits Per Employee	-$629,677
Employee Count	1,519
Asset Turnover	1.37
Inventory Turnover	n/a

Taxes

Income Tax	-266,000
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	-35.68%
50-Day Moving Average	19.18
200-Day Moving Average	21.24
Relative Strength Index (RSI)	62.41
Average Volume (20 Days)	5,607,505

Short Selling Information

The latest short interest is 13.63 million, so 3.58% of the outstanding shares have been sold short.

Short Interest	13.63M
Short Previous Month	11.50M
Short % of Shares Out	3.58%
Short % of Float	6.23%
Short Ratio (days to cover)	2.44

Income Statement

In the last 12 months, Chime Financial had revenue of $2.32 billion and -$956.48 million in losses. Loss per share was -$3.04.

Revenue	2.32B
Gross Profit	2.05B
Operating Income	-583.27M
Pretax Income	-969.69M
Net Income	-956.48M
EBITDA	-573.26M
EBIT	-583.27M
Loss Per Share	-$3.04

Full Income Statement

Balance Sheet

The company has $1.12 billion in cash and $132.74 million in debt, giving a net cash position of $984.36 million or $2.58 per share.

Cash & Cash Equivalents	1.12B
Total Debt	132.74M
Net Cash	984.36M
Net Cash Per Share	$2.58
Equity (Book Value)	1.44B
Book Value Per Share	3.77
Working Capital	1.40B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $166.01 million and capital expenditures -$24.92 million, giving a free cash flow of $141.10 million.

Operating Cash Flow	166.01M
Capital Expenditures	-24.92M
Depreciation & Amortization	10.01M
Net Borrowing	n/a
Free Cash Flow	141.10M
FCF Per Share	$0.37

Full Cash Flow Statement

Margins

Gross margin is 88.35%, with operating and profit margins of -25.19% and -41.87%.

Gross Margin	88.35%
Operating Margin	-25.19%
Pretax Margin	-41.88%
Profit Margin	-41.87%
EBITDA Margin	-24.76%
EBIT Margin	-25.19%
FCF Margin	6.09%

Dividends & Yields

Chime Financial does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-382.96%
Shareholder Yield	-382.96%
Earnings Yield	-12.35%
FCF Yield	1.82%

Analyst Forecast

The average price target for Chime Financial is $30.50, which is 50.10% higher than the current price. The consensus rating is "Buy".

Price Target	$30.50
Price Target Difference	50.10%
Analyst Consensus	Buy
Analyst Count	18
Revenue Growth Forecast (3Y)	19.41%
EPS Growth Forecast (3Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Chime Financial has an Altman Z-Score of 9.49 and a Piotroski F-Score of 4.

Altman Z-Score	9.49
Piotroski F-Score	4