Chime Financial Statistics

Total Valuation

Chime Financial has a market cap or net worth of $8.26 billion. The enterprise value is $7.27 billion.

Market Cap	8.26B
Enterprise Value	7.27B

Important Dates

The next confirmed earnings date is Wednesday, May 6, 2026, after market close.

Earnings Date	May 6, 2026
Ex-Dividend Date	n/a

Share Statistics

Chime Financial has 381.97 million shares outstanding. The number of shares has increased by 264.00% in one year.

Current Share Class	349.84M
Shares Outstanding	381.97M
Shares Change (YoY)	+264.00%
Shares Change (QoQ)	+1.09%
Owned by Insiders (%)	10.22%
Owned by Institutions (%)	56.02%
Float	218.04M

Valuation Ratios

PE Ratio	n/a
Forward PE	132.85
PS Ratio	3.78
Forward PS	3.05
PB Ratio	5.86
P/TBV Ratio	6.01
P/FCF Ratio	251.00
P/OCF Ratio	156.43
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	3.32
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	220.88

Financial Position

The company has a current ratio of 4.53, with a Debt / Equity ratio of 0.10.

Current Ratio	4.53
Quick Ratio	3.57
Debt / Equity	0.10
Debt / EBITDA	n/a
Debt / FCF	4.09
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -85.54% and return on invested capital (ROIC) is -28.94%.

Return on Equity (ROE)	-85.54%
Return on Assets (ROA)	-21.90%
Return on Invested Capital (ROIC)	-28.94%
Return on Capital Employed (ROCE)	-38.06%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	$1.44M
Profits Per Employee	-$664,869
Employee Count	1,519
Asset Turnover	1.28
Inventory Turnover	n/a

Taxes

In the past 12 months, Chime Financial has paid $831,000 in taxes.

Income Tax	831,000
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	20.94
200-Day Moving Average	23.62
Relative Strength Index (RSI)	50.09
Average Volume (20 Days)	3,462,518

Short Selling Information

The latest short interest is 13.65 million, so 3.57% of the outstanding shares have been sold short.

Short Interest	13.65M
Short Previous Month	13.84M
Short % of Shares Out	3.57%
Short % of Float	6.26%
Short Ratio (days to cover)	2.77

Income Statement

In the last 12 months, Chime Financial had revenue of $2.19 billion and -$1.01 billion in losses. Loss per share was -$4.27.

Revenue	2.19B
Gross Profit	1.92B
Operating Income	-600.06M
Pretax Income	-1.01B
Net Income	-1.01B
EBITDA	-590.46M
EBIT	-600.06M
Loss Per Share	-$4.27

Full Income Statement

Balance Sheet

The company has $1.13 billion in cash and $134.67 million in debt, giving a net cash position of $991.00 million or $2.59 per share.

Cash & Cash Equivalents	1.13B
Total Debt	134.67M
Net Cash	991.00M
Net Cash Per Share	$2.59
Equity (Book Value)	1.40B
Book Value Per Share	3.69
Working Capital	1.37B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $52.78 million and capital expenditures -$19.89 million, giving a free cash flow of $32.89 million.

Operating Cash Flow	52.78M
Capital Expenditures	-19.89M
Depreciation & Amortization	9.60M
Net Borrowing	n/a
Free Cash Flow	32.89M
FCF Per Share	$0.09

Full Cash Flow Statement

Margins

Gross margin is 87.97%, with operating and profit margins of -27.44% and -46.18%.

Gross Margin	87.97%
Operating Margin	-27.44%
Pretax Margin	-46.15%
Profit Margin	-46.18%
EBITDA Margin	-27.00%
EBIT Margin	-27.44%
FCF Margin	1.50%

Dividends & Yields

Chime Financial does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-264.00%
Shareholder Yield	-264.00%
Earnings Yield	-12.23%
FCF Yield	0.40%

Analyst Forecast

The average price target for Chime Financial is $31.94, which is 47.73% higher than the current price. The consensus rating is "Buy".

Price Target	$31.94
Price Target Difference	47.73%
Analyst Consensus	Buy
Analyst Count	19
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Chime Financial has an Altman Z-Score of 8.6 and a Piotroski F-Score of 5.

Altman Z-Score	8.6
Piotroski F-Score	5