Chime Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Cash & Equivalents	445.03	337.7	239.75	203.36
Short-Term Investments	742.73	468.69	560.88	734.61
Cash & Short-Term Investments	1,188	806.39	800.63	937.97
Cash Growth	48.35%	0.72%	-14.64%	-
Accounts Receivable	128.75	111.1	105.18	59.99
Other Receivables	108.91	105.06	71.37	63.21
Receivables	237.65	216.16	176.55	123.2
Prepaid Expenses	90.85	64.86	45.96	58.14
Restricted Cash	13.68	12.3	-	25.12
Other Current Assets	228.96	187.32	138.7	126.91
Total Current Assets	1,759	1,287	1,162	1,271
Property, Plant & Equipment	172.13	142.03	157.5	146.21
Goodwill	27.49	27.49	-	-
Other Long-Term Assets	3.79	4.48	0.91	0.2
Total Assets	1,962	1,461	1,320	1,418
Accounts Payable	40.03	35.85	22.14	20.79
Accrued Expenses	133.6	180.98	141.81	83.32
Current Portion of Leases	11.92	15.75	11.96	6.27
Other Current Liabilities	170.36	142.25	112.74	105.14
Total Current Liabilities	355.92	374.82	288.65	215.52
Long-Term Leases	125.84	80.59	92.93	94.54
Other Long-Term Liabilities	37.28	46.11	2.16	6.66
Total Liabilities	519.04	501.52	383.74	316.71
Common Stock	0.03	0	0	0
Additional Paid-In Capital	4,773	433.36	384.49	353.37
Retained Earnings	-3,329	-2,364	-2,339	-2,136
Comprehensive Income & Other	-0.08	0.2	0.72	-6.83
Total Common Equity	1,443	-1,931	-1,954	-1,789
Shareholders' Equity	1,443	959.52	936.51	1,101
Total Liabilities & Equity	1,962	1,461	1,320	1,418
Total Debt	137.76	96.34	104.89	100.81
Net Cash (Debt)	1,050	710.05	695.73	837.17
Net Cash Growth	50.92%	2.06%	-16.89%	-
Net Cash Per Share	6.63	10.94	11.03	14.46
Filing Date Shares Outstanding	374.58	66.95	64.39	57.88
Total Common Shares Outstanding	374.42	66.95	64.39	57.88
Working Capital	1,403	912.22	873.19	1,056
Book Value Per Share	3.85	-28.84	-30.34	-30.91
Tangible Book Value	1,416	-1,958	-1,954	-1,789
Tangible Book Value Per Share	3.78	-29.25	-30.34	-30.91
Machinery	14.7	12.91	11.66	9.94
Leasehold Improvements	65.65	61.74	58.88	50.7

Source: S&P Capital IQ. Standard template. Financial Sources.