Citizens, Inc. (CIA)
NYSE: CIA · Real-Time Price · USD
5.08
-0.04 (-0.78%)
Mar 9, 2026, 4:00 PM EDT - Market closed
Citizens Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Mar '26 Mar 9, 2026 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 256 | 200 | 133 | 107 | 264 | 289 | |
| Market Cap Growth | -1.54% | 50.14% | 25.15% | -59.71% | -8.67% | -14.62% | |
| Enterprise Value | 234 | 168 | 117 | 86 | 234 | 259 | |
| PE Ratio | 24.18 | 13.42 | 5.46 | 4.10 | 3.64 | - | |
| PS Ratio | 1.03 | 0.82 | 0.55 | 0.46 | 1.06 | 1.21 | |
| PB Ratio | 1.13 | 0.95 | 0.77 | 0.83 | 0.83 | 0.96 | |
| P/FCF Ratio | 13.26 | 6.40 | 6.17 | 1.88 | 6.70 | 5.96 | |
| P/OCF Ratio | 12.96 | 6.27 | 6.04 | 1.87 | 6.54 | 5.93 | |
| EV/Sales Ratio | 0.95 | 0.69 | 0.48 | 0.37 | 0.94 | 1.09 | |
| EV/EBITDA Ratio | 16.67 | 10.75 | 4.37 | 3.06 | 5.29 | - | |
| EV/EBIT Ratio | 17.56 | 11.20 | 4.45 | 3.12 | 5.43 | - | |
| EV/FCF Ratio | 12.14 | 5.37 | 5.39 | 1.51 | 5.94 | 5.34 | |
| Debt / Equity Ratio | - | 0.04 | - | - | - | - | |
| Debt / EBITDA Ratio | - | 0.50 | - | - | - | - | |
| Debt / FCF Ratio | - | 0.25 | - | - | - | - | |
| Net Debt / Equity Ratio | -0.10 | -0.09 | -0.16 | -0.18 | -0.08 | -0.11 | |
| Net Debt / EBITDA Ratio | -1.54 | -1.28 | -1.01 | -0.82 | -0.62 | 38.18 | |
| Net Debt / FCF Ratio | -1.12 | -0.64 | -1.25 | -0.40 | -0.69 | -0.70 | |
| Quick Ratio | 0.48 | 0.42 | 0.46 | 0.41 | 0.41 | 0.34 | |
| Current Ratio | 0.79 | 0.70 | 0.70 | 0.65 | 0.64 | 0.50 | |
| Asset Turnover | 0.14 | 0.15 | 0.15 | 0.14 | 0.14 | 0.13 | |
| Return on Equity (ROE) | 5.02% | 7.80% | 16.30% | 11.60% | 23.40% | -3.92% | |
| Return on Assets (ROA) | 0.48% | 0.56% | 1.00% | 0.99% | 1.46% | -0.08% | |
| Return on Invested Capital (ROIC) | 4.78% | 7.49% | 16.30% | 11.60% | 13.88% | -0.83% | |
| Earnings Yield | 4.26% | 7.45% | 18.33% | 24.42% | 27.50% | -3.80% | |
| FCF Yield | 7.54% | 15.62% | 16.21% | 53.35% | 14.92% | 16.79% | |
| Buyback Yield / Dilution | -1.63% | -0.13% | 0.37% | -0.44% | 0.58% | -1.17% | |
Source: S&P Capital IQ. Insurance template.
Financial Sources.