Citizens, Inc. (CIA)
| Market Cap | 288.22M |
| Revenue (ttm) | 255.62M |
| Net Income (ttm) | 14.59M |
| Shares Out | 50.30M |
| EPS (ttm) | 0.28 |
| PE Ratio | 20.46 |
| Forward PE | 19.10 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 70,107 |
| Open | 5.58 |
| Previous Close | 5.62 |
| Day's Range | 5.45 - 5.81 |
| 52-Week Range | 3.25 - 6.40 |
| Beta | 0.48 |
| Analysts | n/a |
| Price Target | n/a |
| Earnings Date | May 7, 2026 |
About CIA
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final ... [Read more]
Financial Performance
In 2025, Citizens's revenue was $255.62 million, an increase of 4.33% compared to the previous year's $245.00 million. Earnings were $14.59 million, a decrease of -2.15%.
Financial StatementsNews
Citizens Transcript: Emerging Growth Conference 91
Sales have shifted to a majority domestic mix, with record revenues achieved in 2024 and strong growth in the U.S. and Asia. Unique white label partnerships and modernization efforts are driving expansion, with further revenue and profit growth expected in 2026.
Citizens, Inc. to Participate at Emerging Growth Virtual Conference on April 2, 2026
Austin, Texas--(Newsfile Corp. - March 31, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, toda...
Citizens, Inc. Reports Full Year and Fourth Quarter 2025 Financial Results
Highest ever full year total revenues: $255.6 million in 2025, up from $245.0 million in 2024.Adjusted total revenues of $255.5 million in 2025, from $247.6 million in 2024. Record quarter for total r...
Citizens, Inc. to Participate at Noble Capital Markets' Emerging Growth Virtual Conference on February 4 and 5, 2026
Austin, Texas--(Newsfile Corp. - January 28, 2026) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, to...
Citizens Transcript: Emerging Growth Conference 88
Operating in over 75 countries, the company is rapidly expanding both domestically and internationally, with a focus on innovation, agent experience, and capital-efficient growth. A new admin system and product launches are planned to support further expansion.
Citizens Transcript: Sidoti's Year End Virtual Investor Conference
Rapid expansion in both U.S. and international markets has driven record sales and agent growth, with a unique white-label strategy and focus on underserved segments. Strong capital position, prudent investment, and flexible reinsurance support continued growth and innovation.
Citizens, Inc. Announces Plans for Upcoming Investor Conferences
Sidoti Virtual Conference on December 10 and 11, 2025 Emerging Growth Virtual Conference on December 11, 2025 Austin, Texas--(Newsfile Corp. - December 2, 2025) - Citizens, Inc. (NYSE: CIA), a leading...
Citizens, Inc. Reports Third Quarter 2025 Financial Results
Record number of agents: increased global network of producing agents, up 19% since September 30, 2024, and up 29% from 2024 year-end Highest ever total direct insurance in force of $5.38 billion Tota...
Citizens Transcript: Emerging Growth Conference
Rapid domestic sales growth and agent expansion have positioned the company as a leading mature life insurer. Strategic product development and white-labeling drive competitive advantage, with plans for further U.S. and Asian expansion.
Citizens, Inc. Provides Business Update Highlighting Its Growth and Operations Initiatives
Austin, Texas--(Newsfile Corp. - September 26, 2025) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, ...
Citizens Transcript: Emerging Growth Conference 2025
A diversified insurer reported record growth in 2024, driven by U.S. market expansion and innovative white-label products. With a global footprint, strong agent network, and prudent financial management, it is positioned for sustained growth, targeting underserved markets and leveraging internal funding.
Citizens, Inc. Business Update Conference Call and Webcast on September 24, 2025
Austin, Texas--(Newsfile Corp. - September 17, 2025) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, ...
Citizens, Inc. Reports Second Quarter 2025 Financial Results
Record number of agents: increased global network of producing agents, up 53% since June 30, 2024, and up 28% from 2024 year-end Highest-ever total direct insurance in force of $5.35 billion Total rev...
Citizens, Inc. Rejoined the Russell 2000(R) and Russell 3000(R) Indexes
Austin, Texas--(Newsfile Corp. - June 30, 2025) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, today...
Citizens Transcript: Emerging Growth Conference 82
The company is executing a multi-region growth strategy, with rapid U.S. expansion and strong international partnerships driving sales. Operational investments are focused on scalable infrastructure and product diversification, with Asia targeted for major growth by 2026.
Citizens, Inc. Reports First Quarter 2025 Financial Results
Total revenues of $55.7 million in Q1 2025, from $57.7 million in Q1 2024Adjusted total revenues of $58.5 million in Q1 2025, up from $56.7 million in Q1 2024 $1.8 million loss before federal income t...
Citizens Transcript: Emerging Growth Virtual Conference
A life insurer with a global footprint is experiencing rapid domestic and international growth, driven by agent expansion, product innovation, and a scalable model. Conservative financial management, a focus on underserved markets, and a robust technology strategy underpin its long-term roadmap for entry into 50 new countries.
Citizens, Inc. Reports Full Year and Fourth Quarter 2024 Financial Results
Total revenues of $245.0 million in the full year 2024, from $240.7 in 2023. Adjusted total revenues of $247.6 million in the full year 2024, from $239.9 million in 2023.
Cycode Unveils Change Impact Analysis, Secures Multiple Fortune 100 Customers, and Extends ASPM Market Leadership
SAN FRANCISCO--(BUSINESS WIRE)--Cycode, the leader in Application Security Posture Management (ASPM), today announced the launch of its groundbreaking Change Impact Analysis (CIA) technology, a key ad...
Citizens, Inc. Vice President of Information Technology Paula Guerrero Appointed Chief Information Officer
Austin, Texas--(Newsfile Corp. - February 3, 2025) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, to...
Citizens, Inc. Vice President of Operations Bryon Matthew Lewis Appointed Chief Operating Officer
Austin, Texas--(Newsfile Corp. - January 30, 2025) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, to...
Citizens, Inc. Announces Filing of Form S-3 to Replace Expiring Shelf Registration Statement
Austin, Texas--(Newsfile Corp. - November 27, 2024) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits, and final expense insurance, t...
Citizens, Inc. Reports Third Quarter 2024 Financial Results
Austin, Texas--(Newsfile Corp. - November 7, 2024) - Citizens, Inc. (NYSE: CIA), a leading diversified financial services company specializing in life, living benefits and final expense insurance, tod...
Presenting on the Emerging Growth Conference 74 Day 1 on August 21 Register Now
MIAMI, Aug. 20, 2024 (GLOBE NEWSWIRE) -- EmergingGrowth.com a leading independent small cap media portal announces the schedule of the 74th Emerging Growth Conference on August 21 – 22, 2024.
Citizens Transcript: Sidoti Micro-Cap Virtual Conference
The firm is experiencing robust growth, driven by domestic expansion, new product launches, and strong agent recruitment. Financial performance is marked by record first-year sales, rising book value, and a conservative capital position. Shares trade at a notable discount to book value.