Civista Bancshares Statistics
Total Valuation
CIVB has a market cap or net worth of $595.86 million. The enterprise value is $723.42 million.
Important Dates
The next confirmed earnings date is Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | May 5, 2026 |
Share Statistics
CIVB has 20.78 million shares outstanding. The number of shares has increased by 21.20% in one year.
| Current Share Class | 20.78M |
| Shares Outstanding | 20.78M |
| Shares Change (YoY) | +21.20% |
| Shares Change (QoQ) | +3.04% |
| Owned by Insiders (%) | 2.37% |
| Owned by Institutions (%) | 65.46% |
| Float | 20.28M |
Valuation Ratios
The trailing PE ratio is 10.59 and the forward PE ratio is 10.42.
| PE Ratio | 10.59 |
| Forward PE | 10.42 |
| PS Ratio | 3.35 |
| Forward PS | 3.03 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.45 |
| P/FCF Ratio | 11.82 |
| P/OCF Ratio | 11.49 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.22 |
| EV / Sales | 4.06 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.35 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.30 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.75%.
| Return on Equity (ROE) | 10.75% |
| Return on Assets (ROA) | 1.21% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.83% |
| Revenue Per Employee | $332,692 |
| Profits Per Employee | $95,108 |
| Employee Count | 535 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CIVB has paid $10.27 million in taxes.
| Income Tax | 10.27M |
| Effective Tax Rate | 16.76% |
Stock Price Statistics
The stock price has increased by +28.42% in the last 52 weeks. The beta is 0.67, so CIVB's price volatility has been lower than the market average.
| Beta (5Y) | 0.67 |
| 52-Week Price Change | +28.42% |
| 50-Day Moving Average | 25.60 |
| 200-Day Moving Average | 23.27 |
| Relative Strength Index (RSI) | 72.84 |
| Average Volume (20 Days) | 148,111 |
Short Selling Information
The latest short interest is 271,190, so 1.30% of the outstanding shares have been sold short.
| Short Interest | 271,190 |
| Short Previous Month | 250,668 |
| Short % of Shares Out | 1.30% |
| Short % of Float | 1.34% |
| Short Ratio (days to cover) | 4.20 |
Income Statement
In the last 12 months, CIVB had revenue of $177.99 million and earned $50.88 million in profits. Earnings per share was $2.71.
| Revenue | 177.99M |
| Gross Profit | 177.99M |
| Operating Income | 65.47M |
| Pretax Income | 61.31M |
| Net Income | 50.88M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.71 |
Full Income StatementBalance Sheet
The company has $89.12 million in cash and $216.68 million in debt, giving a net cash position of -$127.56 million or -$6.14 per share.
| Cash & Cash Equivalents | 89.12M |
| Total Debt | 216.68M |
| Net Cash | -127.56M |
| Net Cash Per Share | -$6.14 |
| Equity (Book Value) | 552.24M |
| Book Value Per Share | 26.57 |
| Working Capital | -3.52B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $51.84 million and capital expenditures -$1.44 million, giving a free cash flow of $50.40 million.
| Operating Cash Flow | 51.84M |
| Capital Expenditures | -1.44M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -263.16M |
| Free Cash Flow | 50.40M |
| FCF Per Share | $2.43 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.78% |
| Pretax Margin | 34.44% |
| Profit Margin | 28.67% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.32% |