CZFS Statistics

Total Valuation

CZFS has a market cap or net worth of $354.70 million. The enterprise value is $513.60 million.

Market Cap	354.70M
Enterprise Value	513.60M

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026, after market close.

Earnings Date	Jul 29, 2026
Ex-Dividend Date	Jun 12, 2026

Share Statistics

CZFS has 4.80 million shares outstanding. The number of shares has decreased by -0.06% in one year.

Current Share Class	4.80M
Shares Outstanding	4.80M
Shares Change (YoY)	-0.06%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	6.50%
Owned by Institutions (%)	29.89%
Float	4.49M

Valuation Ratios

The trailing PE ratio is 9.01 and the forward PE ratio is 9.11.

PE Ratio	9.01
Forward PE	9.11
PS Ratio	3.13
Forward PS	n/a
PB Ratio	1.03
P/TBV Ratio	1.38
P/FCF Ratio	8.29
P/OCF Ratio	8.13
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.06
EV / Sales	4.53
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.01

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.74
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.07%.

Return on Equity (ROE)	12.07%
Return on Assets (ROA)	1.30%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.10%
Revenue Per Employee	$280,170
Profits Per Employee	$97,104
Employee Count	405
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CZFS has paid $9.19 million in taxes.

Income Tax	9.19M
Effective Tax Rate	18.94%

Stock Price Statistics

The stock price has increased by +29.51% in the last 52 weeks. The beta is 0.40, so CZFS's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	+29.51%
50-Day Moving Average	65.76
200-Day Moving Average	61.47
Relative Strength Index (RSI)	70.78
Average Volume (20 Days)	12,159

Short Selling Information

The latest short interest is 39,619, so 0.82% of the outstanding shares have been sold short.

Short Interest	39,619
Short Previous Month	36,821
Short % of Shares Out	0.82%
Short % of Float	0.88%
Short Ratio (days to cover)	6.26

Income Statement

In the last 12 months, CZFS had revenue of $113.47 million and earned $39.33 million in profits. Earnings per share was $8.19.

Revenue	113.47M
Gross Profit	113.47M
Operating Income	50.97M
Pretax Income	48.51M
Net Income	39.33M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$8.19

Full Income Statement

Balance Sheet

The company has $44.03 million in cash and $202.92 million in debt, giving a net cash position of -$158.90 million or -$33.07 per share.

Cash & Cash Equivalents	44.03M
Total Debt	202.92M
Net Cash	-158.90M
Net Cash Per Share	-$33.07
Equity (Book Value)	343.58M
Book Value Per Share	71.51
Working Capital	-2.39B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $43.61 million and capital expenditures -$836,000, giving a free cash flow of $42.77 million.

Operating Cash Flow	43.61M
Capital Expenditures	-836,000
Depreciation & Amortization	n/a
Net Borrowing	-104.04M
Free Cash Flow	42.77M
FCF Per Share	$8.90

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	44.92%
Pretax Margin	42.76%
Profit Margin	34.66%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	37.69%

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 2.71%.

Dividend Per Share	$2.00
Dividend Yield	2.71%
Dividend Growth (YoY)	2.79%
Years of Dividend Growth	4
Payout Ratio	24.54%
Buyback Yield	0.06%
Shareholder Yield	2.77%
Earnings Yield	11.09%
FCF Yield	12.06%

Dividend Details

Analyst Forecast

The average price target for CZFS is $71.00, which is -3.82% lower than the current price. The consensus rating is "Strong Buy".

Price Target	$71.00
Price Target Difference	-3.82%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Splits

The last stock split was on June 13, 2025. It was a forward split with a ratio of 1.01:1.

Last Split Date	Jun 13, 2025
Split Type	Forward
Split Ratio	1.01:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4