Citizens Community Bancorp, Inc. (CZWI)
NASDAQ: CZWI · Real-Time Price · USD
21.26
+0.41 (1.97%)
At close: Apr 28, 2026, 4:00 PM EDT
21.22
-0.04 (-0.19%)
After-hours: Apr 28, 2026, 4:10 PM EDT
CZWI Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 77.67 | 77.5 | 79.74 | 73.58 | 61.64 | 58.17 | Upgrade
|
| Interest Income on Investments | 10.38 | 10.13 | 9.88 | 10.67 | 7.76 | 5.86 | Upgrade
|
| Total Interest Income | 88.04 | 87.63 | 89.62 | 84.25 | 69.4 | 64.04 | Upgrade
|
| Interest Paid on Deposits | 32.3 | 33.1 | 37.99 | 25.75 | 6.43 | 5.85 | Upgrade
|
| Interest Paid on Borrowings | 3.15 | 3.34 | 5.16 | 10.15 | 6.6 | 4.52 | Upgrade
|
| Total Interest Expense | 35.44 | 36.45 | 43.14 | 35.9 | 13.03 | 10.37 | Upgrade
|
| Net Interest Income | 52.6 | 51.18 | 46.47 | 48.35 | 56.37 | 53.67 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.94% | 10.13% | -3.88% | -14.23% | 5.04% | 6.79% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.17 | 0.23 | -0.86 | 0.46 | 0.54 | 1.22 | Upgrade
|
| Other Non-Interest Income | 6.46 | 6.22 | 6.64 | 6.15 | 6.4 | 7.48 | Upgrade
|
| Total Non-Interest Income | 11.65 | 11.14 | 9.92 | 10.25 | 10.43 | 15.82 | Upgrade
|
| Non-Interest Income Growth (YoY) | 25.91% | 12.29% | -3.19% | -1.73% | -34.09% | -14.22% | Upgrade
|
| Revenues Before Loan Losses | 64.25 | 62.33 | 56.4 | 58.6 | 66.8 | 69.49 | Upgrade
|
| Provision for Loan Losses | 2.95 | 1.95 | -3.18 | -0.48 | 1.48 | - | Upgrade
|
| Revenue | 61.3 | 60.38 | 59.57 | 59.07 | 65.32 | 69.49 | Upgrade
|
| Revenue Growth (YoY) | 5.62% | 1.35% | 0.84% | -9.57% | -6.00% | 14.01% | Upgrade
|
| Salaries and Employee Benefits | 24.2 | 23.73 | 22.11 | 20.38 | 21.27 | 21.92 | Upgrade
|
| Occupancy Expenses | - | - | - | - | - | 4.72 | Upgrade
|
| Federal Deposit Insurance | 0.81 | 0.77 | 0.8 | 0.81 | 0.47 | 0.55 | Upgrade
|
| Amortization of Goodwill & Intangibles | 1.16 | 1.21 | 1.25 | 1.37 | 2.24 | 3.24 | Upgrade
|
| Selling, General & Administrative | 14.42 | 14.58 | 14.88 | 14.36 | 14.53 | 9.5 | Upgrade
|
| Other Non-Interest Expense | 2.58 | 2.62 | 2.98 | 3.15 | 4.2 | 2.26 | Upgrade
|
| Total Non-Interest Expense | 43.2 | 42.94 | 42.31 | 40.14 | 42.31 | 41.98 | Upgrade
|
| EBT Excluding Unusual Items | 18.1 | 17.44 | 17.27 | 18.93 | 23.02 | 27.51 | Upgrade
|
| Asset Writedown | - | - | - | - | 0.57 | 1.45 | Upgrade
|
| Pretax Income | 18.1 | 17.44 | 17.45 | 18.93 | 23.58 | 28.96 | Upgrade
|
| Income Tax Expense | 3.12 | 3.02 | 3.7 | 5.87 | 5.82 | 7.69 | Upgrade
|
| Net Income | 14.98 | 14.42 | 13.75 | 13.06 | 17.76 | 21.27 | Upgrade
|
| Net Income to Common | 14.98 | 14.42 | 13.75 | 13.06 | 17.76 | 21.27 | Upgrade
|
| Net Income Growth | 16.47% | 4.87% | 5.30% | -26.47% | -16.48% | 67.12% | Upgrade
|
| Basic Shares Outstanding | 10 | 10 | 10 | 10 | 11 | 11 | Upgrade
|
| Diluted Shares Outstanding | 10 | 10 | 10 | 10 | 11 | 11 | Upgrade
|
| Shares Change (YoY) | -3.32% | -3.47% | -1.98% | -0.42% | -1.99% | -3.90% | Upgrade
|
| EPS (Basic) | 1.53 | 1.46 | 1.34 | 1.25 | 1.69 | 1.98 | Upgrade
|
| EPS (Diluted) | 1.53 | 1.46 | 1.34 | 1.25 | 1.69 | 1.98 | Upgrade
|
| EPS Growth | 20.46% | 8.71% | 7.42% | -26.19% | -14.65% | 73.68% | Upgrade
|
| Dividend Per Share | 0.105 | 0.360 | 0.320 | 0.290 | 0.260 | 0.230 | Upgrade
|
| Dividend Growth | -70.83% | 12.50% | 10.35% | 11.54% | 13.04% | 9.52% | Upgrade
|
| Effective Tax Rate | 17.24% | 17.32% | 21.20% | 31.02% | 24.68% | 26.57% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.