ECB Bancorp, Inc. (ECBK)
NASDAQ: ECBK · Real-Time Price · USD
16.47
-0.13 (-0.78%)
At close: Dec 5, 2025, 4:00 PM EST
16.47
0.00 (0.00%)
After-hours: Dec 5, 2025, 5:01 PM EST
ECB Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| TTM
| FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Interest Income on Loans | 65.54 | 57.85 | 48.33 | 26.95 | 21.32 | 19.97 |
| Interest Income on Investments | 9.41 | 9.19 | 6.45 | 2.2 | 1.06 | 1.51 |
| Total Interest Income | 74.95 | 67.05 | 54.78 | 29.16 | 22.38 | 21.49 |
| Interest Paid on Deposits | 36.49 | 33.44 | 21.41 | 4.57 | 3.55 | 5.26 |
| Interest Paid on Borrowings | 8.92 | 8.62 | 8.57 | 0.95 | 0.14 | 0.38 |
| Total Interest Expense | 45.4 | 42.06 | 29.99 | 5.52 | 3.68 | 5.64 |
| Net Interest Income | 29.55 | 24.99 | 24.79 | 23.64 | 18.69 | 15.85 |
| Net Interest Income Growth (YoY) | 22.38% | 0.80% | 4.86% | 26.47% | 17.94% | - |
| Other Non-Interest Income | 1.16 | 1.11 | 1.03 | 1.32 | 0.78 | 0.87 |
| Total Non-Interest Income | 1.29 | 1.23 | 1.05 | 1.4 | 1.22 | 1.28 |
| Non-Interest Income Growth (YoY) | 11.65% | 16.54% | -24.91% | 14.65% | -4.68% | - |
| Revenues Before Loan Losses | 30.84 | 26.21 | 25.84 | 25.04 | 19.92 | 17.13 |
| Provision for Loan Losses | 0.98 | 0.17 | 0.8 | 2.94 | 0.36 | 0.29 |
| Revenue | 29.86 | 26.04 | 25.04 | 22.1 | 19.56 | 16.84 |
| Revenue Growth (YoY) | 20.84% | 4.00% | 13.28% | 13.02% | 16.13% | - |
| Salaries and Employee Benefits | 11.19 | 11.19 | 10.94 | 9.37 | 9.6 | 6.02 |
| Occupancy Expenses | 0.84 | 0.83 | 0.77 | 0.7 | 0.72 | 0.77 |
| Federal Deposit Insurance | 0.83 | 0.75 | 0.79 | 0.23 | 0.16 | 0.07 |
| Selling, General & Administrative | 6.55 | 6.35 | 5.11 | 3.75 | 2.5 | 2.29 |
| Other Non-Interest Expense | 1.62 | 1.54 | 1.44 | 1.31 | 1.06 | 1.17 |
| Total Non-Interest Expense | 21.03 | 20.67 | 19.05 | 18.61 | 14.09 | 10.31 |
| EBT Excluding Unusual Items | 8.83 | 5.37 | 5.99 | 3.5 | 5.47 | 6.53 |
| Pretax Income | 8.83 | 5.37 | 5.99 | 3.5 | 5.47 | 6.53 |
| Income Tax Expense | 2.21 | 1.38 | 1.53 | 0.78 | 1.43 | 1.67 |
| Net Income | 6.62 | 3.99 | 4.46 | 2.72 | 4.04 | 4.86 |
| Net Income to Common | 6.62 | 3.99 | 4.46 | 2.72 | 4.04 | 4.86 |
| Net Income Growth | 98.62% | -10.44% | 63.82% | -32.71% | -16.83% | - |
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | - | - |
| Diluted Shares Outstanding | 8 | 8 | 9 | 8 | - | - |
| Shares Change (YoY) | -1.16% | -2.09% | 0.80% | - | - | - |
| EPS (Basic) | 0.81 | 0.48 | 0.53 | 0.32 | - | - |
| EPS (Diluted) | 0.80 | 0.48 | 0.52 | 0.32 | - | - |
| EPS Growth | 104.95% | -7.69% | 62.50% | - | - | - |
| Effective Tax Rate | 25.01% | 25.69% | 25.55% | 22.20% | 26.12% | 25.61% |
Source: S&P Capital IQ. Banks template.
Financial Sources.