ECB Bancorp, Inc. (ECBK)
NASDAQ: ECBK · Real-Time Price · USD
18.38
+0.26 (1.43%)
At close: Apr 28, 2026, 4:00 PM EDT
18.28
-0.10 (-0.54%)
After-hours: Apr 28, 2026, 4:04 PM EDT
ECB Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 |
| Interest Income on Loans | 73.52 | 69.09 | 57.85 | 48.33 | 26.95 | 21.32 | Upgrade
|
| Interest Income on Investments | 8.65 | 9.1 | 9.19 | 6.45 | 2.2 | 1.06 | Upgrade
|
| Total Interest Income | 82.17 | 78.18 | 67.05 | 54.78 | 29.16 | 22.38 | Upgrade
|
| Interest Paid on Deposits | 37.4 | 37.06 | 33.44 | 21.41 | 4.57 | 3.55 | Upgrade
|
| Interest Paid on Borrowings | 9.67 | 9.2 | 8.62 | 8.57 | 0.95 | 0.14 | Upgrade
|
| Total Interest Expense | 47.07 | 46.26 | 42.06 | 29.99 | 5.52 | 3.68 | Upgrade
|
| Net Interest Income | 35.1 | 31.92 | 24.99 | 24.79 | 23.64 | 18.69 | Upgrade
|
| Net Interest Income Growth (YoY) | 36.41% | 27.73% | 0.80% | 4.86% | 26.47% | 17.94% | Upgrade
|
| Other Non-Interest Income | 1.21 | 1.19 | 1.11 | 1.03 | 1.32 | 0.78 | Upgrade
|
| Total Non-Interest Income | 1.38 | 1.33 | 1.23 | 1.05 | 1.4 | 1.22 | Upgrade
|
| Non-Interest Income Growth (YoY) | 16.13% | 8.16% | 16.54% | -24.91% | 14.65% | -4.68% | Upgrade
|
| Revenues Before Loan Losses | 36.49 | 33.24 | 26.21 | 25.84 | 25.04 | 19.92 | Upgrade
|
| Provision for Loan Losses | 1.7 | 1.53 | 0.17 | 0.8 | 2.94 | 0.36 | Upgrade
|
| Revenue | 34.79 | 31.71 | 26.04 | 25.04 | 22.1 | 19.56 | Upgrade
|
| Revenue Growth (YoY) | 29.29% | 21.77% | 4.00% | 13.28% | 13.02% | 16.13% | Upgrade
|
| Salaries and Employee Benefits | 11.58 | 11.38 | 11.26 | 10.94 | 9.37 | 9.6 | Upgrade
|
| Occupancy Expenses | 0.93 | 0.9 | 0.83 | 0.77 | 0.7 | 0.72 | Upgrade
|
| Federal Deposit Insurance | 0.95 | 0.88 | 0.75 | 0.79 | 0.23 | 0.16 | Upgrade
|
| Selling, General & Administrative | 6.78 | 6.56 | 6.28 | 5.11 | 3.75 | 2.5 | Upgrade
|
| Other Non-Interest Expense | 1.63 | 1.62 | 1.54 | 1.44 | 1.31 | 1.06 | Upgrade
|
| Total Non-Interest Expense | 21.87 | 21.33 | 20.67 | 19.05 | 18.61 | 14.09 | Upgrade
|
| EBT Excluding Unusual Items | 12.92 | 10.38 | 5.37 | 5.99 | 3.5 | 5.47 | Upgrade
|
| Pretax Income | 12.92 | 10.38 | 5.37 | 5.99 | 3.5 | 5.47 | Upgrade
|
| Income Tax Expense | 3.32 | 2.61 | 1.38 | 1.53 | 0.78 | 1.43 | Upgrade
|
| Net Income | 9.6 | 7.77 | 3.99 | 4.46 | 2.72 | 4.04 | Upgrade
|
| Net Income to Common | 9.6 | 7.77 | 3.99 | 4.46 | 2.72 | 4.04 | Upgrade
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| Net Income Growth | 105.63% | 94.74% | -10.44% | 63.82% | -32.71% | -16.83% | Upgrade
|
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | - | Upgrade
|
| Diluted Shares Outstanding | 8 | 8 | 8 | 9 | 8 | - | Upgrade
|
| Shares Change (YoY) | -0.44% | -0.40% | -2.09% | 0.80% | - | - | Upgrade
|
| EPS (Basic) | 1.19 | 0.96 | 0.48 | 0.53 | 0.32 | - | Upgrade
|
| EPS (Diluted) | 1.16 | 0.94 | 0.48 | 0.52 | 0.32 | - | Upgrade
|
| EPS Growth | 104.74% | 95.83% | -7.69% | 62.50% | - | - | Upgrade
|
| Effective Tax Rate | 25.73% | 25.12% | 25.69% | 25.55% | 22.20% | 26.12% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.