Encore Capital Group Statistics
Total Valuation
ECPG has a market cap or net worth of $1.80 billion. The enterprise value is $5.73 billion.
| Market Cap | 1.80B |
| Enterprise Value | 5.73B |
Important Dates
The next confirmed earnings date is Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
ECPG has 21.41 million shares outstanding. The number of shares has decreased by -1.42% in one year.
| Current Share Class | 21.41M |
| Shares Outstanding | 21.41M |
| Shares Change (YoY) | -1.42% |
| Shares Change (QoQ) | -3.16% |
| Owned by Insiders (%) | 3.07% |
| Owned by Institutions (%) | 103.72% |
| Float | 20.74M |
Valuation Ratios
The trailing PE ratio is 7.70 and the forward PE ratio is 6.96.
| PE Ratio | 7.70 |
| Forward PE | 6.96 |
| PS Ratio | 1.02 |
| Forward PS | 0.97 |
| PB Ratio | 1.87 |
| P/TBV Ratio | 4.09 |
| P/FCF Ratio | 14.19 |
| P/OCF Ratio | 11.75 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.74, with an EV/FCF ratio of 45.12.
| EV / Earnings | 22.30 |
| EV / Sales | 3.24 |
| EV / EBITDA | 8.74 |
| EV / EBIT | 9.14 |
| EV / FCF | 45.12 |
Financial Position
The company has a current ratio of 16.11, with a Debt / Equity ratio of 4.18.
| Current Ratio | 16.11 |
| Quick Ratio | 15.94 |
| Debt / Equity | 4.18 |
| Debt / EBITDA | 6.08 |
| Debt / FCF | 32.17 |
| Interest Coverage | 2.13 |
Financial Efficiency
Return on equity (ROE) is 29.45% and return on invested capital (ROIC) is 9.94%.
| Return on Equity (ROE) | 29.45% |
| Return on Assets (ROA) | 7.73% |
| Return on Invested Capital (ROIC) | 9.94% |
| Return on Capital Employed (ROCE) | 12.40% |
| Weighted Average Cost of Capital (WACC) | 7.25% |
| Revenue Per Employee | $240,653 |
| Profits Per Employee | $34,943 |
| Employee Count | 7,350 |
| Asset Turnover | 0.35 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ECPG has paid $79.33 million in taxes.
| Income Tax | 79.33M |
| Effective Tax Rate | 23.60% |
Stock Price Statistics
The stock price has increased by +144.42% in the last 52 weeks. The beta is 1.27, so ECPG's price volatility has been higher than the market average.
| Beta (5Y) | 1.27 |
| 52-Week Price Change | +144.42% |
| 50-Day Moving Average | 71.19 |
| 200-Day Moving Average | 53.16 |
| Relative Strength Index (RSI) | 77.47 |
| Average Volume (20 Days) | 347,032 |
Short Selling Information
The latest short interest is 1.14 million, so 5.31% of the outstanding shares have been sold short.
| Short Interest | 1.14M |
| Short Previous Month | 1.19M |
| Short % of Shares Out | 5.31% |
| Short % of Float | 5.48% |
| Short Ratio (days to cover) | 3.41 |
Income Statement
In the last 12 months, ECPG had revenue of $1.77 billion and earned $256.83 million in profits. Earnings per share was $10.91.
| Revenue | 1.77B |
| Gross Profit | 1.77B |
| Operating Income | 626.65M |
| Pretax Income | 336.16M |
| Net Income | 256.83M |
| EBITDA | 655.41M |
| EBIT | 626.65M |
| Earnings Per Share (EPS) | $10.91 |
Balance Sheet
The company has $156.78 million in cash and $4.08 billion in debt, giving a net cash position of -$3.93 billion or -$183.38 per share.
| Cash & Cash Equivalents | 156.78M |
| Total Debt | 4.08B |
| Net Cash | -3.93B |
| Net Cash Per Share | -$183.38 |
| Equity (Book Value) | 976.75M |
| Book Value Per Share | 45.04 |
| Working Capital | 4.33B |
Cash Flow
In the last 12 months, operating cash flow was $153.20 million and capital expenditures -$26.27 million, giving a free cash flow of $126.93 million.
| Operating Cash Flow | 153.20M |
| Capital Expenditures | -26.27M |
| Depreciation & Amortization | 28.76M |
| Net Borrowing | 149.60M |
| Free Cash Flow | 126.93M |
| FCF Per Share | $5.93 |
Margins
Gross margin is 100.00%, with operating and profit margins of 35.43% and 14.52%.
| Gross Margin | 100.00% |
| Operating Margin | 35.43% |
| Pretax Margin | 19.00% |
| Profit Margin | 14.52% |
| EBITDA Margin | 37.05% |
| EBIT Margin | 35.43% |
| FCF Margin | 7.18% |
Dividends & Yields
ECPG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 1.42% |
| Shareholder Yield | 1.42% |
| Earnings Yield | 14.26% |
| FCF Yield | 7.05% |
Analyst Forecast
The average price target for ECPG is $77.33, which is -7.97% lower than the current price. The consensus rating is "Strong Buy".
| Price Target | $77.33 |
| Price Target Difference | -7.97% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
ECPG has an Altman Z-Score of 2.11 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.11 |
| Piotroski F-Score | 5 |